401ks
401(k)s are tax-advantaged plans that allow you to put money aside through your employer's payroll deductions. Since their inception 40 years ago, 401(k) plans have become the retirement plan of choice for most employers, largely replacing traditional pension plans. If you'd like to know more about whether a 401(k) is right for you, the different rules and how to set one up, start with our beginner's guide: 10 things you should know about 401(k)s then work your way through our other features and guides on 401(k)s to get all the information you need.
Latest
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The Earlier You Take Advantage of Your 401(k), the Better
The power of compound interest can turn modest contributions into big savings for retirement.
By Rich Guerrini Published
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Traditional Retirement Accounts or Roth? How to Choose
Let’s compare traditional IRAs, traditional 401(k)s, Roth IRAs and Roth 401(k)s. Which might work best for you could depend on your income and tax status.
By Rich Guerrini Published
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Have You Reached 59½? Time to Rethink Your 401(k) Options
A rollover IRA might be in order to help protect your retirement savings from potential (and potentially disastrous) market downturns.
By Chris Ballard Published
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SECURE 2.0 Act Now Helps Lighten the Burden of Student Loans
Employers can attract talented employees with a new benefit: a matching contribution to an employee's 401(k) when they make payments on their student debt.
By Mary K. Moreland Published
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Six Retirement Account Wins for Employers and Employees
The retirement plans that employers offer employees benefit the employers with boosts in recruitment, morale and tax breaks. Employees also reap the benefits.
By Dennis D. Coughlin, CFP, AIF Published
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How Autoworkers Can Navigate the Transition to Retirement
Autoworkers retiring today may rely more on 401(k) savings than the traditional pensions of the past. Careful planning is critical.
By Shawn Mueller Published
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Should an ESOP Be Your Only Retirement Account?
When it comes to saving for retirement, diversification is critical. Consider building your nest egg with a combination of accounts in addition to an ESOP.
By Peter Newman, CFA Published
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What to Do With Your 401(k) When You Leave Your Job
Instead of cashing out or leaving your 401(k) account behind, consider consolidating your savings in your new employer's plan. Here's how.
By Spencer Williams Published
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How Net Unrealized Appreciation Helps Save More of Your Retirement Savings
If you have employer stock in your 401(k), net unrealized appreciation is a strategy to minimize your taxes.
By Joy Taylor Published