Features

Best High-Yield Savings Accounts January 2026 — Earn 4.35%

High-yield savings account options Kiplinger has found offer rates up to 4.35%, helping you beat inflation and grow your savings faster.

By Sean Jackson

Mamdani's Millionaire's Tax: Let the New York Exodus Begin?

State Tax Will higher income taxes drive the wealthy to flee New York in 2026?

By Roxanne Bland

6 Expensive Travel Mistakes and How to Avoid Them

Here are expensive travel mistakes people make, including insurance, unnecessary fees and more.

By Daniel Bortz

Trump 2025 Tax Bill: What’s Changed and How It Affects Your Taxes

Tax Law From standard deduction amounts to tax brackets and Medicaid cuts, here’s what individual filers need to know about tax changes in Trump's so called "big beautiful bill."

By Kelley R. Taylor

Is Unemployment Taxable? A State-by-State Guide

State Tax The federal government taxes unemployment benefits. But is unemployment taxable in your state?

By Katelyn Washington

New $6,000 'Senior Bonus' Deduction: What It Means for Taxpayers Age 65 and Over

Tax Changes If you’re an older adult, a new bonus tax deduction could provide a valuable tax benefit. Here's how it works.

By Kelley R. Taylor

The Extra Standard Deduction for People Age 65 and Older

Tax Deductions The extra standard deduction can help older adults reduce their taxable income.

By Kelley R. Taylor

Tip: Ways to Track Your Credit Card Rewards

Here are the best strategies and apps to help you stay current with your credit card rewards.

By Ella Vincent

How New Investors Can Pick Their Perfect Portfolio, According to a Pro

See what Cullen Roche has to say about finding your perfect portfolio as a new investor and his two-word answer on where he thinks the stock market is headed in 2026.

By Karee Venema

HNW Retirees: Don't Overlook The Benefits of Social Security

Wealthy retirees often overlook Social Security. But timed properly, it can drive tax efficiency, keep Medicare costs in check and strengthen your legacy.

By Robert Smith

Do You Have an Insurance Coverage Gap for Your Valuables?

Standard homeowners insurance usually has strict limits on high-value items, so you should formally "schedule" these valuable possessions with your insurer.

By Karl Susman, CPCU, LUTCF, CIC, CSFP, CFS, CPIA, AAI-M, PLCS

My Mortgage Rate is 6.5%. Should I Refinance If Rates Fall By Half a Point

A half-point dip may not be enough to offset closing costs. Here's the magic number that makes refinancing pay off.

By Choncé Maddox

How Much Does It Cost to Sell a House? Key Expenses to Know

Selling a home isn’t free. Learn about the most common — and often overlooked — costs involved in selling your house, from agent fees to prep work.

By Daniel Bortz

Fixed vs. Adjustable-Rate Mortgages: Which Is Better for Buying a Home?

real estate Consider these pluses and minuses before jumping into a loan you'll be paying for the next 15 to 30 years.

By Donna LeValley

What to Do If You Plan to Make Catch-Up Contributions in 2026

Under new rules, you may lose an up-front deduction but gain tax-free income once you retire.

By David Rodeck

If You'd Put $1,000 Into Lowe's Stock 20 Years Ago, Here's What You'd Have Today

Lowe's stock has delivered disappointing returns recently, but it's been a great holding for truly patient investors.

By Dan Burrows

How to Max Out Your 401(k) in 2026 (New Limits are Higher)

In 2026, the maximum contribution limits for 401(k) plans have increased, giving you an excellent shot at maximizing your retirement savings.

By Kathryn Pomroy

Don't Trade After-Hours Without Reading This

Are you a night owl or an early bird with a yen for active trading? Before you transact after-hours, consider these tips and potential traps.

By Nellie S. Huang

8 Ways to Declutter Your Life: Retirement 'Non-Resolutions'

Here's how to stop wasting your energy on things that don't enhance your new chapter and focus on the things that do.

By David Conti, CPRC

To Retire Rich, Stop Chasing Huge Returns and Do This Instead

Saving a large percentage of your income, minimizing taxes and keeping spending in check can offer a more realistic path to retiring rich.

By Eric Roberge, Certified Financial Planner (CFP) and Investment Adviser

New Year, New Retirement Rules: How to Keep Up With Changes

For a successful modern retirement, prepare for a longer life, manage high health care costs and prioritize your social life and purpose.

By Lawrence Sprung, CFP®, CEPA®

Plan to Give

Advertiser Content Whittier Trust Company

Sponsored Charitable giving strategies in the wake of the “One Big Beautiful Bill."

By Whittier Trust Company

Stock Market Holidays in 2026: NYSE, NASDAQ and Wall Street Holidays

Markets When are the stock market holidays? Here, we look at which days the NYSE, Nasdaq and bond markets are off in 2026.

By Kyle Woodley

How We Manage Our Finances Together: 'When You Keep Score, You Can End Up Resentful'

Douglas Boneparth, a certified financial planner, and his wife, Heather Boneparth, speak with Kiplinger about couples managing finances.

By Laura Petrecca

I'm 45 and I've barely invested in the stock market. I recently inherited $50,000. What should I do?

What should you do with a big inheritance? We asked a financial expert for advice.

By Charles Lewis Sizemore, CFA

The Average IRA Balance by Age and Generation

Knowing how the average IRA balance of peers compares to your own could be the nudge you need to save more for retirement — or pat yourself on the back.

By Adam Shell

A Contrarian Approach Pays Off for This Bond Fund

The Dodge & Cox Income Fund has outperformed in 2025 thanks to its managers' fearless approach.

By Nellie S. Huang