Don't Miss Today's Stimulus Check Direct Deposit Deadline (Hint: You Have Until Noon)
The IRS set a deadline for getting stimulus check payments by direct deposit. If you don't act by noon today, you'll receive a paper check (which takes longer to arrive).


The IRS is urging people to use the "Get My Payment" portal now for a chance to get their stimulus payments sooner (go to irs.gov/coronavirus/get-my-payment). Over the last month, approximately 130 million people have already received payments worth more than $200 billion. Most of these payments have been by direct deposit. Starting soon, though, the number of paper stimulus checks being delivered will increase sharply (paper checks take a lot longer to arrive than payments by direct deposit). But, for many people, the last chance to sign up for a direct deposit payment—rather than receiving a paper check—is coming soon.
According to the IRS, people need to visit the IRS portal by noon on May 13 to check on their payment status and, when available, provide their direct deposit information. Do this, and you'll have a chance to get your payment several weeks earlier. After the May 13 deadline, the IRS will begin preparing millions of paper checks that will begin arriving through late May and into June. People who use the "Get My Payment" portal before that cut-off will still be able to enter their direct deposit information.
What Does the "Get My Payment" Portal Do?
Go to the "Get My Payment" portal if you want to:

Sign up for Kiplinger’s Free E-Newsletters
Profit and prosper with the best of expert advice on investing, taxes, retirement, personal finance and more - straight to your e-mail.
Profit and prosper with the best of expert advice - straight to your e-mail.
- Check the status of your stimulus payment;
- Confirm your payment type (paper check or direct deposit);
- Get a projected direct deposit or paper check delivery date (or find out if a payment hasn't been scheduled); and
- Enter your bank account information for direct deposit if the IRS doesn't have your direct deposit information and they haven't sent your payment yet.
Note, however, that the portal cannot update bank account information after your stimulus check has been scheduled for delivery. To help protect against potential fraud, the tool also doesn't allow people to change bank account information already on file with the IRS.
For more information about the "Get My Payment" portal, see Where's My Stimulus Check? Use the IRS's "Get My Payment" Portal to Find Out.
How Long Will It Take to Get a Paper Stimulus Check?
Here's the estimated timetable for mailing paper stimulus checks:
Taxpayer Income | Date Check Mailed |
---|---|
$0 to $10,000 | April 24 |
$10,001 to $20,000 | May 1 |
$20,001 to $30,000 | May 8 |
$30,001 to $40,000 | May 15 |
$40,001 to $50,000 | May 22 |
$50,001 to $60,000 | May 29 |
$60,001 to $70,000 | June 5 |
$70,001 to $80,000 | June 12 |
$80,001 to $90,000 | June 19 |
$90,001 to $100,000 | June 26 |
$100,001 to $110,000 | July 3 |
$110,001 to $120,000 | July 10 |
$120,001 to $130,000 | July 17 |
$130,001 to $140,000 | July 24 |
$140,001 to $150,000 | July 31 |
$150,001 to $160,000 | August 7 |
$160,001 to $170,000 | August 14 |
$170,001 to $180,000 | August 21 |
$180,001 to $190,000 | August 28 |
$190,001 to $200,000 | September 4 |
All Others | September 11 |
For more information about the schedule for paper stimulus checks, see Where's My Paper Stimulus Check? Some People Will Have to Wait for Months.
Get Kiplinger Today newsletter — free
Profit and prosper with the best of Kiplinger's advice on investing, taxes, retirement, personal finance and much more. Delivered daily. Enter your email in the box and click Sign Me Up.
Rocky Mengle was a Senior Tax Editor for Kiplinger from October 2018 to January 2023 with more than 20 years of experience covering federal and state tax developments. Before coming to Kiplinger, Rocky worked for Wolters Kluwer Tax & Accounting, and Kleinrock Publishing, where he provided breaking news and guidance for CPAs, tax attorneys, and other tax professionals. He has also been quoted as an expert by USA Today, Forbes, U.S. News & World Report, Reuters, Accounting Today, and other media outlets. Rocky holds a law degree from the University of Connecticut and a B.A. in History from Salisbury University.
-
TaxAct Review: Pricing, Features and What to Expect
TaxAct offers basic tax prep tools with competitive pricing. Understand its features, limitations and how it compares to similar software.
By Carla Ayers Published
-
GOP Eyes Taxes on Municipal Bond Interest: What You Need to Know
Tax Reform If the tax status of muni bonds changes, the impact on regular investors and state and local governments could be significant.
By Kelley R. Taylor Last updated
-
IRS Layoffs Spark Delays, Doubt This Tax Season
Tax Season Tax experts say Trump’s downsizing of the IRS is already causing problems.
By Gabriella Cruz-Martínez Last updated
-
States with the Highest Income Tax Rates for Retirees
State Tax You may reconsider living and retiring in one of these states due to high taxes.
By Kate Schubel Last updated
-
AI Tax Scams Target Middle and Older Adults: What to Know
Scams Whether you’re a retiree or Gen Z, scammers can gouge big financial losses with the help of artificial intelligence.
By Kate Schubel Published
-
DOGE Gains More Grip on IRS Amid Leadership Reshuffle
IRS The IRS acting chief counsel was recently removed from his role, adding to the chaos at the federal tax agency. Here’s what it means for you.
By Gabriella Cruz-Martínez Published
-
Trump’s Latest Pitch: No Taxes If You Earn Less Than $150K?
Taxes The Trump administration reportedly wants to eliminate taxes for certain earners.
By Gabriella Cruz-Martínez Last updated
-
Tax-Deductible Home Improvements for Retirement in 2025
Retirement Taxes Your aging-in-place plan could benefit from the medical expense tax deduction. But watch out for capital gains and property taxes.
By Kate Schubel Published
-
Don’t Make These Five Mistakes on Your Tax Return
Tax Filing The IRS warns taxpayers to watch out for these common errors as they prepare to file.
By Gabriella Cruz-Martínez Published
-
You Don’t Want to Retire in Portugal: Here Are Three Tax Reasons Why
Retirement Taxes With the NHR benefit retiring and pension taxes increasing, you might rethink your retirement plans in Portugal.
By Kate Schubel Published