Do you carry a balance on your credit card? Trim interest and other charges with these options.
As we compiled our list of top credit cards that offer bountiful cash back, points or miles, we also took a look at cards whose rewards to you are low interest rates and minimal fees. The cards below are some of the best offers available now. None levies an annual fee.
Balance transfer. Chase Slate charges no balance-transfer fee and has a 0% rate the first 15 months (then 13.24% to 23.24%).
Sign up for Kiplinger’s Free E-Newsletters
Profit and prosper with the best of expert advice on investing, taxes, retirement, personal finance and more - straight to your e-mail.
Profit and prosper with the best of expert advice - straight to your e-mail.
0% introductory period. Citi Simplicity offers a 0% rate on purchases and balance transfers for the first 21 months (then 13.24% to 23.24%). The balance-transfer fee is the greater of $5 or 3% of the balance.
Low interest. The Lake Michigan Credit Union Prime Platinum card recently charged a rate as low as 6.5%, depending on creditworthiness. Make a onetime $5 donation to the ALS Association to become a member.
Fee-free. PenFed Promise (10.24% to 17.99%) has no fees for foreign transactions, balance transfers, cash advances, late payments or balances in excess of the credit limit. (See the rules of membership for Pentagon Federal Credit Union in the “Payback at the Pump” section.)
-
Take Charge of Retirement Spending With This Simple StrategyTo make sure you're in control of retirement spending, rather than the other way around, allocate funds to just three purposes: income, protection and legacy.
-
Here's How To Get Organized And Work For YourselfWhether you’re looking for a side gig or planning to start your own business, it has never been easier to strike out on your own. Here is our guide to navigating working for yourself.
-
Five Ways to Save on Vacation Rental PropertiesTravel Use these strategies to pay less for an apartment, condo or house when you travel.
-
How to Avoid Annoying Hotel Fees: Per Person, Parking and MoreTravel Here's how to avoid extra charges and make sure you don't get stuck paying for amenities that you don't use.
-
How to Appeal an Unexpected Medical Billhealth insurance You may receive a bill because your insurance company denied a claim—but that doesn’t mean you have to pay it.
-
Amazon Prime Fees Are Rising. Here’s How to Cancel Your Amazon Prime MembershipAmazon Prime Amazon Prime will soon cost $139 a year, $180 for those who pay monthly. If you’re a subscriber, maybe it’s time to rethink your relationship. Here’s a step-by-step guide to canceling Prime.
-
How to Haggle for Almost AnythingSmart Buying Learning how to haggle is an invaluable skill. These strategies will help you negotiate a better price for just about any product or service.
-
Disability Insurance Can Provide COVID CoverageCoronavirus and Your Money If you are concerned about long-term complications from COVID-19, consider disability insurance coverage.
-
21 Things You Can't Return to Amazon — Either Online or In-StoreDid you know there are things you can't return to Amazon? Before tossing these items into your shopping cart, be sure to read Amazon's return policy first.
-
How to Avoid a Charity Scampersonal finance Scammers never quit, even when you're trying to be altruistic. But you can avoid getting duped if you do your homework.
