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Investing
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9 Financially Savvy Tips for a Guilt-Free Vacation
Ditch the guilt part of your trip by intentionally budgeting, defining your own dream getaway and ensuring your financial and legal documents are in order.
By Mary Ware, CFP®, CIMA®, CDFA® -
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Don't Let Low Tax Rates Lull You Into the Torpedo Zone
The Social Security provisional income threshold can create a "tax torpedo" for disciplined savers, raising your effective marginal tax rate to 40.7% or more.
By Ray R. Harris, MBA, RSSA® -

Don't Defer Retirement if You're a Landlord, Defer Taxes
A millionaire couple spent 30 years building a real estate empire — and nearly handed a million dollars of it to the IRS before discovering an exit strategy.
By Daniel Goodwin -

Income and Life Expectancy Not Adding Up? Consider An Annuity
Increasing longevity means you could outlive the money you've saved for retirement. Social Security may not bridge the gap, but an income annuity could help.
By Ken Nuss -

Crude Oil Retreat Lifts Dow 1,124 Points: Stock Market Today
Whether the worst is behind us or there's still more to come in the Middle East, the stock market reaffirmed its resilience during the first quarter of 2026.
By David Dittman -

Best States for Trusts: How to Choose a 'Trust-Worthy' One
To minimize taxes, protect assets and give you and your beneficiaries greater control, eight states stand above the rest when it comes to trust laws.
By Martin Baker, CFP®, CEPA® -

Is Your Portfolio Overweight? How to Rebalance and Diversify
There are several kinds of overweighting risks to watch out for, and a simple rebalancing doesn't always fix the problem.
By David Jaeger, CFP®
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Retirement
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The Average Gen X 401(k) Balance Kind of BItes
Gen X, the first generation to rely on 401(k)s to build and grow a nest egg, is nearing retirement. There's a hefty shortfall between the "magic number" for retiring and Gen X savings.
By Adam Shell -
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Should I borrow from my $1.5 million 401(k) for home improvement?
We asked a wealth planner if borrowing from a 401(k) will throw a retirement plan off course. The answer may surprise you.
By Donna Fuscaldo -

Don't Let Low Tax Rates Lull You Into the Torpedo Zone
The Social Security provisional income threshold can create a "tax torpedo" for disciplined savers, raising your effective marginal tax rate to 40.7% or more.
By Ray R. Harris, MBA, RSSA® -

Income and Life Expectancy Not Adding Up? Consider An Annuity
Increasing longevity means you could outlive the money you've saved for retirement. Social Security may not bridge the gap, but an income annuity could help.
By Ken Nuss -
social securityThe Surprising Monthly ‘Raise’ You Can Give Yourself Without Working Longer
You don't need to wait an entire year beyond your full retirement age to earn delayed retirement credits.
By Donna LeValley -

The IRMAA Income Trap Quiz: What Really Counts?
From municipal bonds to Roth conversions — take our quiz to find out if you know which income streams push you into higher Medicare brackets.
By Donna LeValley -

April Social Security Payment Schedule: When Is Your Check Arriving?
The date your April Social Security benefit arrives depends on the day of the month you were born.
By Kathryn Pomroy
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Meet Kiplinger's experts
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Alexandra Svokos
Digital Managing Editor
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Karee Venema
Senior Investing Editor
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Kelley R. Taylor
Senior Tax Editor
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Alexandra Twin
Senior Retirement Editor
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David Dittman
Investing Editor
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Ellen Kennedy
Retirement Editor
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Carla Ayers
Personal Finance Editor
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Donna LeValley
Retirement Writer
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Kate Schubel
Tax Writer
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Sean Jackson
Personal Finance Writer
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Donna Fuscaldo
Retirement Writer
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Rachael Green
Personal Finance Writer
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Ben Demers
Audience Engagement Manager
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Dan Burrows
Senior Investing Writer
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Taxes
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IRS RulesShould Your College Student File a Tax Return This Year? 2 IRS Rules to Know
What matters when it comes to filing taxes isn’t just how much your dependent student earned. It’s the type of income involved and whether it crosses two key IRS thresholds.
By Kelley R. Taylor -
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Don't Let Low Tax Rates Lull You Into the Torpedo Zone
The Social Security provisional income threshold can create a "tax torpedo" for disciplined savers, raising your effective marginal tax rate to 40.7% or more.
By Ray R. Harris, MBA, RSSA® -

Don't Defer Retirement if You're a Landlord, Defer Taxes
A millionaire couple spent 30 years building a real estate empire — and nearly handed a million dollars of it to the IRS before discovering an exit strategy.
By Daniel Goodwin -
Gas Prices10 States With the Highest Gas Tax in 2026
Fuel costs are climbing nationwide. Here’s where drivers are paying the highest taxes per gallon and why gas prices are going up now
By Kelley R. Taylor
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Personal Finance
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5 Steps to Take to Get Money Back from a Trip Gone Awry
Five steps to take if travels go awry and you need to get money back.
By Becca van Sambeck -

9 Financially Savvy Tips for a Guilt-Free Vacation
Ditch the guilt part of your trip by intentionally budgeting, defining your own dream getaway and ensuring your financial and legal documents are in order.
By Mary Ware, CFP®, CIMA®, CDFA® -

Do You Need Umbrella Insurance?
Umbrella insurance can protect you from financially devastating events that aren't covered by other policies.
By Ella Vincent -

How T-Mobile iPhone Deals Work — and Which One Fits You
T-Mobile’s iPhone promotions can lower monthly costs, but only if the plan and device match how you actually use your phone.
By Carla Ayers -
SavingsWhat to Know About CD Ladders, A Flexible Way to Save
One way to keep your earnings on track is to spread out your cash.
By Rivan V. Stinson -

Why Turning 60 is a Good Time to Start a New Career
Why going back to work after 60 is as much mental as it is practical, and often exactly what you need most.
By Kathryn Pomroy
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Real Estate
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Should I borrow from my $1.5 million 401(k) for home improvement?
We asked a wealth planner if borrowing from a 401(k) will throw a retirement plan off course. The answer may surprise you.
By Donna Fuscaldo -
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Don't Defer Retirement if You're a Landlord, Defer Taxes
A millionaire couple spent 30 years building a real estate empire — and nearly handed a million dollars of it to the IRS before discovering an exit strategy.
By Daniel Goodwin -
The Kiplinger LetterIran War Looms Over Spring Home-Buying Season
The Iran conflict has put the housing market recovery on hold by driving up mortgage rates and raising costs for builders.
By Rodrigo Sermeño -

When a Home Upgrade Becomes a Lifestyle Creep Trap
Do you know how much that new backyard will actually end up costing you each month?
By Becca van Sambeck
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Travel
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5 Steps to Take to Get Money Back from a Trip Gone Awry
Five steps to take if travels go awry and you need to get money back.
By Becca van Sambeck -

The 2026 Food & Wine Calendar: 5 Tours You Need to Book Now
With foodcations and other culinary trips on the rise, we recommend some of the country’s most elite gastronomic events and tours for epicurean retirees.
By Drew Limsky -

9 Financially Savvy Tips for a Guilt-Free Vacation
Ditch the guilt part of your trip by intentionally budgeting, defining your own dream getaway and ensuring your financial and legal documents are in order.
By Mary Ware, CFP®, CIMA®, CDFA® -

9 Ways Snowbirds and Retirees Can Beat Soaring Gas Prices on the Drive Home
Gas prices are at least $1 more than when retirees and snowbirds headed for warmer weather. Here are some easy ways to save some of that cash.
By Donna Fuscaldo -

How to Save on Booking a Cruise
Booking a cruise using credit card rewards and travel agents can help snag the best deals.
By Ellen B. Kennedy -

Our son can't come on the family cruise. Should I send him a check?
I'm disappointed my son can't go to Greece with us, but we can't reschedule. I want him to feel we are treating him fairly.
By Maurie Backman
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Economic Forecasts
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The Kiplinger LetterIran War Looms Over Spring Home-Buying Season
The Iran conflict has put the housing market recovery on hold by driving up mortgage rates and raising costs for builders.
By Rodrigo Sermeño -
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ForecastsKiplinger Interest Rates Outlook: Fed Pauses Rates Cuts
The Fed suggests that it is not likely to cut rates further unless the jobs market weakens more.
By David Payne -
Economic OutlooksKiplinger Housing Outlook: A Critical Turning Point in 2026
The housing market is in the doldrums, but subtle shifts are finally on the way.
By Rodrigo Sermeño -
Economic ForecastsKiplinger Business Costs Outlook: Spending, Costs Rise
Trade deals reduce tariff uncertainty, but lock in higher costs of imports.
By David Payne -
Economic ForecastsKiplinger Energy Outlook: War in Iran Spells Higher Gas Prices in the US
The loss of roughly a tenth of the world’s oil supply is already raising prices at the gas pump, with more increases to come.
By Jim Patterson -
Economic ForecastsKiplinger Inflation Outlook: Inflation Picking Up, Even if War Is Short
February’s inflation report is likely to be the lowest for the year, even excluding energy prices.
By David Payne -
Economic ForecastsKiplinger Retail Outlook: Underlying Consumer Spending Is Still OK
Sales were flat in both December and January, though widespread January storms likely hindered spending.
By David Payne
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More from Kiplinger
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5 Steps to Take to Get Money Back from a Trip Gone Awry
Five steps to take if travels go awry and you need to get money back.
By Becca van Sambeck
-

9 Financially Savvy Tips for a Guilt-Free Vacation
Ditch the guilt part of your trip by intentionally budgeting, defining your own dream getaway and ensuring your financial and legal documents are in order.
By Mary Ware, CFP®, CIMA®, CDFA®
-

Why Prediction Markets and Sports Betting Aren't Investing
A gentle reminder amid March Madness.
By Coryanne Hicks
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Iran War Looms Over Spring Home-Buying Season
The Kiplinger Letter The Iran conflict has put the housing market recovery on hold by driving up mortgage rates and raising costs for builders.
By Rodrigo Sermeño
The Kiplinger Letter -

Artificial Intelligence is Sparking a Revolution in Warfare
The Kiplinger Letter Artificial intelligence is ushering in a new data-centric era of warfare. Here's an overview of AI's military uses and emerging trends.
By John Miley
The Kiplinger Letter -

Our son can't come on the family cruise. Should I send him a check?
I'm disappointed my son can't go to Greece with us, but we can't reschedule. I want him to feel we are treating him fairly.
By Maurie Backman



