Benefitscheckup.org Screens for programs that help low-income seniors pay for prescription drugs, health care, utilities and other basics.Eldercare Locator (800-677-1116; www.eldercare.gov) Identifies local resources for the elderly.
Home Health Care Covered by Medicare if you meet the criteria; agency must be Medicare-certified. Average hourly agency rates: registered nurse, $25; home-care aide, $10 to $12; physical therapist, $35; occupational therapist, $31.
Home-Care Service Agencies Companionship, light housekeeping and errands; average rate: $18 an hour, according to a 2007 MetLife survey. Franchises include Home Instead Senior Care and Comfort Keepers.
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Adult Day Care Social and some health services. Average daily rate: $35 to $65.
Geriatric Care Manager Assesses needs, provides referrals and, if necessary, arranges for services; $100 to $500 for an assessment and $60 to $90 an hour for ongoing management.
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Planning for Health Care Costs in Retirement: A Comprehensive GuideMedical expenses aren't slowing down, and if you're not prepared, they can hit you like a ton of bricks.
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When Should You Hand Over the Keys — to Your Investments?The secret to retirement planning? "The best time to hand over the keys is before you’ve realized you need to hand over the keys."
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457 Plan Contribution Limits for 2025Retirement plans There are higher 457 plan contribution limits for state and local government workers in 2025. That's good news for state and local government employees.
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Medicare Basics: 11 Things You Need to KnowMedicare There's Medicare Part A, Part B, Part D, Medigap plans, Medicare Advantage plans and so on. We sort out the confusion about signing up for Medicare — and much more.
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The Seven Worst Assets to Leave Your Kids or Grandkidsinheritance Leaving these assets to your loved ones may be more trouble than it’s worth. Here's how to avoid adding to their grief after you're gone.
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SEP IRA Contribution Limits for 2025SEP IRA A good option for small business owners, SEP IRAs allow individual annual contributions of as much as $70,000 in 2025, up from $69,000 in 2024.
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Roth IRA Contribution Limits for 2025Roth IRAs Roth IRA contribution limits have gone up. Here's what you need to know.
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SIMPLE IRA Contribution Limits for 2025simple IRA The SIMPLE IRA contribution limit increased by $500 for 2025. Workers at small businesses can contribute up to $16,500 or $20,000 if 50 or over and $21,750 if 60-63.
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457 Contribution Limits for 2024
retirement plans State and local government workers can contribute more to their 457 plans in 2024 than in 2023.
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Roth 401(k) Contribution Limits for 2025retirement plans The Roth 401(k) contribution limit for 2025 increased, and workers who are 50 and older can save even more.
