When it comes to personal finance, a one-size-fits-all approach doesn't work. That's why we offer advice customized to your needs. Below you'll find 20 common questions on a variety of money-related topics, from paying off debt to saving for retirement. And we provide answers based on different scenarios.
Home
Should I Retire My Mortgage or Keep on Paying?
Should I Pay a Real Estate Agent or Go It Alone?
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Should I Continue to Rent or Buy While the Market Is Down?
Taxes
Should I Take a Pay Raise Now or a Refund Later?
Debt
Should I Pay Off Loans or Save for Retirement?
Should I Pay Cash for a Major Purchase, or Finance It?
Investing
Should I Buy Index Funds or Actively Managed Funds?
Should I Buy ETFs or Mutual Funds?
Should I Use a Full-Service or Discount Broker?
Should I Rebalance Regularly or Let Winners Ride?
Cars
Should I Keep My Clunker or Buy a New Car?
Should I Buy or Lease a New Car?
Retirement
Should I Save in a Roth IRA or a Traditional IRA?
Should I Claim Social Security Benefits at Age 62 or Wait Until 66?
Should I Buy an Immediate Annuity for Retirement Income or Tap Savings?
Insurance
Should I Buy Long-Term-Care Insurance or Self-Insure?
Wills
Should I Hire a Lawyer to Write a Will or Do It Myself?
College
Should I Save for Retirement or College for My Kids?
Should I Stretch to Pay for the Most Selective College or Save by Choosing an In-State School?
Should I Use a 529 Savings Account or a Prepaid Tuition Plan?
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What Is a Qualified Charitable Distribution (QCD)?Tax Breaks A QCD can lower your tax bill while meeting your charitable giving goals in retirement. Here’s how.
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Embracing Generative AI for Financial SuccessGenerative AI has the potential to reshape how we approach learning about and managing our personal finances.
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457 Plan Contribution Limits for 2025Retirement plans There are higher 457 plan contribution limits for state and local government workers in 2025 than in 2024.
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What Does Medicare Not Cover? Seven Things You Should KnowHealthy Living on a Budget Medicare Part A and Part B leave gaps in your healthcare coverage. But Medicare Advantage has problems, too.
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13 Smart Estate Planning Movesretirement Follow this estate planning checklist for you (and your heirs) to hold on to more of your hard-earned money.
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Medicare Basics: 11 Things You Need to KnowMedicare There's Medicare Part A, Part B, Part D, Medigap plans, Medicare Advantage plans and so on. We sort out the confusion about signing up for Medicare — and much more.
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The Seven Worst Assets to Leave Your Kids or Grandkidsinheritance Leaving these assets to your loved ones may be more trouble than it’s worth. Here's how to avoid adding to their grief after you're gone.
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SEP IRA Contribution Limits for 2024 and 2025SEP IRA A good option for small business owners, SEP IRAs allow individual annual contributions of as much as $69,000 in 2024 and $70,000 in 2025..
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Roth IRA Contribution Limits for 2024 and 2025Roth IRAs Roth IRA contribution limits have gone up. Here's what you need to know.
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SIMPLE IRA Contribution Limits for 2024 and 2025simple IRA The SIMPLE IRA contribution limit increased by $500 for 2025. Workers at small businesses can contribute up to $16,500 or $20,000 if 50 or over and $21,750 if 60-63.
