Sophisticated Insurance Solutions for Affluent Families and Businesses

Standard insurance productsare just that...standard.

“Protecting, preserving and growingsizeable assets amassed over yearsby high-net-worth families andhigh-growth corporations demandspecialized products and solutionssimply not available in the standardmarketplace,” explains Rick ThomasCLU®, Chief Executive Officer ofThomas Financial.

The right man at the right time, Thomas opened hisdoors in 1975 as Tampa’s economy was poised tochange drastically. A flood of major corporationsin agriculture, food processing, high-technology,healthcare, and finance sectors was coming. As thecity’s diversity and wealth grew, Thomas began addingadditional specialized services that his clients needed,Wealth Management being the latest.

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“You could say Thomas Financial is a company built byour clients,” says Thomas, a Qualifying and Life Memberof the Million Dollar Round Table (MDRT) Top of theTable – an elite honor reserved for the top 0.3% of lifeinsurance agents nationwide. He is also the youngestCharter Member of the Top of the Table to havequalified every year since inception in 1977.

Uncommon Minds, Uncommon Solutions

As he added services over the years, Thomas recruiteda “Dream Team,” most of whom have advanceddegrees or certifications, including CLUs, CFPs, andMBAs. The talented team is committed to staying onthe leading edge of changing tax laws and regulationsthat impact the specialty insurance field. Together theyprovide prospects and clients tailored solutions forlife insurance, wealth transfer, wealth accumulation,business continuation, retirement planning, highretention plans, executive benefits, and healthinsurance.

“In our staff, we nurture a talent for solving difficult problems with industry-leading standards of technical expertise andan old-fashioned determination to understand our clients’ most important personal and professional objectives,” Thomascontinued. Three and four generations of affluent families – in Florida and throughout the country – have relied on ThomasFinancial to help steward their assets and leave important legacies.

For instance, a prospective client called needing $100 million in coverage yet did not qualify as a standard risk. With so muchexposure, even the largest underwriters balked at the huge case. Thomas did the unheard of. He used his influence to call aconference with several large competing underwriters. Within an hour, he had placed all $100 million of coverage at standardrate while spreading the risk across the group.

Thomas Financial’s tremendous buying power and ability toinnovate new solutions come, in part, through its 25-yearrelationship with M Financial. Being part of M Financial givesThomas Financial the combined purchase power of the nation’sleading independent insurance, investment, and executivebenefit firms who serve the needs of ultra-affluent individuals,corporate executives, successful entrepreneurs, and Fortune1000 companies. This includes access to more than 20“M-priced” proprietary products from a curated group of majorinsurance companies focused on the unique needs of the ultraaffluent.

“Like many of my clients, I am anentrepreneur, so I know how importanttailored strategies are to my business,”explains Thomas.

“Our partnership with M Financial allows us to create imaginativeand appropriate financial solutions for a variety of financialrequirements, particularly as they affect the high net worthsector, through the delivery of high-quality products withlegendary service. It’s a formula that has worked well for nearlyfour decades. Yet, much as we value our track record, we knowthat our reputation is entirely in the hands of our clients past,present and future. We strive never to rest on our laurels butinstead work hard to demonstrate that the best is yet to come,for us and for the clients we are proud to serve.”

Securities and investment advisory services offered through M Holdings Securities, Inc., a registered broker/dealer and investment advisor,member FINRA/SIPC. Thomas Financial is independently owned and operated. File #2582964.1

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