THEN: Cindy Campbell (pictured at left) appeared in Kiplinger’s twice—first in November 2007, when she shared her strategies for getting out of $7,000 in credit card debt from college and then saving to buy a house at age 25. In 11 Tips to Be a Better Saver, Campbell talked about the importance of building an emergency fund—a lifesaver when she lost her job in 2009 and was out of work for six months. The emergency fund also gave her the freedom to take 16 weeks of unpaid maternity leave after her daughter, Aniyah, was born in 2011.
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