Retirement

Medicare leaves plenty of gaps for you to pay, but these strategies will help you reduce the tab.

Many seniors leaving longtime positions are transitioning to jobs that let them pursue their passions.

Employees who rely on low default contribution rates set by employers may end up with an insufficient nest egg.

I don't foresee a world in which retirees are camped out en masse on the sidewalk.

Start saving early and let compounding work on your behalf. Otherwise, you may need to stay on the job longer.

The quick-and-dirty formulas are meant to motivate you to save more.

Congress has limited this costly tax break to those over age 70½.

You can set up a scholarship directly with a university or through a community foundation.

This strategy could lower your lifetime tax bite, let you collect higher benefits and extend the longevity of your portfolio.

Several tax law changes went into effect this year. These moves can help keep your 2013 tax tab in check.

From social media to online bills, it is essential to plan what will happen to your virtual life once you are gone.

Study fund holdings carefully as some bond funds have been wandering beyond their traditional bounds.

Low bond yields have raised troubling questions about whether the 4% withdrawal rule still holds up. Here is what works, and what doesn't, when it comes to stretching a retirement nest egg.

More plans now allow rollovers while you’re still on the job, but make sure you have enough money outside the account to pay taxes.

The $3 million cap sounds reasonable, but that's before doing the actuarial math.

If you discover that you earned too much to qualify for a Roth, you can switch to a traditional IRA.

Do the math, and then decide how much debt you can stomach.

For a set price, patients receive a full range of medical services.

From providing housing to navigating government benefits, adult children have numerous options to assist elderly parents.

The traditional IRA is one of the best options in the retirement-savings toolbox. You can open a traditional IRA at a bank or a brokerage, and the universe ...

New online tools can help consumers find the best deals on medical care.

A systematic plan will keep investing risk in check and your retirement on track.

If you turned 70½ last year, you have until April 1 to take your first required minimum distribution.

Today's retirees have more than two and a half times the retirement assets of retirees some 30 years ago.

Some health care providers are offering credit cards designed to cover uninsured costs, but these cards come with a host of potential problems.

Nonspouse beneficiaries who inherit an IRA should watch out for these common pitfalls.

Visit several places, scour the fine print and ask a lot of questions when choosing an assisted-living facility.

The government will no longer allow fixed-rate, lump-sum loans in its Home Equity Conversion Mortgage Standard program.

Alternatives are emerging as employers drop retirees from group health plans.

One insurer is set to raise rates for women, and other carriers may soon follow.

Retiring abroad can offer a host of advantages over buying a condo in Florida. Living expenses can be cheaper, cultural experiences richer and the lifestyle ...

If you or your spouse has earned income for the year, you can fund an IRA.

With decades to go until retirement, young workers can afford to invest aggressively.

Employee benefits expert Jack VenDerhei tells Kiplinger how one-time year-end employer contributions may affect savers' returns.

Getting answers to these key questions will boost your odds of a secure future.

Diversify your investment allocation, and diversify the tax treatment that will apply to those assets when it comes time for withdrawals.

Shift to a more conservative investing strategy as your retirement date gets closer.

Most seniors who own older annuities should spurn financial incentives to relinquish lucrative guaranteed income benefits and death benefits.

NAPFA planners answered your most pressing financial and retirement questions for FREE on February 7 and February 12. You can read transcripts of the chats below.

Financial planners will answer your questions for free on Jump-Start Your Retirement Plan Days.

It's business as usual this tax season with federal tax rates and write-offs mostly unchanged from 2011.

A reverse mortgage for purchase may help some seniors finance a new place to live.

Beneficiaries will no longer receive paper checks after March 1.

Now you can do more than just check your earnings record and get benefit estimates.

Knight Kiplinger offers his sage advice on money matters for the recently (or soon-to-be) married.

A grand might not sound like all that much, but our readers sure know how to stretch it.

Rules for hardship withdrawals vary widely from plan to plan. Some plans don't allow them at all.

Invest in stocks, your career and even your love life. Our ideas are designed to pay dividends.

For couples, timing is everything.