Latest articles by Andrew Rosen, CFP®, CEP
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What You Need to Know About 2023 Social Security Changes Beyond the COLA
The cost-of-living adjustment (COLA) isn’t the only change on tap for Social Security next year. Some modifications might make you rethink your retirement plans.
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Savvy Strategies for Your Health Savings Account
health savings accounts HSAs are a super tax-advantaged way to save for health care expenses if you have a high-deductible health plan. So what are you waiting for?
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The Great Change! (Is COVID Leading to Life Changes?)
personal finance When people stream in asking for help making major changes in their jobs, families and goals all in the pursuit of happiness, it makes you wonder what’s going on. Well, one financial professional has a theory – and a word of advice.
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Finding the Right Financial Planner During a Recession
Financial Advisers Navigating your way through a financial downturn takes resolve and know-how. Having the right person at your side during this touchy time could be critical.
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Should You Consider a Roth Conversion While the Market is Down?
Roth IRA Conversions Investors who are hurting right now as the stock market takes a hit may want to console themselves with a possible tax bargain created by a Roth conversion.
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Interest Rates are Rising – What This Means for Your Bank Account
personal finance First of all, when we say, “the Fed raised interest rates,” that’s a bit of a misnomer.
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Budgeting Basics for Wealth, Health and Happiness
personal finance Maybe not everyone needs a budget, but just about all of us can benefit from one. Here are the basics on why budgeting is important and how to get started.
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No Need to Panic: Social Security Is NOT Running Out
social security Yes, Social Security is undergoing some changes, including a possible reduction in benefits in the not-too-distant future – but the checks won’t stop coming. Here’s why the program is changing and what to expect.
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The Stock Market Is Another Life Lesson That Proves Stability Will Always Prevail
stocks Time after time it bounces back in the face of all sorts of disasters. Here’s why the stock market has proven to be so resilient, and how investors should respond (or not) when times are tough.
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What Does the Delta Variant Mean for Your Investments?
Coronavirus and Your Money As the COVD-19 pandemic continues into its next phase, it’s natural to be a little nervous. But now is not the time for panic or knee-jerk reactions. Here’s why.
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Here’s What to Do with the Money Left Behind in Old 401(k) Accounts
401(k)s First off, don’t lose track of it! You’d be surprised how many people forget about their old 401(k)s.
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Why the Bitcoin Craze Is Just Another Fad
cryptocurrency You’ve heard the buzz about Bitcoin, and you want in. Really? Why? Is it because you understand and believe in the long-term value of cryptocurrency, or is this merely the fear of missing out talking? Here are some warning signs I see to stay away from Bitcoin.
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Here's How to Foster Good Financial Habits in Your Children
personal finance Your kids are learning money habits from you, whether you realize it not, so try to set a good example and find ways to directly involve them in your financial life.
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How to Make the Most of Your Finances in Your 30s
personal finance It’s easy to get caught up in the day-to-day challenges of a burgeoning career, friends and family life, but your 30s are the perfect time to get your finances running smoothly.
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Divorce Happens: Planning Steps You Need to Know
Divorce If your marriage is strained, it’s not a bad idea to explore some of the basic steps you’d need to take to make a smooth exit. Planning ahead of time in case of divorce can make things easier on everyone involved.
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A Marriage Starter Plan for Finances: Even If You’re Late to the Party
personal finance Of course, the sooner the better, but it’s never too late for couples to get on the same page financially. Here are some points to discuss ASAP.
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How to Tell Whether You Can (or Should) Splurge on a Luxury Purchase
personal finance Think hard before you buy that sports car, RV or other dream item. There are other places where your money could serve you much better. Here’s how to evaluate whether a splurge works for you, and what you might be giving up.
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Don’t Buy This: Top 20 List of Things That Aren't Worth the Money
spending Buyer’s remorse is real, and if you purchase any of these 20 items, chances are you’ll get to experience it firsthand.
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Which Purchases Are Worth the Splurge?
spending Sometimes spending a little more on quality ultimately saves you money by saving you time, improving your health or just making you happier. The trick is being able to discern which purchases make sense for you personally.
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How to Tell If You’re Ready for a High-Risk/High-Reward Investment
investing Ask yourself this: Can I afford to lose it all? If not, then you have a little work to do first.
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For a Happy Retirement, Try ‘Retirement Dating’ First
happy retirement Take advantage of the years before you punch out for the last time to do a little experimenting with your life.
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The Awkward Relationship Between Markets and the Economy
investing Why is the stock market doing so well during such a rough time? Well, it’s because the stock market and the economy are not the same thing.
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