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Investing
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Too Scared to Dive Into Annuities? Here's One Way to Dip Your Toe In
Along with CDs, fixed-rate annuities often pay more than money market funds and savings accounts. If you’re nervous about them, here’s one way to test the water.
By Ken Nuss -
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5 Signs You're Living Someone Else's Definition of Success
Life is too short to settle for what someone else considers success. Studies show most of us want happiness most, so why not go for yours?
By Becca Pearce, MBA, CEPA -

This Critical Issue Could Cost Wealthy Families if No One Takes Control
As private equity consolidates the accounting industry, high-net-worth families with complex tax situations might want to set up centralized oversight.
By Kathleen Grace, CFP®, CIMA®, MPrA -

When Managing Your Wealth Feels Like a Pain, Simplify
Multiple accounts, inherited assets and life transitions can make finances harder to manage when you retire. Simplifying what you have is a smart move.
By Frank J. Legan -

This Counterintuitive Tax Move Could Save You (and Your Heirs) Thousands
Tax planning is a year-round effort that uses strategies like Roth conversions to reduce future bills, even if it means moving into a higher bracket temporarily.
By Jay Sharifi -

The Retirement Spending Mistake Even Careful Savers Make (and How to Fix It)
Playing it too safe could mean trips not taken, educations not funded, life not enjoyed. Don't abandon caution — just build contingency plans for your portfolio.
By Patrick Payne, Ph.D., CFP® -
The Kiplinger LetterThe Space Sector Prepares to Blast Off
Space companies are buzzing with excitement over a series of tailwinds set to lift juggernaut SpaceX, start-ups and once-struggling legacy players.
By John Miley
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Retirement
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We're Retired and Wealthy. I Want to Splurge but My Wife Says 'No.'
We're 67 with $5.8 million after years of scrimping. I want to spend $300K on much-needed home renovations and a new car. How can I get my wife to loosen up on spending?
By Maurie Backman -
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Too Scared to Dive Into Annuities? Here's One Way to Dip Your Toe In
Along with CDs, fixed-rate annuities often pay more than money market funds and savings accounts. If you’re nervous about them, here’s one way to test the water.
By Ken Nuss -
Happy Retirement4 Wishes for My Dad to Have a Fun and Happy Retirement
A Kiplinger editor shares some retirement wishes for her father.
By Alexandra Svokos -

When Managing Your Wealth Feels Like a Pain, Simplify
Multiple accounts, inherited assets and life transitions can make finances harder to manage when you retire. Simplifying what you have is a smart move.
By Frank J. Legan -

The Retirement Spending Mistake Even Careful Savers Make (and How to Fix It)
Playing it too safe could mean trips not taken, educations not funded, life not enjoyed. Don't abandon caution — just build contingency plans for your portfolio.
By Patrick Payne, Ph.D., CFP® -
Retirement TaxesThe New Retirement Math: How an Active Lifestyle Can Lower Your 2026 Taxes
Avoid rising IRMAA surcharges and discover how volunteering and part-time work keep more of your Social Security benefits tax-free.
By Kate Schubel -

Small Ships, Big Luxury: 5 Boutique Yacht Cruises Retirees Should Book in 2026
The new way to sail: Why boutique yacht cruises are the ultimate retirement reward.
By Kathryn Pomroy
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Meet Kiplinger's experts
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Alexandra Svokos
Digital Managing Editor
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Karee Venema
Senior Investing Editor
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Kelley R. Taylor
Senior Tax Editor
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Alexandra Twin
Senior Retirement Editor
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David Dittman
Investing Editor
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Ellen Kennedy
Retirement Editor
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Carla Ayers
Personal Finance Editor
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Donna LeValley
Retirement Writer
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Kate Schubel
Tax Writer
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Sean Jackson
Personal Finance Writer
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Donna Fuscaldo
Retirement Writer
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Rachael Green
Personal Finance Writer
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Ben Demers
Audience Engagement Manager
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Dan Burrows
Senior Investing Writer
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Taxes
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This Critical Issue Could Cost Wealthy Families if No One Takes Control
As private equity consolidates the accounting industry, high-net-worth families with complex tax situations might want to set up centralized oversight.
By Kathleen Grace, CFP®, CIMA®, MPrA -
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State TaxStates With the Highest and Lowest Tax Rates in 2026
High-tax states aren’t always the most expensive to live in, and low-tax states don’t always mean bigger savings. Here’s how tax burdens really compare across the U.S.
By Kelley R. Taylor -

This Counterintuitive Tax Move Could Save You (and Your Heirs) Thousands
Tax planning is a year-round effort that uses strategies like Roth conversions to reduce future bills, even if it means moving into a higher bracket temporarily.
By Jay Sharifi -
Retirement TaxesThe New Retirement Math: How an Active Lifestyle Can Lower Your 2026 Taxes
Avoid rising IRMAA surcharges and discover how volunteering and part-time work keep more of your Social Security benefits tax-free.
By Kate Schubel
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Personal Finance
VIEW MORE-
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5 Signs You're Living Someone Else's Definition of Success
Life is too short to settle for what someone else considers success. Studies show most of us want happiness most, so why not go for yours?
By Becca Pearce, MBA, CEPA -

In Your 20s and 30s? Why You Don't Need a Six-Figure Salary to Be a Future Millionaire
Millionaire status is rising, but most are older. Here’s how younger Americans can build wealth.
By Paige Cerulli -

Small Ships, Big Luxury: 5 Boutique Yacht Cruises Retirees Should Book in 2026
The new way to sail: Why boutique yacht cruises are the ultimate retirement reward.
By Kathryn Pomroy -

Gas Prices Are Climbing — Should You Rent an EV for Your Road Trip?
With gas prices trending higher, electric vehicles are getting a second look. Here's how to compare total costs before you book.
By Choncé Maddox -

This Cincinnati Man, 34, Has Already Made $1M: Here's How
"There is freedom in amassing wealth and comfort. However, you can always make more money, but you can never make more time."
By Joyce Lamb -

Couples Say This One Thing Justifies Divorce (and It's Not Infidelity)
An open conversation between you and your partner about finances can help save you from the biggest argument couples have: money.
By Tony Drake, CFP®, Investment Advisor Representative
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Real Estate
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We're Retired and Wealthy. I Want to Splurge but My Wife Says 'No.'
We're 67 with $5.8 million after years of scrimping. I want to spend $300K on much-needed home renovations and a new car. How can I get my wife to loosen up on spending?
By Maurie Backman -
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Real Estate TaxesMortgage Rates in 2026 Predicted to Drop: These 3 Signals Tell You It's Time to Buy
April's rate volatility is just the tip of the iceberg. See how your freshly filed tax return and shifting property taxes could dictate home affordability this spring.
By Kate Schubel -

Simple Upgrades That Can Help Your Home Sell Faster
Simple, affordable home upgrades that can boost value, attract buyers and help your home sell faster in today’s market.
By Paige Cerulli -

The Salary You Need for a $500,000 Home Keeps Climbing
With home prices holding firm and mortgage rates still elevated, here’s what it takes to afford a $500,000 home in today’s market.
By Paige Cerulli
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Travel
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Small Ships, Big Luxury: 5 Boutique Yacht Cruises Retirees Should Book in 2026
The new way to sail: Why boutique yacht cruises are the ultimate retirement reward.
By Kathryn Pomroy -

Gas Prices Are Climbing — Should You Rent an EV for Your Road Trip?
With gas prices trending higher, electric vehicles are getting a second look. Here's how to compare total costs before you book.
By Choncé Maddox -

The 12 Travel Tips Every Retiree Needs to Know
Traveling in retirement is a dream for many people. Here are 12 practical tips to help make that dream a reality
By Daniel Bortz -

5 Ways to Save on Your Phone Bill When Traveling Abroad
From international plans to eSIMs and Wi-Fi tricks — practical tips to stay connected abroad without the sticker shock.
By Kathryn Pomroy -
credit cardsThe Best Travel Rewards Credit Cards for You
Pack your bags and earn rewards for traveling. We chose the best cards for airline, hotel and other perks to help you save money.
By Sean Jackson -

Hilton Honors Bonus Offer Worth $780
Earn 130,000 Hilton Honors bonus points with the American Express Surpass Card.
By Ellen B. Kennedy
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Economic Forecasts
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Economic ForecastsKiplinger Energy Outlook: War in Iran Spells Higher Gas Prices in the US
After soaring during the conflict in the Middle East, gasoline prices are about to head lower on signs of a peace deal coming together.
By Jim Patterson -
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The Kiplinger LetterAerospace Industry Hopes for Iran Windfall
Pent-up demand plus boost in defense business bode well for the aerospace sector, despite the challenges.
By Matthew Housiaux -
The Kiplinger LetterThe Hottest AI Apps Consumers Are Actually Using
Though Sora’s demise proves it’s not easy starting a new consumer AI app, many AI tools are seeing rapid adoption.
By John Miley -
Economic ForecastsKiplinger Inflation Outlook: Energy Costs Will Retreat Slowly
The inflation report for April will show another large jump in prices. Inflation should hit 4.0%, then ease as energy costs come down.
By David Payne -
ForecastsExports have held up reasonably well despite tariff disputes
Kiplinger's latest forecast on trade: U.S. exports, imports and our net trade deficit.
By Rodrigo Sermeño -
Economic ForecastsKiplinger Jobs Outlook: Is The Jan. Jump in Jobs a One-Off?
Kiplinger's monthly jobs round-up covers the latest changes in the labor market, from job gains to wage fluctuations.
By David Payne -
Economic ForecastsKiplinger Retail Outlook: Rise in Gasoline Prices Will Slow Some Sales
Sales rebounded in February after snowstorms, but inflation-adjusted sales should slow a bit going forward.
By David Payne
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More from Kiplinger
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The Space Sector Prepares to Blast Off
The Kiplinger Letter Space companies are buzzing with excitement over a series of tailwinds set to lift juggernaut SpaceX, start-ups and once-struggling legacy players.
By John Miley
The Kiplinger Letter -

Small Ships, Big Luxury: 5 Boutique Yacht Cruises Retirees Should Book in 2026
The new way to sail: Why boutique yacht cruises are the ultimate retirement reward.
By Kathryn Pomroy
-

Gas Prices Are Climbing — Should You Rent an EV for Your Road Trip?
With gas prices trending higher, electric vehicles are getting a second look. Here's how to compare total costs before you book.
By Choncé Maddox
-

5 Treats to Splurge on with Your Tax Refund
Want to use your tax refund to splurge on a little something nice this spring? Here are five treats to make the most out of that extra cash.
By Rachael Green
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Aerospace Industry Hopes for Iran Windfall
The Kiplinger Letter Pent-up demand plus boost in defense business bode well for the aerospace sector, despite the challenges.
By Matthew Housiaux
The Kiplinger Letter -

The Hottest AI Apps Consumers Are Actually Using
The Kiplinger Letter Though Sora’s demise proves it’s not easy starting a new consumer AI app, many AI tools are seeing rapid adoption.
By John Miley
The Kiplinger Letter



