6 Things You Must Know About Tracing Your Roots
Use online tools and services to fill out the branches of your family tree.
Profit and prosper with the best of Kiplinger's advice on investing, taxes, retirement, personal finance and much more. Delivered daily. Enter your email in the box and click Sign Me Up.
You are now subscribed
Your newsletter sign-up was successful
Want to add more newsletters?
Delivered daily
Kiplinger Today
Profit and prosper with the best of Kiplinger's advice on investing, taxes, retirement, personal finance and much more delivered daily. Smart money moves start here.
Sent five days a week
Kiplinger A Step Ahead
Get practical help to make better financial decisions in your everyday life, from spending to savings on top deals.
Delivered daily
Kiplinger Closing Bell
Get today's biggest financial and investing headlines delivered to your inbox every day the U.S. stock market is open.
Sent twice a week
Kiplinger Adviser Intel
Financial pros across the country share best practices and fresh tactics to preserve and grow your wealth.
Delivered weekly
Kiplinger Tax Tips
Trim your federal and state tax bills with practical tax-planning and tax-cutting strategies.
Sent twice a week
Kiplinger Retirement Tips
Your twice-a-week guide to planning and enjoying a financially secure and richly rewarding retirement
Sent bimonthly.
Kiplinger Adviser Angle
Insights for advisers, wealth managers and other financial professionals.
Sent twice a week
Kiplinger Investing Weekly
Your twice-a-week roundup of promising stocks, funds, companies and industries you should consider, ones you should avoid, and why.
Sent weekly for six weeks
Kiplinger Invest for Retirement
Your step-by-step six-part series on how to invest for retirement, from devising a successful strategy to exactly which investments to choose.
1. It’s a family affair. The popularity of the PBS series Finding Your Roots, which uncovers celebrities’ family histories, has spurred interest in genealogy. If you want to learn more about your background, “start with what you know about yourself,” says Catherine Desmarais, vice president of the Association of Professional Genealogists. Then begin interviewing relatives. As you work backward to your grandparents and great-grandparents, track down as many vital records, such as birth, marriage and death certificates, as you can find.
2. Focus your search. Questions such as “Where was my great-grandfather born?” will help you identify the documents you need to find. A great deal of starter material is available free. Cyndi’s List and Linkpendium categorize links to genealogical resources. FamilySearch allows you to search millions of digitized records. Also check the National Archives’ online Archives Library Information Center under “Genealogy.”
3. Pay to dive deeper. Ancestry.com, MyHeritage.com and other genealogical websites let you search massive stores of historical records and connect you with far-flung relatives. (A monthly subscription to Ancestry costs $20 to $45, depending on your level of access.) Test out different sites that offer free trials, and be selective based on which site matches your needs. For example, Fold3.com specializes in military records. Findmypast.com is heavy on Irish and United Kingdom content. Swedish descendants can poke around ArkivDigital.net. There are dedicated sites for those of Jewish and African-American descent as well. But keep in mind that many records are not available online. “Sometimes the only place to go is a courthouse down a winding country road,” says Jordan Jones, president of the National Genealogical Society.
From just $107.88 $24.99 for Kiplinger Personal Finance
Become a smarter, better informed investor. Subscribe from just $107.88 $24.99, plus get up to 4 Special Issues
Sign up for Kiplinger’s Free Newsletters
Profit and prosper with the best of expert advice on investing, taxes, retirement, personal finance and more - straight to your e-mail.
Profit and prosper with the best of expert advice - straight to your e-mail.
4. Enlist science. When paper research stalls, a DNA test can reveal your ethnic makeup and find additional relatives by matching your DNA to others in a site’s database; for adoptees, DNA may be the only starting point. You can request a kit through Ancestry ($99), Family Tree DNA (starting at $99) and 23andMe ($199).
5. Keep track of your research. Many amateur genealogists use RootsMagic.com software (the basic version is free; the full version costs $30). Ancestry, MyHeritage and other archival sites can also help you build a family tree. Watch out for versions that do not allow you to note conflicting evidence. Or, says Jones, enter your findings in Word or Excel.
6. If you hit a wall . . . Hiring a county clerk to pull a record for you could cost as little as $10 plus postage. Or you may want to hire a professional genealogist, who can help you interpret obscure documents or pick up the trail when records get tough to track down. Most genealogists charge $50 to $75 per hour (although the hourly rate can range from $40 to $100, depending on the location and the complexity of the project). To find a researcher, go to the Association of Professional Genealogists (www.apgen.org) or the Board for Certification of Genealogists (www.bcgcertification.org). For legal searches, such as tracking down heirs, contact the Council for the Advancement of Forensic Genealogy (www.forensicgenealogists.org).
See Also: Programs That Help Seniors and Children
Profit and prosper with the best of Kiplinger's advice on investing, taxes, retirement, personal finance and much more. Delivered daily. Enter your email in the box and click Sign Me Up.

-
Dow Adds 1,206 Points to Top 50,000: Stock Market TodayThe S&P 500 and Nasdaq also had strong finishes to a volatile week, with beaten-down tech stocks outperforming.
-
Ask the Tax Editor: Federal Income Tax DeductionsAsk the Editor In this week's Ask the Editor Q&A, Joy Taylor answers questions on federal income tax deductions
-
States With No-Fault Car Insurance Laws (and How No-Fault Car Insurance Works)A breakdown of the confusing rules around no-fault car insurance in every state where it exists.
-
9 Types of Insurance You Probably Don't NeedFinancial Planning If you're paying for these types of insurance, you may be wasting your money. Here's what you need to know.
-
Amazon Resale: Where Amazon Prime Returns Become Your Online BargainsFeature Amazon Resale products may have some imperfections, but that often leads to wildly discounted prices.
-
Roth IRA Contribution Limits for 2026Roth IRAs Roth IRAs allow you to save for retirement with after-tax dollars while you're working, and then withdraw those contributions and earnings tax-free when you retire. Here's a look at 2026 limits and income-based phaseouts.
-
Four Tips for Renting Out Your Home on Airbnbreal estate Here's what you should know before listing your home on Airbnb.
-
Five Ways to a Cheap Last-Minute VacationTravel It is possible to pull off a cheap last-minute vacation. Here are some tips to make it happen.
-
How Much Life Insurance Do You Need?insurance When assessing how much life insurance you need, take a systematic approach instead of relying on rules of thumb.
-
When Does Amazon Prime Day End in October? Everything We Know, Plus the Best Deals on Samsonite, Samsung and MoreAmazon Prime The Amazon Prime Big Deal Days sale ends soon. Here are the key details you need to know, plus some of our favorite deals members can shop before it's over.
-
How to Shop for Life Insurance in 3 Easy Stepsinsurance Shopping for life insurance? You may be able to estimate how much you need online, but that's just the start of your search.