Advanta closed the accounts of one million small-business credit-card holders when it exited the market late last spring. If you are among them or just trawling for a better deal, decide what features matter to you. If you carry a balance, a low interest rate is preferable. If you pay off your balance each month, a rewards program may be more attractive. We like these two cards:
www.americanexpress.com/smallbusiness
The Plum Card from American Express is a charge card, like Amex's green and gold cards, for businesses with uneven cash flow. Normally with a charge card, you are expected to pay the balance in full every 30 days. With the Plum Card, pay your balance in full within ten days of receiving your statement and you receive a 1.5% credit on your next monthly statement. Pay 10% of your bill by the due date and you have 60 days to pay the remainder without incurring interest or finance charges. The annual fee of $185 is waived for the first year. Open Savings cash rebates apply with this card, too.
Sign up for Kiplinger’s Free E-Newsletters
Profit and prosper with the best of expert advice on investing, taxes, retirement, personal finance and more - straight to your e-mail.
Profit and prosper with the best of expert advice - straight to your e-mail.
-
Stock Market Today: Stocks Advance on Light Volume Thanks to Big TechEquities rose in a mostly sleepy session as Mag 7 names led the way.
-
Where Starbucks Workers are Striking and What It Means For YouStarbucks Workers United organized a nationwide strike through Christmas Eve, impacting locations in nine states and growing until Starbucks meets demands.
-
Roth IRA Contribution Limits for 2024 and 2025Roth IRAs Roth IRA contribution limits have gone up. Here's what you need to know.
-
How to Find Foreclosed Homes: Best Foreclosure Listings SitesMaking Your Money Last Find foreclosed homes for sale on these foreclosure listing websites. Search for properties on these free, paid or government sites.
-
Four Tips for Renting Out Your Home on Airbnbreal estate Here's what you should know before listing your home on Airbnb.
-
Five Ways to a Cheap Last-Minute VacationTravel It is possible to pull off a cheap last-minute vacation. Here are some tips to make it happen.
-
How to Figure Out How Much Life Insurance You Needinsurance Instead of relying on rules of thumb, you’re better off taking a systematic approach to figuring your life insurance needs.
-
Amazon Big Deal Days Is Coming! We’ve Got All the DetailsAmazon Prime To kick off the holiday season with a bang, Amazon Big Deal Days runs Tuesday, October 8 and Wednesday, October 9.
-
How to Shop for Life Insurance in 3 Easy Stepsinsurance Shopping for life insurance? You may be able to estimate how much you need online, but that's just the start of your search.
-
Five Ways to Shop for a Low Mortgage RateBecoming a Homeowner Mortgage rates are high this year, but you can still find an affordable loan with these tips.
