When we asked Kiplinger's readers to share their best money-saving ideas, we were swamped with thousands of responses. Now you get to profit from all that knowledge. Read how real people shave their expenses, shop for bargains, squeeze extra cash out of their paychecks and boost the return on their savings. Plus, we chip in some strategies of our own. With the money you'll save from these ideas, you'll have plenty to spend on the things that really matter.
Budgeting and Saving
Watch your money grow with high-rate CDs, low-cost funds and turning spare change into big savings.
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Profit and prosper with the best of expert advice - straight to your e-mail.
Enjoy tax-free income with a Roth IRA, live on less after you retire and move to paradise without breaking the bank.
College
Keep tuition costs under control by saving early, taking advantage of tax credits and deductions, and finding dorm alternatives.
Visit Europe for less, benefit from credit-card bonuses, and save with Web-site bargains and off-lease vehicles.
Save thousands by shopping online for bargains, taking advantage of rebates and searching for the best deal.
SLIDE SHOW: Shave Expenses, Boost Savings
Here are eight bonus ideas from our readers that aren't in the magazine.
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$280 Million Boost Revives Florida’s Home-Hardening Grant ProgramA major infusion of state funds revives Florida's flagship home-hardening grant program to protect homeowners and potentially lower insurance costs.
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Prime Day Savings? Watch Out for Sales Tax and Tariffs That Can Increase Your Total PriceSales Tax Amazon Prime Day 2025 can offer some opportunities to save, but this year, taxes and tariffs matter.
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Amazon Resale: Where Amazon Prime Returns Become Your Online BargainsFeature Amazon Resale products may have some imperfections, but that often leads to wildly discounted prices.
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Roth IRA Contribution Limits for 2025Roth IRAs Roth IRA contribution limits have gone up. Here's what you need to know.
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Four Tips for Renting Out Your Home on Airbnbreal estate Here's what you should know before listing your home on Airbnb.
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Five Ways to a Cheap Last-Minute VacationTravel It is possible to pull off a cheap last-minute vacation. Here are some tips to make it happen.
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How Much Life Insurance Do You Need?insurance When assessing how much life insurance you need, take a systematic approach instead of relying on rules of thumb.
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When Is Amazon Prime Day? Everything We Know, Plus the Best Deals on Apple, Samsung and MoreAmazon Prime Amazon Prime Day is four days this year. Here are the key details you need to know, plus some of our favorite deals to shop during the sale.
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How to Shop for Life Insurance in 3 Easy Stepsinsurance Shopping for life insurance? You may be able to estimate how much you need online, but that's just the start of your search.
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Five Ways to Shop for a Low Mortgage RateBecoming a Homeowner Mortgage rates are high this year, but you can still find an affordable loan with these tips.
