Buy the Gas Your Car Deserves
Gasoline is just gasoline – or is it? Also, we wade into the premium vs. regular debate.
My father was an all-gas-is-the-same guy who considered it a personal failure if he filled up at one station only to see gas sold for a few cents less down the road. For decades, I followed his price-only approach, but recent research has changed my mind.
Now I look for Top Tier gas. Even if you’re unfamiliar with the term, you’ve probably bought some at the pump. Almost all of the major oil-company and refiner brands of gasoline are certified to be Top Tier, a standard established by a consortium of the world’s biggest carmakers (who in turn recommend it for their cars).
Although all gasoline is federally required to have chemicals that keep your engine clean, the Top Tier program says the products it sanctions have a higher concentration (and better mix) of these detergents. And an independent study by AAA bears out the claim that these fuels can keep an engine from developing harmful carbon buildup, which can cut fuel efficiency and performance.
Sign up for Kiplinger’s Free E-Newsletters
Profit and prosper with the best of expert advice on investing, taxes, retirement, personal finance and more - straight to your e-mail.
Profit and prosper with the best of expert advice - straight to your e-mail.
So why wouldn’t you buy a Top Tier gas? Well, price. Gas often costs less at the independent outlets that don’t opt for certification. In my case, my genetically programmed pursuit of the absolute cheapest gas was a hard behavior to give up. But during the 12 months of its study, AAA found that Top Tier gasoline was just 3 cents more expensive than uncertified fuel, on average. And grocery rewards programs are often coupled to Top Tier brands, so signing up for one could earn you discounts that nullify the price difference. Want to check if your favorite station is part of the program? Go to http://www.toptiergas.com/licensedbrands/
Pricey premium. Once you’ve pulled up to a Top Tier pump, you face another decision: What grade? Regular, plus and premium are the usual choices, though some brands have more or give them special names. The grades reflect a numeric value for octane, a measure of the fuel’s resistance to igniting at the wrong time in your engine (a bad thing that you may hear as “knock” or “pinging,” a sort of light rattling sound on acceleration). And higher octane is more expensive.
A funny thing happened on the way to today’s lower fuel prices: The price differential between regular and premium gas soared. In late August, the average gallon of regular cost $2.38; premium was $2.88, or 21% more. That’s about double the historical gap, and because the average driver spends more than $1,000 a year on fuel, premium’s premium is hundreds of dollars.
Fuel experts point to a number of factors for this trend, but one is that more cars on the road today prefer premium. Why would a carmaker specify premium? One way to meet rising fuel-economy requirements while satisfying consumers’ desire for more horsepower is to build highly tuned, often turbocharged, engines that deliver optimum performance when fed higher-octane gas.
As ever, start with the owner’s manual. If it lists regular gas (normally 87 octane), great. Do not waste your money (as millions do) on premium. Using premium will not help you pass an emissions test, and your beloved old hooptie will not consider extra octane that it doesn’t need a “treat,” like whipped cream on cocoa or something. If your manual specifies higher octane, see if it’s required or just recommended.
If it’s recommended, feel free to pump regular and save money. You might notice slower acceleration, or you might not. Will your gas mileage suffer? We doubt it. While it’s hard to get numbers with so many models out there, Consumer Reports found no loss in several vehicles they tested.
If required (common among brands such as BMW and Porsche), things get murky. We’re loath to contradict the owner’s manual, but many owners have recounted using regular gas without trouble. With these high-performance engines, you’re more likely to notice a power loss on lower octane. And if you’re going to try to scrimp, keep your ears open for the telltale sound of engine pinging. If you hear it for more than a second or two, go back to premium.
You can follow David Muhlbaum’s automotive musings on twitter at www.twitter.com/daveydog.
Get Kiplinger Today newsletter — free
Profit and prosper with the best of Kiplinger's advice on investing, taxes, retirement, personal finance and much more. Delivered daily. Enter your email in the box and click Sign Me Up.
In his former role as Senior Online Editor, David edited and wrote a wide range of content for Kiplinger.com. With more than 20 years of experience with Kiplinger, David worked on numerous Kiplinger publications, including The Kiplinger Letter and Kiplinger’s Personal Finance magazine. He co-hosted Your Money's Worth, Kiplinger's podcast and helped develop the Economic Forecasts feature.
-
UBS Global's Solita Marcelli: It's a Green Light for U.S. Stocks in 2025
A strong economy, rate cuts and continued AI spending should support stocks in the new year, says UBS Global's chief investment officer, Americas.
By Anne Kates Smith Published
-
General Mills Stock Is Sinking After An Earnings Beat. Here's Why
General Mills stock is one of the worst S&P 500 stocks Wednesday as weak full-year guidance offsets better-than-expected earnings. Here's what you need to know.
By Joey Solitro Published
-
Five Reasons You Shouldn't Shop on Amazon Prime Day
Smart Buying Think twice before getting lured into buying a bunch of stuff you don't need just because it's on sale.
By Andrea Browne Taylor Last updated
-
Best Cash Back Credit Cards December 2024
Smart Buying Trying to compare the best cash back credit cards? Unlike most reviewers, we include cards from small banks and credit unions, as well as from large issuers.
By Ellen B. Kennedy Last updated
-
How to Spend $1,000: Find Cheap (or Free) Online Courses to Build Career Skills
Smart Buying There's a huge array of skill-building online courses that can level up your career for under $1,000.
By Kim Clark Published
-
MoviePass is Relaunching. Should You Sign Up?
Smart Buying The subscription discount movie card company has a checkered past and an army of disillusioned former cardholders. If you want to try the reboot, you’ll need to hurry.
By Bob Niedt Published
-
HBO Max Is Offering Huge Discounts
Smart Buying Looking for a streaming service deal? Warner Bros. Discovery is cutting the price of HBO Max.
By Bob Niedt Published
-
Are You Streaming Too Much? What the Discovery+/HBO Max Mashup Means
Smart Buying Fewer original scripted series? Maybe. And maybe it’s time to unsubscribe.
By Bob Niedt Published
-
PODCAST: Is a Recession Coming?
Smart Buying With a lot of recession talk out there, we might just talk ourselves into one. We take that risk with Jim Patterson of The Kiplinger Letter. Also, dollar stores: deal or no deal?
By David Muhlbaum Published
-
What to Expect from the 2022 Summer Travel Season
Travel Travelers have been dealing with the trials and tribulations of canceled trips and elusive refunds for nearly two years. It will get better this year.
By Emma Patch Published