Retirement
News, insights and expert analysis on retirement from the team at Kiplinger.
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What is the IRMAA (Income-Related Monthly Adjustment Amount)?
IRMAA is a surcharge added to your Medicare Part B and Medicare Part D prescription drug coverage premiums if your income is above a certain level. Here's what you need to know.
By Donna LeValley Published
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Want to Avoid IRMAA? Consider a Roth Conversion
If you make above a certain income, expect to pay more for Medicare, unless you take steps to lower your income. Here's how.
By Donna Fuscaldo Published
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Manage an Inheritance Like a Pro in Just Seven Steps
inheritance How you handle an inheritance is key. A bequest could change your life, but don’t quit your day job.
By Sandra Block Last updated
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Five Roth IRA Pitfalls Your Adviser May Not Tell You About
Heffalump traps may be imaginary, but Roth IRA pitfalls are very real. They could upend your retirement if you're unaware of them.
By Maurie Backman Last updated
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Nine Ways Seniors Can Save on Car Insurance
Seniors tend to pay more for car insurance, but these discounts and strategies can help you keep rates down.
By Erin Bendig Last updated
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I'm 52 with $2.1 million in retirement savings: Can I afford a second home?
Buy a second home now, or wait until retirement? It depends.
By Maurie Backman Published
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The Nine Key Milestone Ages In Retirement
These nine milestone ages mark your eligibility for significant retirement benefits, including catch-up contributions and required actions, such as taking RMDs at age 73.
By Donna LeValley Last updated
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Raising the Social Security Retirement Age to 69? How it Would Affect You
Workers have two choices if the full retirement age ever increases to 69. Work longer or collect less.
By Donna Fuscaldo Last updated
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Medicare Premiums 2026: Projected IRMAA Brackets and Surcharges for Parts B and D
Will you have to pay the monthly Medicare premium surcharge next year? It depends on a few factors.
By Donna LeValley Last updated