If you get an e-mail claiming to be from the Federal Deposit Insurance Corporation (FDIC) telling you that your bank has failed and asking you to download a personal FDIC insurance file, it's a scam.
According to a special alert from the FDIC, the subject line of the e-mail includes "check your Bank Deposit Insurance Coverage." The e-mail states: "You have received this message because you are a holder of a FDIC-insured bank account. Recently FDIC has officially named the bank you have opened your account with as a failed bank, thus, taking control of its assets."
It also directs recipients to click on a link that supposedly goes to the FDIC site but really goes to a fraudulent site.
Sign up for Kiplinger’s Free E-Newsletters
Profit and prosper with the best of expert advice on investing, taxes, retirement, personal finance and more - straight to your e-mail.
Profit and prosper with the best of expert advice - straight to your e-mail.
The recession sparked several schemes to watch for, including mortgage-relief and job-search scams. See Scams Exploit Hard Times and Scams Ripped From Today's Headlines. Also take our quiz, Is This a Scam?
-
Take Charge of Retirement Spending With This Simple StrategyTo make sure you're in control of retirement spending, rather than the other way around, allocate funds to just three purposes: income, protection and legacy.
-
Here's How To Get Organized And Work For YourselfWhether you’re looking for a side gig or planning to start your own business, it has never been easier to strike out on your own. Here is our guide to navigating working for yourself.
-
How to Guard Against Identity Theft in 2025Scammers are getting better at impersonating legitimate businesses.
-
Social Media Scams Cost Consumers $2.7B, Study ShowsScams related to online shopping, investment schemes and romance top the FTC's social media list this year.
-
Five Ways to Save on Vacation Rental PropertiesTravel Use these strategies to pay less for an apartment, condo or house when you travel.
-
How to Avoid Annoying Hotel Fees: Per Person, Parking and MoreTravel Here's how to avoid extra charges and make sure you don't get stuck paying for amenities that you don't use.
-
Tired of Scam Text Messages? The FCC Cracks DownNew scam text message rules from the FCC require carriers to block texts from bad numbers and protect consumers.
-
Tax Scam: IRS Warns Taxpayers Against Filing False W-2 InfoScams A new tax scam on social media advises lying on your W-2 to falsely claim credits and bigger refunds.
-
Beware Fake Disney Plus Emails That Steal Your Bank InformationFake Disney Plus billing messages enable scammers to access your bank account and drain your funds.
-
Watch Out for Flood-Damaged Cars from Hurricane IanBuying & Leasing a Car In the wake of Hurricane Ian, more flood-damaged cars may hit the market. Car prices may rise further because of increased demand as well.
