Join over half a million readers using Kiplinger's insights to make smart financial decisions. Profit and prosper with our expert guidance on investing, taxes and retirement, and more. Delivered daily.
Investing
View More-
How to Avoid Medicare Penalties When Working Past 65If you work past age 65, assuming you can delay signing up for Medicare can lead to permanent penalties and costly coverage gaps. Here's how to avoid that.
By Jeff Judge, CFP®, ChFC®, CLU®, AEP® -
-
How to Invest for Higher RatesInterest rates declined from 1981 until 2020, but we may now be in a long-term trend in the opposite direction. Here's how investors can prepare.
By James K. Glassman -
6 Essential Estate Planning Documents to Prepare NowThese core estate planning documents will spare your loved ones from court hassles and help ensure your financial and medical wishes are carried out.
By Carole Laible -
How the Ultra-Rich Can Protect Mega-IRA AssetsAccumulating tens of millions in a mega-retirement account is impressive, but preserving that wealth across generations requires moving beyond standard IRAs.
By Mallon FitzPatrick, CFP®, AEP®, CLU® -
Stocks Climb a Wall of Worry Ahead of Earnings: Stock Market TodayThe stock market closed higher on Friday even as Treasury yields and oil prices rose and consumer sentiment declined.
By Karee Venema -
The 5% Diversification Rule: Your Secret Weapon for Smarter InvestingWhen it comes to investing, sometimes less is more. Following the 5% Diversification Rule helps you keep a more balanced portfolio.
By Coryanne Hicks -
What the Rich Know About Investing That You Don'tSuccessful investors become rich by following basic rules and being disciplined over the long term. Here's how to accumulate real wealth.
By Coryanne Hicks
-
Retirement
VIEW MORE-
The $100K Inheritance Blueprint: Where to Put Your Money FirstYou don't need a million dollars to transform your finances and set yourself up for retirement.
By Kathryn Pomroy -
-
How to Avoid Medicare Penalties When Working Past 65If you work past age 65, assuming you can delay signing up for Medicare can lead to permanent penalties and costly coverage gaps. Here's how to avoid that.
By Jeff Judge, CFP®, ChFC®, CLU®, AEP® -
6 Essential Estate Planning Documents to Prepare NowThese core estate planning documents will spare your loved ones from court hassles and help ensure your financial and medical wishes are carried out.
By Carole Laible -
How the Ultra-Rich Can Protect Mega-IRA AssetsAccumulating tens of millions in a mega-retirement account is impressive, but preserving that wealth across generations requires moving beyond standard IRAs.
By Mallon FitzPatrick, CFP®, AEP®, CLU® -
A Financial Checklist for Your 50sYour target retirement age is looming, but you're not sure you're on track to retire the way you want? Here's what to do.
By Rachael Green -
Best Conservative Investments for Retirees in Search of Simple SafetyThe best conservative investments for retirees include low-cost mutual funds and ETFs that hold stocks and bonds as well as simple and safe money market funds.
By Mark R. Hake, CFA -
12 Great Places to Retire in the MidwestHere are our retirement picks in the 12 midwestern states.
By Stacy Rapacon
-
Meet Kiplinger's experts
-
-
Alexandra SvokosDigital Managing Editor
-
Karee VenemaSenior Investing Editor
-
Kelley R. TaylorSenior Tax Editor
-
Alexandra TwinSenior Retirement Editor
-
David DittmanInvesting Editor
-
Ellen KennedyRetirement Editor
-
Carla AyersPersonal Finance Editor
-
Donna LeValleyRetirement Writer
-
Kate SchubelSenior Tax Writer
-
Sean JacksonPersonal Finance Writer
-
Donna FuscaldoRetirement Writer
-
Rachael GreenPersonal Finance Writer
-
Ben DemersAudience Engagement Manager
-
Dan BurrowsSenior Investing Writer
-
Taxes
VIEW MORE-
How the Ultra-Rich Can Protect Mega-IRA AssetsAccumulating tens of millions in a mega-retirement account is impressive, but preserving that wealth across generations requires moving beyond standard IRAs.
By Mallon FitzPatrick, CFP®, AEP®, CLU® -
-
Tax BreaksTypes of Retirement Income the IRS Doesn't TaxThankfully, not all the money you receive in retirement is subject to federal income tax.
By Kelley R. Taylor -
State TaxCalifornia Tax GuideExplore California's state tax rates for income, sales, property, retirement, and more. Learn how California compares nationwide.
By Katelyn Washington -
Income TaxThe Many Definitions of Modified Adjusted Gross Income (MAGI)The definition of modified adjusted gross income differs depending on what the calculation is used for.
By Joy Taylor
-
Personal Finance
VIEW MORE-
-
My First $1 Million: Mechanical Engineer, 69, Los Angeles"I am the classic 'millionaire next door.' I started saving in the company saving plan with my first paycheck at age 22 and never stopped."
By Joyce Lamb -
How to Avoid Medicare Penalties When Working Past 65If you work past age 65, assuming you can delay signing up for Medicare can lead to permanent penalties and costly coverage gaps. Here's how to avoid that.
By Jeff Judge, CFP®, ChFC®, CLU®, AEP® -
Smart Buying10 Worst Things to Buy at CostcoCostco gets big ups from shoppers and shopping experts alike for its high-quality products and low prices. However, it's not always the wisest choice to buy these products in bulk.
By Bob Niedt -
The Best No-Penalty CD Rates: October 2026No-penalty CDs provide a high return while giving you the flexibility to access your cash whenever needed. Check out Kiplinger's top choices.
By Sean Jackson -
Money Market vs. High-Yield Savings: Which Is Better?Money market accounts and high-yield savings accounts both offer attractive rates. Compare APYs, fees and access to your cash to find the right fit.
By Sean Jackson -
Should You Leave Your Heat On All Day or Turn It Off?We'll show you which option helps keep you comfortable and save money on your energy bills.
By Erin Bendig
-
Real Estate
VIEW MORE-
9 Easy Home Hardening Projects That Also Save on InsuranceThese small projects can protect your home from the elements and might lower your home insurance premium.
By Paige Cerulli -
-
12 Great Places to Retire in the MidwestHere are our retirement picks in the 12 midwestern states.
By Stacy Rapacon -
How to Choose a Mortgage Lender in 5 StepsLearn how to choose a mortgage lender, compare interest rates and fees, evaluate preapprovals and find the right home loan for your budget.
By Dori Zinn -
4 Questions That Reveal if You’re Actually Ready to Age in PlaceIs your "forever home" actually a "Peter Pan house?" The age-in-place dream often hits these three unexpected roadblocks.
By Donna Fuscaldo
-
Travel
VIEW MORE-
-
10 Reasons to Retire in an RVRV-loving retirees talk about the upsides of spending retirement in a motorhome, travel trailer, fifth wheel or other recreational vehicle.
By Bob Niedt -
15 Reasons You'll Regret an RV in RetirementHere's why you might regret an RV in retirement. RV-savvy retirees talk about the downsides of spending retirement in a motorhome, travel trailer, fifth wheel, or other recreational vehicle.
By Bob Niedt -
How to Outsmart Vacation Food TrapsIf you want to eat local without the tourist tax, here's how you can find the best hotspots without emptying your wallet.
By Sean Jackson -
8 Gorgeous Train Trips to Enjoy Fall FoliageSee fall's best colors from the rails. We've rounded up a range of short and longer train trips across the country that are ideal for older travelers.
By Ellen B. Kennedy -
Smart Ways to Save Money at MuseumsWant to save money at museums, art galleries, zoos and gardens? Use these tips to get free or discounted admission to national and local collections.
By Nellie S. Huang -
The Strange Gap Between Busy and Bored in RetirementBob Sipchen offers his observations on filling your schedule during retirement.
By Bob Sipchen
-
Economic Forecasts
-
Economic OutlooksKiplinger Housing Outlook: May Sees Multifamily Building SpikeAggressive builder discounting and rate buydowns drive a surge in new-home sales.
By Rodrigo Sermeño -
-
Economic ForecastsKiplinger Jobs Outlook: Job Gains Return to EarthKiplinger's monthly jobs round-up covers the latest changes in the labor market, from job gains to wage fluctuations.
By David Payne -
Kiplinger ForecastsKiplinger GDP Outlook: No Recession, But Low Economic GrowthIn the latest Kiplinger GDP forecast, we expect modest-to-moderate growth in the second half of 2025 and through 2026.
By David Payne -
ForecastsKiplinger Interest Rates Outlook: Fed Pauses Rates CutsThe Fed suggests that it is not likely to cut rates further unless the jobs market weakens more.
By David Payne -
Economic ForecastsKiplinger Retail Outlook: Blowout August Spending as Consumers Keep SurprisingStrong retail sales gains appeared across the board, but tighter budgets are coming.
By David Payne -
The Kiplinger LetterFarmers Brace For Higher CostsThe war in Iran hikes prices for key agricultural inputs.
By Matthew Housiaux -
ForecastsKiplinger Trade Outlook: Trade Deficit WidensKiplinger's latest forecast on trade: U.S. exports, imports and our net trade deficit.
By Rodrigo Sermeño
-
More from Kiplinger
-
10 Reasons to Retire in an RVRV-loving retirees talk about the upsides of spending retirement in a motorhome, travel trailer, fifth wheel or other recreational vehicle.
By Bob Niedt
-
15 Reasons You'll Regret an RV in RetirementHere's why you might regret an RV in retirement. RV-savvy retirees talk about the downsides of spending retirement in a motorhome, travel trailer, fifth wheel, or other recreational vehicle.
By Bob Niedt
-
How to Outsmart Vacation Food TrapsIf you want to eat local without the tourist tax, here's how you can find the best hotspots without emptying your wallet.
By Sean Jackson
-
These 2026 State Ballot Measures Could Affect Your TaxesA look at several state ballot measures that impact taxes in different states.
By Lisa Gerstner
-
How Self-Employed Deductions Impact Your MortgageYour business deductions can play a complicated role in determining your qualifying income. But there are ways around this issue with the right strategy and the right lender.
By Eric Bernstein
-
What Midterm Elections Mean for You and Your MoneyPolitics Regardless of midterm election results, an end to at least a little uncertainty is likely to be a plus for your portfolio.
By Anne Kates Smith
Politics



