It is a point of pride with Apple that its products usually command full retail price. And if you drop your iPhone or if your MacBook fizzles, the financial fallout can be considerable. Take heart. We talked to employees and scoured Apple’s forums for money-saving tips on purchases and repairs.
Apple will match prices. You’ll get a discount of up to 10% if you show that one of its products is less at another brick-and-mortar store (Amazon and eBay don’t count). This is especially useful for accessories, which often go on sale at rival retailers.
Get discounts year-round. The student discount on new computers continues after Apple’s back-to-school promotion ends. You can also get a discount if you’re an educator, government employee or member of the military. That could save you from $50 to more than $200.
Sign up for Kiplinger’s Free E-Newsletters
Profit and prosper with the best of expert advice on investing, taxes, retirement, personal finance and more - straight to your e-mail.
Profit and prosper with the best of expert advice - straight to your e-mail.
AppleCare+ is worth a look. Especially for an iPhone. You’ll pay $99 for iPhone coverage, which extends the one-year warranty to two years and covers two incidents of damage, no questions asked (although each repair not covered under warranty will set you back $79 for a service charge). If you’re not covered and an Apple genius tells you that you need a new phone, you’ll pay, say, $299 to replace an iPhone 6.
Third-party repairs may cost you in the long run. Repairs not done by Apple or its authorized service providers invalidate your warranty.
-
What Is a Qualified Charitable Distribution (QCD)?Tax Breaks A QCD can lower your tax bill while meeting your charitable giving goals in retirement. Here’s how.
-
Embracing Generative AI for Financial SuccessGenerative AI has the potential to reshape how we approach learning about and managing our personal finances.
-
Five Ways to Save on Vacation Rental PropertiesTravel Use these strategies to pay less for an apartment, condo or house when you travel.
-
How to Avoid Annoying Hotel Fees: Per Person, Parking and MoreTravel Here's how to avoid extra charges and make sure you don't get stuck paying for amenities that you don't use.
-
The 27 Best Smart Home Devicesgadgets Innovations ranging from voice-activated faucets to robotic lawn mowers can easily boost your home’s IQ—and create more free time for you.
-
How to Appeal an Unexpected Medical Billhealth insurance You may receive a bill because your insurance company denied a claim—but that doesn’t mean you have to pay it.
-
Amazon Prime Fees Are Rising. Here’s How to Cancel Your Amazon Prime MembershipAmazon Prime Amazon Prime will soon cost $139 a year, $180 for those who pay monthly. If you’re a subscriber, maybe it’s time to rethink your relationship. Here’s a step-by-step guide to canceling Prime.
-
How to Choose the Right Payment Appbanking Using PayPal, Venmo, Zelle and other apps is convenient, but there are pros and cons to each.
-
Shop for a New Wireless Plan and Save BigSmart Buying Competition is fierce, and carriers are dangling free phones and streaming subscriptions.
-
Watch Out for Job Listing FraudScams If one of your New Year’s resolutions is to find new employment in 2022, be on guard against job-listing scams.
