Young Kids Can Earn Summer Cash Too

You don't have to be in high school to make some money this summer. Parents and kids can brainstorm ideas and work together to market the child's services around the neighborhood.

  • I'm only 12, but I'm tired of sitting on my behind all day. Please help me find a job.
  • I'm 12 and want my own money. Do you have a job for me?
  • I just turned 13 and I need a job to get a new cell phone. My mom said I have to earn it and I can't ask my grandparents for the money. What would be a good job for me to get in a hurry?

To all the 11- to 13-year-olds who write me letters like those above, I'm sorry but I don't have a job to give. What I do have is advice, and my advice is to show this column to your parents so I can talk straight to them.

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Janet Bodnar
Contributor

Janet Bodnar is editor-at-large of Kiplinger's Personal Finance, a position she assumed after retiring as editor of the magazine after eight years at the helm. She is a nationally recognized expert on the subjects of women and money, children's and family finances, and financial literacy. She is the author of two books, Money Smart Women and Raising Money Smart Kids. As editor-at-large, she writes two popular columns for Kiplinger, "Money Smart Women" and "Living in Retirement." Bodnar is a graduate of St. Bonaventure University and is a member of its Board of Trustees. She received her master's degree from Columbia University, where she was also a Knight-Bagehot Fellow in Business and Economics Journalism.