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Jeff Rose, a certified financial planner and creator of the Good Financial Cents blog, has launched the Debt Movement along with ReadyForZero and other financial bloggers to challenge people to pay down $10 million of debt by April 30, 2013. To provide an incentive for people to pay off their debt, the Debt Movement will be awarding $15,000 in scholarships, in increments of $2,000, $1,000 and $500. To be eligible, you must join the movement and complete a debt scholarship application (learn more.)
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Rose created the movement because his dad struggled with debt and died owing money. He writes on his blog that he wants to help others struggling with the same issue. Since the movement was launched January 2, more than 900 people have joined and have already paid off more than $20,000 in debt.
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If you need help paying off debt, Kevin Mulligan of Good Financial Cents suggests several online tools that can help. And here's a roundup of more great personal finance advice:
A Simple Strategy to Get Out of Debt for Good [PT Money]
"Make your debt goals public, and share them with your friends, family and community."
The Debt Destroyer Method: Tackling Your Debts One By One [Mint.com]
"If you vowed to pay off your debts and start living a more balanced financial life this year, we’ve got you covered. Here are the details one how to tackle your debts one by one."
How to Escape Reward Card Spending Traps [Wise Bread]
"Here are four tricks you can use to make sure you stay on top of your rewards card."
Best New Bank Account Promotions, Offers & Free Money [Money Crashers]
"Some banks are raising the stakes with cold hard cash, giveaways, and great interest-bearing products."
Why Are There So Few Special CD Offers, and Why You Should Jump on the Few Remaining Ones! [LearnBonds]
"Don’t think it's not worth shopping around just because overall rates are low."
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How to Avoid a Charity Scampersonal finance Scammers never quit, even when you're trying to be altruistic. But you can avoid getting duped if you do your homework.
