Carla Ayers
Carla Ayers joined Kiplinger in 2024 as an E-Commerce & Personal Finance Editor, bringing with her a wealth of experience from her background in both commercial and residential real estate. With a master's degree in Integrated Marketing Communications from Eastern Michigan University, she consistently demonstrates her ability to break down complex financial and real estate concepts into clear, actionable insights that empower her readers.
Before joining Kiplinger, Carla honed her expertise as a mortgage and personal finance writer, crafting content around mortgage options, property investment, and financial strategies. Her work has appeared in leading financial publications.
Carla is deeply committed to community service and is passionate about writing on financial literacy, focusing on the resources and tools that help individuals manage their finances effectively. She believes that early financial education is key to fostering long-term financial wellness and independence. Through workshops, seminars, and articles, she actively contributes to equipping her audience with the tools they need to succeed.
Dedicated to transparency and clarity, Carla's writing not only enlightens her audience on the immediate topics at hand but also encourages them to think critically about their long-term financial goals. Her ultimate aim is to ensure that all readers, regardless of their background or current financial standing, can make informed and confident decisions that lead to financial freedom.
Latest articles by Carla Ayers
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Will 2025 Be a Good Year to Sell Your House?
Explore whether 2025 is the right time to sell your home. Learn about trends in mortgage rates, home prices, buyer demographics and economic factors shaping the housing market.
By Carla Ayers Last updated
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I Thought St. Patrick’s Day Was the Best Time to Visit Ireland — Then I Went in May
Explore Ireland with confidence: Essential travel tips, currency insights and must-visit destinations.
By Carla Ayers Published
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13 Smart Uses for Your Tax Refund
tax refunds If you have a refund check coming your way, consider using it to bolster your personal balance sheet.
By Carla Ayers Last updated
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How Trump’s Tariffs Could Impact Your Grocery Bill
Tariffs at the checkout: Preparing for higher grocery bills and how to manage them.
By Carla Ayers Published
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Costco Direct: How It Works, Exclusive Deals and Bulk Savings
Discover how Costco Direct offers exclusive online deals, bulk-buying discounts, and direct-to-home shipping on furniture, appliances and more.
By Carla Ayers Published
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The Viral TikTok 'Door Knock Challenge'
The viral TikTok 'Door Knock Challenge' is more than a prank, it poses serious security risks for homeowners. Learn how to protect your home, prevent property damage and stay safe.
By Carla Ayers Published
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Trump Nominates Jonathan McKernan as CFPB Director Amid Agency Overhaul
President Trump nominates Jonathan McKernan to lead the CFPB, indicating a potential shift in the agency's regulatory approach.
By Carla Ayers Published
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State Farm Seeks Rate Hikes After California Wildfire Losses: What It Means For You
State Farm has requested emergency rate increases of up to 38% in California, citing wildfire-related losses. Here’s what homeowners need to know.
By Carla Ayers Published
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California's Home Insurance Crisis: Rising Risks, Soaring Costs and Limited Options
As wildfires intensify across California, insurers retreat, leaving homeowners with fewer coverage choices and higher costs. Learn what’s next for the California insurance market.
By Carla Ayers Published
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See Costco's Deals for January 2025
Unlock savings on electronics, clothing, furniture and wellness essentials at Costco – valid through January 31.
By Carla Ayers Published
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The Viral 'Birkin Dupe' That Sold Out — and What I Learned About the Walmart Marketplace
Discover how Walmart Marketplace differs from Walmart’s regular offerings and tips for snagging unique deals like the viral "Birkin bag dupe."
By Carla Ayers Published
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Net Worth Calculator
Tools If you sold all your assets and paid all your debts, what would be left over? That’s your net worth. Calculate it here.
By Carla Ayers Last updated
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Shop Target’s Cyber Monday Deals
Cyber Monday deals to look for at Target.
By Carla Ayers Last updated
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Starbucks Holiday Deal: Limited Edition Red Cup and other rewards on 11/14.
Get your limited edition Starbucks holiday red cup and enjoy festive drinks, extra rewards, and special perks for travelers on 11/14.
By Carla Ayers Published