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Investing
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What the Top 10% of Retirees Do DifferentlyFinancial confidence in retirement depends far more on lifelong planning, discipline and risk management than simply having a massive account balance.
By Jeff Judge, CFP®, ChFC®, CLU®, AEP® -
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How to Protect Your Portfolio 5 Years Before RetirementWithout a shift in your investment strategy, all it takes is one bad year in the markets to derail your retirement plan.
By Cathy DeWitt Dunn, CDFA®, FRC® -
This Retirement Factor Predicts Longevity Better Than MoneyYour retirement plan may be financially watertight, but if you don't have a reason to get out of bed every morning, all that effort could go to waste.
By Richard P. Himmer, PhD -
Term Life Insurance Expiring? 3 Paths to ConsiderAn expiring term life insurance policy is a great wake-up call to update your coverage and estate plan so they align with your current season of life.
By Gina Cimineri, ChFC®, CLU®, CLTC®, RICP®, CDFA® -
How to Avoid Major Retirement Tax Mistakes in Your 60sYour 60s can be the most valuable decade in your life, but far too many people miss valuable tax planning opportunities that can lower their lifetime tax bills.
By Jeremy Keil, CFP®, CFA®, CKA® -
'The Key' to Investing is Not That Complicated, Expert SaysA pillar of American finance says you should embrace uncertainty.
By Anne Kates Smith -
Ditching Capital Gains Via Your Parents’ Estate ExemptionYou may be able to eliminate capital gains taxes on highly appreciated assets by leveraging a parent's unused estate tax exemption for a stepped-up tax basis.
By Jeffrey M. Verdon, Esq.
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Retirement
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I Kept Putting Off Estate Planning — Here’s How I Finally Got My Affairs in OrderSemi-retiring gave me time to organize my estate plan. Here is my simple 3-step checklist
By Sandra Block -
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What the Top 10% of Retirees Do DifferentlyFinancial confidence in retirement depends far more on lifelong planning, discipline and risk management than simply having a massive account balance.
By Jeff Judge, CFP®, ChFC®, CLU®, AEP® -
Retirement TaxWhy 'Soft Retirement' Changes Your 2026 Roth Conversion StrategyPhasing out full-time work creates a unique transition window for Roth conversions. But watch out for these tax traps.
By Kate Schubel -
How to Protect Your Portfolio 5 Years Before RetirementWithout a shift in your investment strategy, all it takes is one bad year in the markets to derail your retirement plan.
By Cathy DeWitt Dunn, CDFA®, FRC® -
This Retirement Factor Predicts Longevity Better Than MoneyYour retirement plan may be financially watertight, but if you don't have a reason to get out of bed every morning, all that effort could go to waste.
By Richard P. Himmer, PhD -
Term Life Insurance Expiring? 3 Paths to ConsiderAn expiring term life insurance policy is a great wake-up call to update your coverage and estate plan so they align with your current season of life.
By Gina Cimineri, ChFC®, CLU®, CLTC®, RICP®, CDFA® -
The Hardest Habit for Millionaires to Break in RetirementAfter decades of saving, many affluent retirees find spending harder than accumulating wealth. Here is why money habits are so hard to break — and how to finally enjoy your savings.
By David Conti, CPRC
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Meet Kiplinger's experts
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Alexandra SvokosDigital Managing Editor
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Karee VenemaSenior Investing Editor
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Kelley R. TaylorSenior Tax Editor
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Alexandra TwinSenior Retirement Editor
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David DittmanInvesting Editor
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Ellen KennedyRetirement Editor
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Carla AyersPersonal Finance Editor
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Donna LeValleyRetirement Writer
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Kate SchubelSenior Tax Writer
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Sean JacksonPersonal Finance Writer
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Donna FuscaldoRetirement Writer
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Rachael GreenPersonal Finance Writer
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Ben DemersAudience Engagement Manager
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Dan BurrowsSenior Investing Writer
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Taxes
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Retirement TaxWhy 'Soft Retirement' Changes Your 2026 Roth Conversion StrategyPhasing out full-time work creates a unique transition window for Roth conversions. But watch out for these tax traps.
By Kate Schubel -
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State Tax10 U.S. Oktoberfests: From Cheapest to Most Taxed BeerBefore you grab a pint, find out how much your favorite German-style festival adds to the price in 2026.
By Kate Schubel -
How to Avoid Major Retirement Tax Mistakes in Your 60sYour 60s can be the most valuable decade in your life, but far too many people miss valuable tax planning opportunities that can lower their lifetime tax bills.
By Jeremy Keil, CFP®, CFA®, CKA® -
Ditching Capital Gains Via Your Parents’ Estate ExemptionYou may be able to eliminate capital gains taxes on highly appreciated assets by leveraging a parent's unused estate tax exemption for a stepped-up tax basis.
By Jeffrey M. Verdon, Esq.
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Personal Finance
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10 States with the Most Expensive Car InsuranceCar insurance rates are soaring almost everywhere, but they're up to $1,300 more expensive in these 10 states.
By Rachael Green -
Term Life Insurance Expiring? 3 Paths to ConsiderAn expiring term life insurance policy is a great wake-up call to update your coverage and estate plan so they align with your current season of life.
By Gina Cimineri, ChFC®, CLU®, CLTC®, RICP®, CDFA® -
State Tax10 U.S. Oktoberfests: From Cheapest to Most Taxed BeerBefore you grab a pint, find out how much your favorite German-style festival adds to the price in 2026.
By Kate Schubel -
15 Years, 2 Kids and $1 Million: How We Reached Our GoalWe're able to make memories with our family, especially now that our kids are teenagers and have a limited amount of time before they move out.
By Joyce Lamb -
6 Ways to Save on Your Next CarPrices and auto-loan rates are accelerating fast. Here's how to drive a better deal.
By Beth Braverman -
3 Money Habits That Can Turn Middle-Class Earners Into MillionairesYou don't need a huge salary to become a millionaire. These three money habits can help you quietly build wealth over time.
By Choncé Maddox
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Real Estate
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10 States with the Most Expensive Car InsuranceCar insurance rates are soaring almost everywhere, but they're up to $1,300 more expensive in these 10 states.
By Rachael Green -
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What Is Landmaxxing? Why Wealthy Homeowners Are Buying the House Next DoorThe luxury real estate trend known as "landmaxxing" is all about buying more space and control. You don't have to be a billionaire to borrow from the strategy.
By Choncé Maddox -
5 Hidden Ways Heat Is Damaging Your HomeYou might be used to watching for freeze damage around the home, but heat can cause just as much destruction.
By Rachael Green -
Property TaxHow Your Fall Garden Can Spike Your Property Tax BillPermanent hardscaping and other installations may raise your property tax bill in 2026: here's what you may do about it.
By Kate Schubel
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Travel
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How to Add Your Driver’s License or Passport to Apple WalletLearn how to add a driver’s license, state ID or passport-based Digital ID to Apple Wallet, where you can use it and when you still need physical ID.
By Laura Gariepy -
credit cardsThe Best Travel Rewards Credit Cards for YouPack your bags and earn rewards for traveling. We chose the best cards for airline, hotel and other perks to help you save money.
By Sean Jackson -
Best Airline Credit Card Bonuses That Come with Free Companion TicketsWe’ve rounded up the two best airline credit card bonuses worth up to $720 to help you rack up miles, earn a companion pass and pay for your next big vacation.
By Sean Jackson -
Credit Cards With No Foreign Transaction FeesEnjoy traveling abroad? Find a credit card with no foreign transaction fees, or your spending could add up to a big chunk of change.
By Sean Jackson -
Amex Cardholders Have a New Way to Access Airport LoungesSome Amex cardholders can now use their physical card to verify Priority Pass™ membership at participating airport lounges. Here’s what to know.
By Choncé Maddox -
23 Countries the US Says You Shouldn't Travel To Right NowPlanning a trip abroad? The U.S. has issued "Do Not Travel" advisories for 23 countries in 2026. Check the list before you book.
By Laura Gariepy
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Economic Forecasts
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Economic ForecastsKiplinger Jobs Outlook: Is The Jan. Jump in Jobs a One-Off?Kiplinger's monthly jobs round-up covers the latest changes in the labor market, from job gains to wage fluctuations.
By David Payne -
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The Kiplinger LetterCongress Faces Busy AutumnLawmakers likely will avert a government shutdown before hitting the campaign trail.
By Sean Lengell -
ForecastsKiplinger Interest Rates Outlook: Fed Pauses Rates CutsThe Fed suggests that it is not likely to cut rates further unless the jobs market weakens more.
By David Payne -
Economic ForecastsKiplinger Retail Outlook: July Dip is TemporaryE-Commerce sales dropped in July after Prime Day was moved to June.
By David Payne -
Economic ForecastsKiplinger Business Costs Special Report 2026Fresh forecasts from Kiplinger's Letters team to help you plan ahead and prepare a budget for a range of business costs.
By John Miley -
Economic ForecastsKiplinger Inflation Outlook: A Pickup Is Coming in AugustGasoline prices have risen again and may stay elevated. Plus, other price pressures are emerging.
By David Payne -
Economic ForecastsKiplinger Energy Outlook: Drivers Face Painful Gas PricesAn end to the conflict with Iran could unlock Middle Eastern oil exports trapped in the Persian Gulf. But markets have seen peace deals fall apart before.
By Jim Patterson
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More from Kiplinger
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Meta’s Business Set to Escape Lawsuits UnscathedThe Kiplinger Letter Meta’s $17 billion settlement with state attorneys general includes a long list of restrictions for teen users, but it won’t hold back its underlying business.
By John Miley
The Kiplinger Letter -
What Dolly Parton Taught Us About True WealthThe way Dolly Parton lived her life and made business decisions offers the rest of us lessons about money, purpose, resilience, generosity and courage.
By Feroz Ansari, CFP®
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Congress Faces Busy AutumnThe Kiplinger Letter Lawmakers likely will avert a government shutdown before hitting the campaign trail.
By Sean Lengell
The Kiplinger Letter -
The Real Cost of AI: How to Measure True ROI for Your FirmFirms that don't consider the cost of training staff, reviewing outputs and ensuring regulatory compliance will fail to understand whether AI adds real value.
By John O'Connell, MBA
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How to Add Your Driver’s License or Passport to Apple WalletLearn how to add a driver’s license, state ID or passport-based Digital ID to Apple Wallet, where you can use it and when you still need physical ID.
By Laura Gariepy
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23 Countries the US Says You Shouldn't Travel To Right NowPlanning a trip abroad? The U.S. has issued "Do Not Travel" advisories for 23 countries in 2026. Check the list before you book.
By Laura Gariepy



