401ks
401(k)s are tax-advantaged plans that allow you to put money aside through your employer's payroll deductions. Since their inception 40 years ago, 401(k) plans have become the retirement plan of choice for most employers, largely replacing traditional pension plans. If you'd like to know more about whether a 401(k) is right for you, the different rules and how to set one up, start with our beginner's guide: 10 things you should know about 401(k)s then work your way through our other features and guides on 401(k)s to get all the information you need.
Latest
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Should You Convert a Traditional 401(k) into a Roth 401(k)?
If your company offers a Roth 401(k), you can convert your traditional 401(k) to pay lower taxes in retirement.
By Tom Taulli Last updated
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Pension vs 401(k) Plans: Which is Better?
Choosing a pension vs 401(k) plan can be tricky. Here, we provide questions to ask to help guide you in your retirement planning.
By Adam Shell Last updated
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Roth 401(k) vs. 401(k): Which Is Right for You?
The Roth 401(k) vs. traditional 401(k) decision can mean the difference between higher taxes now or in retirement. It's your choice.
By Adam Shell Last updated
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How to Open a 401(k)
Whether you're starting a new job or have never opened a 401(k) account, it's time! Here's how to open an account in five steps.
By Adam Shell Last updated
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New Rules for Retirement Savings Taking Effect in 2025
Many employees will be able to contribute more money to tax-advantaged workplace plans.
By Sandra Block Published
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You Could Be a 401(k) Millionaire. Here’s How
Joining the ranks of 401(k) millionaires can be withing your sights with these four strategies.
By Adam Shell Last updated
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Collective Investment Trusts: Should Your 401(k) Hold Them?
Your employer-sponsored retirement plan may hold a unique type of investment called a collective investment trust, or CIT. They come with benefits and risks that warrant a closer look.
By Coryanne Hicks Published
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How to Roll Over a 401(k) in Five Steps
Here's how to roll over a 401(k) to a traditional IRA, Roth IRA or even to a Roth 401(k).
By Coryanne Hicks Last updated
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How to Roll Over a 401(k) Into an IRA
Planning to roll over a 401(k) into an IRA? There are tax and flexibility advantages. But tread carefully.
By Adam Shell Last updated