Personal Finance
News, insights and expert analysis on personal finance from the team at Kiplinger.
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The IRS Never Texts You, So Why Are They Doing It Now?IRS Notices Taxpayers have been told for years that the IRS never sends a text message. But under 2026 digital rules, the agency can reach out for three specific reasons.
By Kate Schubel
IRS Notices -
Are One-Year CDs A Smart Move Amid Rising Inflation?Savings The best 1-year CD rates are a smart way to achieve short-term savings goals.
By Sean Jackson
Savings -
The Best 3-Year CDs: Earn Up to 4.05%Savings Three-year CDs give you a flexible way to achieve midrange savings goals.
By Sean Jackson
Savings -
The Best 5-Year CD Rates NowThe top 5-year CD rates offer up to 4.15%, helping savers reach long-term savings goals.
By Sean Jackson
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529 Plans: Everything You Need to Know529 plans offer convenience and potential tax benefits when saving for education. That said, there are still a range of rules you’ll need to know (and follow).
By Elaine Silvestrini
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Best CD Rates — A Risk-Free Way to SaveSavings Compare today's top CD rates and find the right account to help you earn a competitive return on your savings.
By Sean Jackson
Savings -
Best Money Market Accounts — July 2026Savings Money market accounts offer the flexibility of checking accounts while helping you earn up to 4% APY.
By Sean Jackson
Savings -
Best No-Fee High-Yield Savings Rates: July 2026If you want to keep pace with rising everyday costs, these accounts can help you achieve that.
By Sean Jackson
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Best High-Yield Savings Accounts July 2026 — Earn 4.20%Kiplinger has found high-yield savings accounts offering rates up to 4.20%, helping you beat inflation and grow your savings faster.
By Sean Jackson
