Credit & Debt
News, insights and expert analysis on credit & debt from the team at Kiplinger.
Latest
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When an Extended Car Warranty is Worth It — and When it's NotGot the "we're trying to reach you about your car's extended warranty" call? Here's what you need to know before buying.
By Rachael Green
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Best Rewards Credit CardsThe best rewards credit cards provide generous perks on everyday purchases, helping you protect your money from rising prices. Here are Kiplinger's top picks.
By Sean Jackson
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Wealth Wise: Should We Borrow Money From Our Elderly Father?In our retirement advice column, Wealth Wise, we answer a reader's question about whether you should take a loan from an elderly parent without them knowing.
By Maurie Backman
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There's a Credit Report Crisis Brewing. You Should Be Worried.Here's how to protect your credit health when no one else wants to.
By Sean Jackson
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Get Free Credit Reports WeeklyCheck your credit report weekly for free as the three major credit bureaus made a pandemic-era initiative permanent.
By Lisa Gerstner
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How High Earners Can Pay Off Student Loan Debt in 5 YearsBeing disciplined at the start of your career means you won't be carrying those financial burdens forever.
By Stephen B. Dunbar III, JD, CLU
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Top Cash Back Credit Cards: Maximizing Your Rewards in 2026Credit Cards Whether you crave plentiful travel perks, basic cash back, or a high rebate on groceries and gas, you’ll find a card here that suits your tastes.
By Sean Jackson
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I Want to Pay Off Our Grandson's $45K Student Loan DebtWe're 73, with $2.1 million and $4k a month in Social Security. My husband says we can't afford to help our grandson. Who's right?
By Maurie Backman
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What High Earners Miss by Refinancing Student Loans Too SoonHigh-earning young professionals often rush to get a better rate on student loans as soon as they're able. But it can pay to leave the options open for a while.
By Sravani Atluri
