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Investing
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Look Out for These Gold Bar Scams as Prices Surge
Fraudsters impersonating government agents are convincing victims to convert savings into gold — and handing it over in courier scams costing Americans millions.
By Paige Cerulli -
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How to Position Investments to Minimize Taxes for Your Heirs
To minimize your heirs' tax burden, focus on aligning your investment account types and assets with your estate plan, and pay attention to the impact of RMDs.
By Christopher Budd -

Are You 'Too Old' to Benefit From an Annuity?
Probably not, even if you're in your 70s or 80s, but it depends on your circumstances and the kind of annuity you're considering.
By Ken Nuss -

Seeing Retirement Ahead? Why Your 50s Will Be So Significant
This is the perfect time to assess whether your retirement planning is on track and determine what steps you need to take if it's not.
By Kristy Eller -

Your Retirement Isn't Set in Stone, But It Can Be a Work of Art
Setting and forgetting your retirement plan will make it hard to cope with life's challenges. Instead, consider redrawing and refining your plan as you go.
By Bonnie Treichel -
The Bear Market Protocol: 3 Strategies for a Down MarketThe Bear Market Protocol: 3 Strategies to Consider in a Down Market
From buying the dip to strategic Roth conversions, there are several ways to use a bear market to your advantage — once you get over the fear factor.
By Mike Decker, NSSA® -

40 Stocks That Could Rally 40% or More
Analysts say these S&P 500 stocks have at least 40% price upside over the next year or so.
By Dan Burrows
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Retirement
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5 Vince Lombardi Quotes Retirees Should Live By
The iconic football coach's philosophy can help retirees win at the game of life.
By Donna Fuscaldo -
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The $200,000 Olympic 'Pension' is a Retirement Game-Changer for Team USA
The donation by financier Ross Stevens is meant to be a "retirement program" for Team USA Olympic and Paralympic athletes.
By Donna LeValley -

How to Turn Your 401(k) Into A Real Estate Empire
Tapping your 401(k) to purchase investment properties is risky, but it could deliver valuable rental income in your golden years.
By Adam Shell -

How to Position Investments to Minimize Taxes for Your Heirs
To minimize your heirs' tax burden, focus on aligning your investment account types and assets with your estate plan, and pay attention to the impact of RMDs.
By Christopher Budd -

Are You 'Too Old' to Benefit From an Annuity?
Probably not, even if you're in your 70s or 80s, but it depends on your circumstances and the kind of annuity you're considering.
By Ken Nuss -

Seeing Retirement Ahead? Why Your 50s Will Be So Significant
This is the perfect time to assess whether your retirement planning is on track and determine what steps you need to take if it's not.
By Kristy Eller -

Your Retirement Isn't Set in Stone, But It Can Be a Work of Art
Setting and forgetting your retirement plan will make it hard to cope with life's challenges. Instead, consider redrawing and refining your plan as you go.
By Bonnie Treichel
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Meet Kiplinger's experts
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Alexandra Svokos
Digital Managing Editor
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Karee Venema
Senior Investing Editor
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Kelley R. Taylor
Senior Tax Editor
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Alexandra Twin
Senior Retirement Editor
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David Dittman
Investing Editor
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Ellen Kennedy
Retirement Editor
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Carla Ayers
Personal Finance Editor
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Donna LeValley
Retirement Writer
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Kate Schubel
Tax Writer
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Sean Jackson
Personal Finance Writer
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Donna Fuscaldo
Retirement Writer
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Rachael Green
Personal Finance Writer
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Ben Demers
Audience Engagement Manager
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Dan Burrows
Senior Investing Writer
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Taxes
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Property Tax10 Cheapest Places to Live in Colorado
Looking for a cozy cabin near the slopes? These Colorado counties combine reasonable house prices with the state's lowest property tax bills.
By Kate Schubel -
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How to Position Investments to Minimize Taxes for Your Heirs
To minimize your heirs' tax burden, focus on aligning your investment account types and assets with your estate plan, and pay attention to the impact of RMDs.
By Christopher Budd -
Property TaxesStay NJ Program Could Give You $6,500: Payments Out Now
New Jersey has a new property tax relief program that's paying out for the first time in 2026. When will you get a check?
By Kate Schubel -
CollectiblesHow Collectibles Are Taxed: A Closer Look at Capital Gains Rules
Gains on collectibles like gold can be subject to a higher rate than for most other investments.
By Kelley R. Taylor
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Personal Finance
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Look Out for These Gold Bar Scams as Prices Surge
Fraudsters impersonating government agents are convincing victims to convert savings into gold — and handing it over in courier scams costing Americans millions.
By Paige Cerulli -

My First $1 Million: Retired Nuclear Plant Supervisor, 68
Ever wonder how someone who's made a million dollars or more did it? Kiplinger's My First $1 Million series uncovers the answers.
By Joyce Lamb -
Economic OutlooksKiplinger Housing Outlook: A Critical Turning Point in 2026
The housing market is in the doldrums, but subtle shifts are finally on the way.
By Rodrigo Sermeño -

7 Frugal Habits to Keep Even When You're Rich
Some frugal habits are worth it, no matter what tax bracket you're in.
By Rachael Green -

Is Your Macy's Closing? See the 2026 Store Closure List
Macy's is closing more stores as part of its turnaround strategy. Here's which locations are closing in 2026 and what it means for shoppers.
By Brittany Leitner -

This Is the Best T-Mobile Deal for Seniors
If you're looking to save money on your cell service, consider this T-Mobile deal for seniors.
By Sean Jackson
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Real Estate
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How to Turn Your 401(k) Into A Real Estate Empire
Tapping your 401(k) to purchase investment properties is risky, but it could deliver valuable rental income in your golden years.
By Adam Shell -
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Economic OutlooksKiplinger Housing Outlook: A Critical Turning Point in 2026
The housing market is in the doldrums, but subtle shifts are finally on the way.
By Rodrigo Sermeño -

10 Cities Where Grocery Prices Are Highest in 2026
These 10 cities are paying up to 31% more than the rest of the country to keep food on the table.
By Rachael Green -

I want to sell our beach house to retire now, but my wife wants to keep it.
I want to sell the $610K vacation home and retire now, but my wife envisions a beach retirement in 8 years. We asked financial advisers to weigh in.
By Maurie Backman
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Travel
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Best Airline Credit Card Bonuses That Come with Free Companion Tickets
We’ve rounded up the two best airline credit card bonuses worth up to $720 to help you rack up miles, earn a companion pass and pay for your next big vacation.
By Sean Jackson -

Credit Cards With No Foreign Transaction Fees
Enjoy traveling abroad? Find a credit card with no foreign transaction fees or your spending could add up to a big chunk of change.
By Sean Jackson -
credit cardsThe Best Travel Rewards Credit Cards for You
Pack your bags and earn rewards for traveling. We chose the best cards for airline, hotel and other perks to help you save money.
By Sean Jackson -

5 Best Splurge Cruises for Retirees in 2026
Embrace smaller, luxury ships for exceptional service, dining and amenities. You'll be glad you left the teeming hordes behind.
By Drew Limsky -
Travel SmartWhy You Should Book a Winter Vacation
In the early months of the year, travel demand dips — and so do prices.
By Emma Patch -

My wife says our $4.3 million savings are 'our grandkids' inheritance.'
I want to travel while we are still healthy, but my wife wants to pass down our wealth. Who is right?
By Maurie Backman
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Economic Forecasts
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ForecastsExports have held up reasonably well despite tariff disputes
Kiplinger's latest forecast on trade: U.S. exports, imports and our net trade deficit.
By Rodrigo Sermeño -
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Economic OutlooksKiplinger Housing Outlook: A Critical Turning Point in 2026
The housing market is in the doldrums, but subtle shifts are finally on the way.
By Rodrigo Sermeño -
The Kiplinger LetterThe U.S. Economy Will Gain Steam This Year
The Letter editors review the projected pace of the economy for 2026. Bigger tax refunds and resilient consumers will keep the economy humming in 2026.
By David Payne -
ForecastsKiplinger Interest Rates Outlook: Fed Pauses Rates Cuts
The Fed suggests that it is not likely to cut rates further unless the jobs market weakens more.
By David Payne -
The Kiplinger LetterTrump Reshapes Foreign Policy
The President starts the new year by putting allies and adversaries on notice.
By Matthew Housiaux -
The Kiplinger LetterCongress is Set for a Busy Winter
The Letter editors review the bills Congress will decide on this year. The government funding bill is paramount, but other issues vie for lawmakers’ attention.
By Sean Lengell -
Economic ForecastsKiplinger Inflation Outlook: Inflation Looks to Stay Moderate for a While
Twelve-month inflation rates will decline in the next few months, but some of this decline will be illusory.
By David Payne
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More from Kiplinger
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Exports have held up reasonably well despite tariff disputes
Forecasts Kiplinger's latest forecast on trade: U.S. exports, imports and our net trade deficit.
By Rodrigo Sermeño
Forecasts -

Trump $10B IRS Lawsuit Hits an Already Chaotic 2026 Tax Season
Tax Law A new Trump lawsuit and warnings from a tax-industry watchdog point to an IRS under strain, just as millions of taxpayers begin filing their 2025 returns.
By Kelley R. Taylor
Tax Law -

The New Reality for Entertainment
The Kiplinger Letter The entertainment industry is shifting as movie and TV companies face fierce competition, fight for attention and cope with artificial intelligence.
By John Miley
The Kiplinger Letter -

How to Get the Fair Value for Your Shares in This Situation
When a sale of substantially all corporate assets is approved by majority vote, shareholders on the losing side of the vote should understand their rights.
By Lan Kennedy-Davis
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I Met With 100-Plus Advisers to Develop This AI Road Map
For financial advisers eager to embrace AI but unsure where to start, this road map will help you integrate the right tools and safeguards into your work.
By Lauren Wilkinson
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The Referral Revolution: How to Grow Your Business With Trust
You can attract ideal clients by focusing on value and leveraging your current relationships to create a referral-based practice.
By Matt Neuman



