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Why Digitizing Your Tax Records Can Simplify Your Filing in 2025
Tax Records If you can, switching from paper to e-filing your taxes can have many benefits.
By Gabriella Cruz-Martínez Published
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What Stock Pros Expect to See in 2025
The jury's out on the 2025 stocks forecast: will investors enjoy higher interest rates that dampen the market, or another year of double-digit returns?
By Simon Constable Published
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How to Avoid These 10 Retirement Planning Mistakes
Many retirement planning mistakes are easily avoidable. Here are 10 to have on your radar so you don't end up running out of money in your golden years.
By Romi Savova Published
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Before the Next Time Markets Sink, Do Your Lifeboat Drills
An eventual market crash is inevitable. We can't predict when, but preparing for the ups and downs of investing is imperative. Here's what to do.
By Andrew Rosen, CFP®, CEP Published
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Tax Benefits of Hiring Your Kids Plus IRS Rules to Follow
Tax Breaks Hiring your child can potentially lower your tax bill and help kids develop skills, but there are some rules you need to know — and follow.
By Kelley R. Taylor Last updated
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What Are Passive Income Strategies and How Can I Use Them in 2025?
An extended period of rising prices has everyone looking for a little more cash to make ends meet.
By Will Ashworth Published
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Does Your Child Need to File a Tax Return This Year?
Tax Filing Here’s how to tell if your child needs to file a tax return in 2025 and how it can impact your tax liability.
By Katelyn Washington Last updated
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Will You Owe Taxes on Your Recently Forgiven Student Loan?
Loan Forgiveness If you received student debt forgiveness last year, know these key points when filing taxes. Plus — what can you expect from a new president?
By Kate Schubel Published
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Retirement Taxes: How All 50 States Tax Retirees
Retirement Taxes Find out how 2024 income taxes in retirement stack up in all 50 states plus the District of Columbia.
By Kate Schubel Last updated
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State Tax Changes for 2025: Key Reforms and What They Mean for Your Finances
State Taxes It’s important to stay informed of state tax changes that can impact your budget.
By Kelley R. Taylor Last updated
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What's Worth Your Time in Retirement?
Retirement can be a period of personal growth. Acknowledging that your time is precious — and investing it wisely — will help you reap huge rewards.
By Bob Sipchen Published
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This Late-in-Life Roth Conversion Opportunity Spares Your Heirs
Expensive medical care in the later stages of life is an unpleasant reality for many, but it can open a window for a Roth conversion that benefits your heirs.
By Evan T. Beach, CFP®, AWMA® Published
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Women, What Is Your Net Worth?
Many women have no idea what their net worth is, or even how to calculate it. Many also turn to social media finfluencers for advice. Here's what to do instead.
By Neale Godfrey, Financial Literacy Expert Published
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The Best Financial Stocks to Buy
Financial stocks play a critical role in the economy and are a key component of any well-rounded portfolio.
By Kyle Woodley Last updated
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Why You Shouldn't Let Your Credit Cards Sit Unused
Keep your credit cards active, even with small charges, to protect your credit score.
By Ella Vincent Last updated
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15 Reasons You'll Regret an RV in Retirement
Making Your Money Last Here's why you might regret an RV in retirement. RV-savvy retirees talk about the downsides of spending retirement in a motorhome, travel trailer, fifth wheel or other recreational vehicle.
By Bob Niedt Published
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Kiplinger Trade Outlook: Trade Gap Widened in November
Forecasts Kiplinger's latest forecast on trade: U.S. exports, imports and our net trade deficit.
By Rodrigo Sermeño Last updated
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Is Retiring in 2025 Right for You?
If any of these signs ring true, retiring in 2025 may be in your cards.
By Donna Fuscaldo Last updated
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Best No-Penalty CD Rates
A no-penalty CD is a type of certificate of deposit that allows individuals to withdraw funds early without a fee. Right now, some of the best ones are offering rates of over 4%.
By Erin Bendig Last updated
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How to Find the Best Jumbo CD Rates
The Fed cut rates for the third time this year. Yet, you can still secure excellent rates with jumbo CDs.
By Erin Bendig Last updated
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Why You Need an Advance Directive
An advance directive defines the medical care you want if you are too ill to make decisions. Every adult needs one.
By Jacob Wolinsky Last updated
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The Fine Print: What Trump Isn’t Telling You About His 2025 Tax Plans
Tax Law & Policy Knowing the impacts of various tax proposals can empower you to make informed financial decisions as we move through 2025.
By Kelley R. Taylor Last updated
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Can You Get a Mortgage In Retirement? And Should You?
With interest rates still stubbornly high and home prices elevated, here’s how a retiree living on a fixed income can land a decent mortgage.
By Brian O'Connell Published
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Converting Retirement Savings to a Roth IRA? Don't Do This
You might want to convert all of your savings to a Roth in one go, but you could end up paying hundreds of thousands more in taxes than you have to.
By Joe F. Schmitz Jr., CFP®, ChFC® Published
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What Is Your 'Enough Is Enough' Number for Retirement?
Chasing a 'magic number' for retirement can be anxiety-inducing. Instead, build your plans around a personal number that reflects your individual circumstances.
By Scott M. Dougan, RFC, Investment Adviser Published
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California Wildfires and Insurance: Looking for Help
Los Angeles-based insurance expert Karl Susman shares the view from his agency’s office as all hands are on deck to help their policyholders.
By Karl Susman, CPCU, LUTCF, CIC, CSFP, CFS, CPIA, AAI-M, PLCS Published
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Kiplinger Inflation Outlook: Better News May Not Last
Economic Forecasts Focus on the monthly changes, not annual inflation rates.
By David Payne Last updated
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Kiplinger Retail Outlook: Surprisingly Strong Holiday Sales
Economic Forecasts Retail sales over the holiday season show consumers still have a lot left in the tank.
By David Payne Last updated
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Kiplinger Energy Outlook: Gas Prices Turn Higher
Economic Forecasts After bottoming out around New Year’s Day, gasoline prices are headed up this winter.
By Jim Patterson Last updated