How Long It Takes to Get Your Tax Refund
Filing your return electronically and using direct deposit can speed up the process by weeks.
Question: I just filed my income tax return. How soon can I expect to receive my refund?
Answer: It depends on how you filed and how you're getting your refund. You'll get the money the fastest if you e-filed your return and have your refund deposited directly into your bank account. E-filers generally receive their refunds less than 21 days after filing. If you mailed in a paper return, it may take up to six weeks to receive your refund.
Your refund may be delayed, however, if you claimed the Earned Income Tax Credit or the Additional Child Tax Credit. The IRS is taking longer to review returns that claim those credits to help prevent tax ID theft. In that case, the earliest you could receive your refund is February 27 -- and that's if you chose direct deposit and there are no other issues with your tax return. Otherwise, it will take longer to get your refund. See the IRS's Direct Deposit page for more information about your direct deposit options and instructions.
Sign up for Kiplinger’s Free E-Newsletters
Profit and prosper with the best of expert advice on investing, taxes, retirement, personal finance and more - straight to your e-mail.
Profit and prosper with the best of expert advice - straight to your e-mail.
You can check on the status of your refund with the IRS's Where's My Refund tool. You'll need to provide your Social Security number, your tax-filing status and your refund amount to look up its status. You can use the tool starting at least 24 hours after e-filing, or four weeks after mailing in your return. The IRS updates the information daily, usually overnight.
The Where's My Refund tool doesn't work if you filed an amended return. In that case, you can use the Where's My Amended Return tool to look up the status of Form 1040X, Amended Tax Return, for the current year and the previous three years.
Get Kiplinger Today newsletter — free
Profit and prosper with the best of Kiplinger's advice on investing, taxes, retirement, personal finance and much more. Delivered daily. Enter your email in the box and click Sign Me Up.
As the "Ask Kim" columnist for Kiplinger's Personal Finance, Lankford receives hundreds of personal finance questions from readers every month. She is the author of Rescue Your Financial Life (McGraw-Hill, 2003), The Insurance Maze: How You Can Save Money on Insurance -- and Still Get the Coverage You Need (Kaplan, 2006), Kiplinger's Ask Kim for Money Smart Solutions (Kaplan, 2007) and The Kiplinger/BBB Personal Finance Guide for Military Families. She is frequently featured as a financial expert on television and radio, including NBC's Today Show, CNN, CNBC and National Public Radio.
-
Take Charge of Retirement Spending With This Simple Strategy
To make sure you're in control of retirement spending, rather than the other way around, allocate funds to just three purposes: income, protection and legacy.
By Mark Gelbman, CFP® Published
-
Here's How To Get Organized And Work For Yourself
Whether you’re looking for a side gig or planning to start your own business, it has never been easier to strike out on your own. Here is our guide to navigating working for yourself.
By Laura Petrecca Published
-
IRS Shakeup? What Trump's Commissioner Pick Could Mean for Taxes
IRS An unconventional nominee comes amid broader efforts to reshape the IRS and tax policy in 2025.
By Kelley R. Taylor Published
-
IRS Could Lose Another $20 Billion in Funding
IRS A mistake in legislative language could soon risk the tax agency's Inflation Reduction Act funding.
By Gabriella Cruz-Martínez Published
-
Two Consequential Tax Cases You May Not Have Heard About
The Supreme Court's decisions in these cases create uncertainty about challenging IRS regulations and guidance. Expect more litigation to follow.
By John M. Goralka Published
-
Sometimes It Pays to 'Blow the Whistle' on IRS Tax Evaders
Tax Fraud The IRS recently awarded three IRS whistleblowers $74 million. Here's why.
By Kate Schubel Published
-
The Big CPA Shortage Problem in Accounting
Career This once resilient accounting industry is cracking, as the labor force seems in dire straits. It’s also affecting the IRS.
By Gabriella Cruz-Martínez Last updated
-
IRS Skirts TikTok Ban to Sniff Out Tax Scammers
Tax Scams Social media scams caused thousands to file inaccurate returns. What does that have to do with TikTok?
By Kate Schubel Published
-
Who Does the IRS Audit the Most?
Audits The IRS has a $400K audit directive problem. Here’s what you need to know.
By Kelley R. Taylor Last updated
-
IRS Hauls Back $1.3 Billion From High-Income Earners
Tax Filing Certain income and wealth levels can trigger an IRS audit. Here's what you need to know.
By Kate Schubel Published