401(k)s

Returning to work can affect Social Security benefits and pension payments, but may also help you build your nest egg.

Manager Steven Romick has free rein to branch out, but hasn't seen anything compelling recently.

He wants to limit the amount you can put in tax-favored retirement savings.

Scenario 1: Your path to retirement is wide, gently sloped, paved with good intentions and free of potholes—including market declines, job loss and health ...

With the economy improving, stocks are still the place to be.

A look at tips from a few of our favorite personal finance bloggers on getting a job after college, paying off student loans and saving for retirement.

Employees who rely on low default contribution rates set by employers may end up with an insufficient nest egg.

Every employer in America, regardless of size, would be required to offer an account to all employees.

"I don't have enough savings for a down payment on a house. Should I borrow from my 401(k) plan?"

Start saving early and let compounding work on your behalf. Otherwise, you may need to stay on the job longer.

Several tax law changes went into effect this year. These moves can help keep your 2013 tax tab in check.

More plans now allow rollovers while you’re still on the job, but make sure you have enough money outside the account to pay taxes.

The $3 million cap sounds reasonable, but that's before doing the actuarial math.

You can’t expect much if you take only one class in high school.

Let your benefits manager know that you want better options.

Most popular funds in retirement plans range from decent to excellent. But we found a few slackers.

Today's retirees have more than two and a half times the retirement assets of retirees some 30 years ago.

With decades to go until retirement, young workers can afford to invest aggressively.

Employee benefits expert Jack VenDerhei tells Kiplinger how one-time year-end employer contributions may affect savers' returns.

These seven steps will help you build your retirement nest egg.

Diversify your investment allocation, and diversify the tax treatment that will apply to those assets when it comes time for withdrawals.

Shift to a more conservative investing strategy as your retirement date gets closer.

Soon you’ll know how big a bite expenses are taking from your retirement savings.

You might be better off withdrawing money from an IRA instead.

You may be able to contribute a year-end bonus or change the amount earmarked for your account.

If your income will drop after you retire, then waiting to convert to a Roth IRA could reduce the tax bite.

Use this calculator to see how additional contributions to your 401(k) plan can add up over time.

Tapping your retirement savings to pay off debt usually isn't a good idea.

Here's how to handle your retirement money when you leave a job behind.

Soon you may be able to roll over your 401(k) or 403(b) to a Roth inside your employer plan.

A few simple changes now can make a big difference in your nest egg later.

Learn the consequences of pulling out money from your workplace retirement account.

There are drawbacks to borrowing money from your retirement account.

The Thrift Savings Plan, offered to federal employees, contains features other workers would kill for. But it also has glaring weaknesses.

Thinking about borrowing from your 401(k)? Be careful.

Try these money-saving moves to help boost you contributions.

If you devise a plan and start contributing now, you could easily reach your retirement goals.

To maximize your savings, try these tactics.

Start investing now to make the most of the decades you have until your dream retirement.

These plans may need some improvement, but they're not ready for the scrapheap.

There are better things to do with your money than invest in another certificate of deposit if the one you have is maturing.

If you have money hanging out in an account with a former employer, move it into your new 401(k), IRA or Roth IRA.

See if your company's plan stacks up.

Lessen the impact of a 401(k) loan by continuing to contribute while repaying the loan.

Capitol Hill wants plan providers to tell workers exactly what they're paying in costs.

Your best bet is to keep on contributing, stick with stocks and try not to raid your account.

Find out what happens if you default on a loan to yourself.

This month Kim highlights what to do when your employer freezes your 401(k) match, reviews the best fund newsletters and explains the concept of stable-value funds.