News, insights and expert analysis on retirement from the team at Kiplinger.
Real life can lay waste to shaky retirement income formulas. It's better to build a stable plan for your money in three layers: Need, want and grow.
By Michael Reese, CFP®
Even the best financial plan can be derailed when we're too overwhelmed to follow the guidance it sets out, or worse, think we can always act on it tomorrow.
By Ronald “Skip” Skolnik
Cash balance plans are underused despite their potential to boost retirement savings and reduce tax liability for high earners. Time to give them another look.
By Omar A. Morillo, CFP®, ChFC®, AIF®
Patience and good advice are the keys to avoiding making permanent financial mistakes after getting an inheritance.
By Janet Bodnar
Before giving your kids money in retirement, ask these 3 questions to protect your nest egg and their financial future.
By Donna Fuscaldo
Electronic Social Security payments are being touted as faster and safer than paper checks. But those who rely on them will need support to make the transition.
By Martha Shedden, CRPC®, RSSA®
If you wrote off annuities in the past, you might be surprised to learn that higher interest rates and major product improvements have made them more effective
By Mike Decker, NSSA®
Retirees can trade financial anxiety for peace of mind by adopting these practical habits that build on structure, flexibility and consistency.
By Jeff Judge, CFP®, ChFC®, CLU®, AEP®
High market valuations are triggering dot-com-era flashbacks, but panic isn't a financial strategy for retirement savers.
By Maurie Backman
