A Systems-Analyst-Turned-Writer’s Novel Idea Bears Fruit
Ali Hosseini of Hudson, Massachusetts, who came to the U.S. in 1975, quit his job four years ago to write a novel. Much belt-tightening later, The Lemon Grove is about to be published.
Did you always want to be a writer? I kept journals as early as college, but I became a computer systems analyst instead. It seemed like the safer career. I’d work in the office all day and write stories after work. Working part-time, I published a novel and two short-story collections in my native language in Iran.
When did you decide to write full-time? It didn’t happen suddenly. I always had good jobs with good companies, but in the back of my mind I wondered if I could leave. When I published a few short stories in English, it seemed more possible. Also, I worked with New Directions, a company that helped me understand my strengths and weaknesses better and helped me gain confidence about a writing career.
How did you prepare financially? I saved for retirement for a long time, contributing the maximum to my 401(k) and Roth IRA. I also had a few energy investments that did well. I sold them and used the proceeds to pay off my mortgage before I left my job at Fidelity Investments.
Sign up for Kiplinger’s Free E-Newsletters
Profit and prosper with the best of expert advice on investing, taxes, retirement, personal finance and more - straight to your e-mail.
Profit and prosper with the best of expert advice - straight to your e-mail.
So you’re not a starving artist? Well, I have cut my expenses. I’m able to live on $20,000 to $25,000 a year—something I couldn’t imagine before. I travel less. I don’t send as much money to my family in Iran. Sometimes I want a new car, but I keep driving the one I have.
What was the hardest thing about the change? Adjusting to a new schedule was difficult. I spend a lot of time alone at home, reading and writing. But the real struggle was getting my work out—finding an agent and a publisher. There are definitely times when you get tired of rejections.
How did you convince yourself to keep going? I think it goes back to when I came to the U.S. at age 19. I came from a large, working-class Iranian family—they paid for my plane ticket over, but after that I supported myself. Whenever I worried I wouldn’t make it, I thought: “No one is going to help me but me.”
So if someone wants to take a leaf from your book, what would it be? Be persistent and plan. That’s all it is, really.
Get Kiplinger Today newsletter — free
Profit and prosper with the best of Kiplinger's advice on investing, taxes, retirement, personal finance and much more. Delivered daily. Enter your email in the box and click Sign Me Up.
-
Embracing Generative AI for Financial Success
Generative AI has the potential to reshape how we approach learning about and managing our personal finances.
By Rod Griffin Published
-
Gen X Retirement Is in Trouble: Here's What You Can Do
Even as they approach retirement age, half of Gen Xers have not done any retirement planning.
By Adam Shell Published
-
Roth IRA Contribution Limits for 2024 and 2025
Roth IRAs Roth IRA contribution limits have gone up. Here's what you need to know.
By Jackie Stewart Last updated
-
How to Find Foreclosed Homes: Best Foreclosure Listings Sites
Making Your Money Last Find foreclosed homes for sale on these foreclosure listing websites. Search for properties on these free, paid or government sites.
By Bob Niedt Last updated
-
Four Tips for Renting Out Your Home on Airbnb
real estate Here's what you should know before listing your home on Airbnb.
By Miriam Cross Published
-
Five Ways to a Cheap Last-Minute Vacation
Travel It is possible to pull off a cheap last-minute vacation. Here are some tips to make it happen.
By Vaishali Varu Last updated
-
How to Figure Out How Much Life Insurance You Need
insurance Instead of relying on rules of thumb, you’re better off taking a systematic approach to figuring your life insurance needs.
By Kimberly Lankford Last updated
-
Amazon Big Deal Days Is Coming! We’ve Got All the Details
Amazon Prime To kick off the holiday season with a bang, Amazon Big Deal Days runs Tuesday, October 8 and Wednesday, October 9.
By Bob Niedt Last updated
-
How to Shop for Life Insurance in 3 Easy Steps
insurance Shopping for life insurance? You may be able to estimate how much you need online, but that's just the start of your search.
By Kaitlin Pitsker Published
-
Five Ways to Shop for a Low Mortgage Rate
Becoming a Homeowner Mortgage rates are high this year, but you can still find an affordable loan with these tips.
By Daniel Bortz Last updated