Is Cash an Appropriate Wedding Gift?
If you're put off by a couple requesting money instead of traditional gifts, consider an alternative with which you'd be more comfortable.


Q. My husband and I have been invited to a wedding, and the couple’s gift registry has no merchandise — just lots of ideas of what they would do with cash gifts from their wedding guests. Call us old-fashioned, but we’re put off by this request for money. Any suggestions?
A. This is more a matter of etiquette than ethics. There is nothing unethical about the bridal couple making such a request (although it may be a little crass), and there is no moral dimension to your response. You have no obligation to give them anything if you’re not going to the wedding, and if you do go, you are free to send any kind of gift you wish.
A wedding gift is traditionally a way to congratulate the couple and help them get established in their new household. Alternatives to conventional gift registries (online or in a local store) are flourishing, and my favorites encourage donations to charities that the engaged couple supports, instead of (or in addition to) a gift to them. This works especially well for older couples who already have one or more households and probably don’t need more kitchen equipment.

Sign up for Kiplinger’s Free E-Newsletters
Profit and prosper with the best of expert advice on investing, taxes, retirement, personal finance and more - straight to your e-mail.
Profit and prosper with the best of expert advice - straight to your e-mail.
As for cash gifts: If you were okay with spending a certain amount on a gift, why not send the couple the same amount in cash? Do you think this feels too impersonal because they’ll never think kindly of you each time they use the coffeemaker you sent? Or do you not want them to be tempted to blow their wedding cash on a trip to Vegas? I share your concerns on both fronts.
My wife and I recently received a wedding invitation from a young couple who were moving across the country, wanted to travel light and had no idea what they’d need in their new home, so they said they’d love to have cash instead. But we decided that, whenever they settle down somewhere, they’ll need useful things from a hardware or housewares store. So we gave them a gift certificate instead of cash.
This response was originally written by Kiplinger in 2014.
Related Content
Get Kiplinger Today newsletter — free
Profit and prosper with the best of Kiplinger's advice on investing, taxes, retirement, personal finance and much more. Delivered daily. Enter your email in the box and click Sign Me Up.
Knight came to Kiplinger in 1983, after 13 years in daily newspaper journalism, the last six as Washington bureau chief of the Ottaway Newspapers division of Dow Jones. A frequent speaker before business audiences, he has appeared on NPR, CNN, Fox and CNBC, among other networks. Knight contributes to the weekly Kiplinger Letter.
-
10 Best High-Yield Savings Accounts to Grow Your Tax Refund
If you're getting a tax refund this year and want to grow it, here are the best high-yield savings accounts to make it happen.
By Sean Jackson Published
-
TurboTax: Features, Pricing and Filing Options
Is TurboTax worth it in 2025? Explore the pros, cons, pricing tiers and standout features of this popular tax software to see if it fits your filing needs.
By Carla Ayers Published
-
10 Best High-Yield Savings Accounts to Grow Your Tax Refund
If you're getting a tax refund this year and want to grow it, here are the best high-yield savings accounts to make it happen.
By Sean Jackson Published
-
Klarna Buy Now, Pay Later Is Coming to a Walmart Checkout Screen Near You
How buy now, pay later options at Walmart could get easier after the retailer traded Affirm for Klarna.
By Rachael Green Published
-
United Club Lounge Access Just Got More Expensive
United Airlines announced a new tiered membership scheme for United Club, which gets you into airport lounges.
By Alexandra Svokos Published
-
Road Toll Scam Texts are Still Going Around. Here's What to Look Out For
Scammers have been sending fake texts about E-ZPass for over a year. Know what to look out for and what to do.
By Alexandra Svokos Published
-
ABLE Account: A Savings Tool to Empower People With Disabilities
An ABLE account can improve quality of life for individuals with a disability — it permits tax-free saving for ongoing expenses without jeopardizing benefits.
By Ella Vincent Published
-
3 Trending Luxury Travel Destinations for 2025
Explore the top luxury travel destinations for 2025. Including Antarctica cruises, private yacht charters in the Seychelles and five-star wellness retreats in Kyoto, Japan.
By Brittany Leitner Published
-
20 Ways to Clean Up Your Finances This Spring
Spring cleaning is therapeutic and stops costly problems from building up around the home. Why not tackle the dusty corners of your finances at the same time?
By Lisa Gerstner Published
-
Are You a High Earner But Still Broke? Five Fixes for That
If you're a HENRY (a higher earner, not rich yet) but feel like you still live paycheck to paycheck, there are steps you can take to get control of your financial future.
By Mallon FitzPatrick, CFP®, AEP®, CLU® Published