Traditional IRA
News, insights and expert analysis on traditional ira from the team at Kiplinger.
The traditional IRA is one of the best options in the retirement-savings toolbox. You can open a traditional IRA at a bank or a brokerage, and the universe of investments is wide open to you. But with that freedom comes responsibility. Traditional IRAs have a lot of rules — break one and you could face a penalty. If you'd like to know more about IRAs, start with our beginner's guide: everything you should know about traditional IRAs then work your way through our other features and guides on smart strategies to ensure you can end up with a sizable chunk of change down the road.
Latest
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Ask the Editor, October 17: QCDs and Tax-Planning
Ask the Editor In this week's Ask the Editor Q&A, Joy Taylor answers more questions about the use of qualified charitable distributions (QCDs) in end-of-year tax planning.
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IRA Conversion to Roth: Rules to Convert an IRA or 401(k) to a Roth IRA
An IRA conversion can give you a leg-up in retirement with tax-free income. But proceed with caution.
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The Average IRA Balance by Age
Knowing how the average IRA balance of peers compares to your own could be the nudge you need to save more for retirement — or pat yourself on the back.
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IRA and SEP Rules at a Glance: Contribution Limits, Income Limits and Rollover Options
Here are IRA contribution limits, income limits and rollover rules for Roth, traditional, SIMPLE and SEP IRAs at a glance.
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Inherited IRA Rules: How to Avoid a Tax Trap
Don't get hit with a big tax bill thanks to an inherited IRA. Learn the rules and save.
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This Might Be What Your Retirement Portfolio Is Missing
You can supplement your retirement nest egg or save for other goals with a taxable brokerage account.
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Should You Convert a Traditional IRA to a Roth After 60?
retirement You can convert an IRA to a Roth no matter how old you are. But if the conversion boosts your income, it could have tax consequences.
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Ask the Editor — Tax Questions on Inherited IRAs
Ask the Editor In this week's Ask the Editor Q&A, we answer tax questions from readers on the rules on inheriting IRAs.
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Ask the Editor — Tax Questions on Disaster Losses and more
Ask the Editor In this week's Ask the Editor Q&A, we answer tax questions from readers on paper checks, hurricane losses, IRAs and timeshares.
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