Latest articles by Andrew Rosen, CFP®, CEP
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Compare Your Net Worth by Age
Find out where your net worth stands compared to average Americans at different ages. A financial adviser also shares his insights on the numbers.
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How to Rank Your Financial Priorities
Circumstances are different for everyone, but this adviser with 20-plus years of experience shares some insights on getting your financial priorities in order.
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How Much Life Insurance Do You Really Need?
Here's an example of what life insurance coverage would look like, with actual dollar amounts, for a hypothetical family with a mortgage and student debt.
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Being Rich vs Being Wealthy: What’s the Difference?
It's all about where you put the zeros — having a large bank account isn't the same as having zero regrets and focusing on what brings you joy.
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Congratulations on Your Raise: Three Things to Do With It
We're not saying you shouldn't spend it on a new car, but there are some considerations to guard against lifestyle creep and to help ensure a comfy retirement.
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When Investing for Retirement, Be Like Rip Van Winkle
Spend 20 years in a stupor, rather than getting anxious about daily stock market fluctuations, and reap the rewards of retirement investment returns adding up.
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Four Things That Impact the Financial Plans of Every One of Us
You can control some of these factors (how much you save), but others you can’t (how long you live), so there’s good news and bad news here.
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What Happens Financially When You Work One More Year?
The impact of saving more, spending less later and benefiting from an extra year or more of compounding can be truly staggering.
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When Flying Toward Retirement, Secure Your Own Mask First
Parents often feel compelled to help their kids pay for college, but when that could result in you moving in with them later, you should put your savings first.
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Nine of the Biggest Regrets I See as a Financial Planner
Check out this list of common regrets among older people and see if there’s something you can address in your own life while there’s still time.
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Caring for Your Aging Parents: A Seven-Step Guide
Caring for aging parents can be draining, but knowing where everyone stands and having critical things in place can at least make the process less stressful.
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How the Social Security Bridge Strategy Works
This is how you can wait until age 70 to start collecting Social Security — and capitalize on the annual 8% boost to your benefit.
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No Grinch Allowed! Inflation-Beating Tips for the Holidays
To make the most of your holiday season, set a budget, plan to pay more than last year and manage expectations — yours and others’.
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Is Your Spending Out of Control? Three Ways to Fix It
Whether it’s ignorance of your true financial position, an addiction or simply retail therapy, there are things you can do to address your overspending.
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Which of the 10 Money Languages Do You Speak?
Identifying the emotions that you feel about money could help you improve your relationship with it.
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The Theory of (Financial) Relativity
We all like to compare our own finances to how others appear to be doing, but this financial adviser’s shower-inspired theory makes it clear that personal finances are relative.
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Why Are You Still Working?
Some people have to, but there are plenty of folks who might want to do some soul searching to determine how work fits into their ideal day. (Hint: It likely doesn't.)
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Retirement Dating 2.0: Before You Jump, Test the Waters
If you don’t know what you want to do in your golden years or where you want to live, retirement dating lets you try things out before you commit.
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How Do You Stack Up When It Comes to Retirement?
Maybe you’ll feel good about where you stand as we look at averages of retirement savings, Social Security benefits, health expenses and how retirees spend their time.
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Improving Your Financial Health: A 10-Step Workout Plan
It's never too late to shape up your financial health, and the more attention you pay to every aspect of your finances, the healthier they’ll be.
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In Investing, How Do You Combat Uncertainty of Force Majeure?
Investors can’t predict every possible outcome, but having an investment strategy devised by a financial adviser, a robo-adviser or even yourself can help.
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Worried About Checking Your Portfolio? Don't Be: Things Are Looking Up
Though the markets are still fluctuating, this expert sees an encouraging upward trend and is giving himself permission to check his investments.
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The Markets Were Miserable Last Year, But That’s Great News
It’s all about perspective. Hopefully, you learned that your financial plan can withstand market downturns. If not, now you know you need to make adjustments.
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Common Financial Weaknesses and How to Overcome Them
Everyone has them, but identifying your financial weaknesses and taking steps to address them can mean a much more secure future and retirement.
