Jacob Schroeder
Jacob Schroeder is a financial writer covering topics related to personal finance and retirement. Over the course of a decade in the financial services industry, he has written materials to educate people on saving, investing and life in retirement. With the love of telling a good story, his work has appeared in publications including Yahoo Finance, Wealth Management magazine, The Detroit News and, as a short-story writer, various literary journals. He is also the creator of the finance newsletter The Root of All (https://rootofall.substack.com/), exploring how money shapes the world around us. Drawing from research and personal experiences, he relates lessons that readers can apply to make more informed financial decisions and live happier lives.
Latest articles by Jacob Schroeder
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How Obesity Drugs Like Ozempic Could Revolutionize Retirement
GLP-1 drugs like Ozempic and Wegovy are already changing the way we age and manage chronic conditions.
By Jacob Schroeder Last updated
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Are Bonds a Good Investment for the Trump Era?
Stock market volatility has picked up in reaction to the Trump administration's tariff plans. Should investors consider bonds? We answer that question here.
By Jacob Schroeder Published
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Eight Habits for a Happy Retirement
happy retirement A long and happy retirement takes more than just money. Here are eight things happy retirees do – besides dutifully saving the money they’ll need to quit the 9-to-5 grind.
By Jacob Schroeder Last updated
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Will Retiring Early Make You Happier? It’s Complicated
Many people dream of retiring early. But leaving the daily grind may not be the key to happiness for everyone.
By Jacob Schroeder Last updated
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The 'Die With Zero' Rule of Retirement
If spending makes you nervous, the 'Die With Zero' rule might be for you. Because you don’t want to be the richest person in the graveyard.
By Jacob Schroeder Published
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How to Retire at 40: Build the FIRE Now
It's not easy, but you may be able to retire by 40 or 45 if you take these FIRE (Financial Independence, Retire Early) steps now.
By Jacob Schroeder Last updated
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How to Retire Early in Six Steps
Here is the secret sauce for how to retire early. Just be sure it's what you really want.
By Jacob Schroeder Last updated
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The Cost of Loneliness in Retirement
Accounting for the cost of loneliness is just as important as financial planning.
By Jacob Schroeder Last updated
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How to Retire Early Due to Disability or Caretaking
If you must retire early due to disability or to care for a loved one, these six steps to make it work financially.
By Jacob Schroeder Published
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The 80% Rule of Retirement
The 80% rule promises a comfortable lifestyle in retirement. Does it deliver?
By Jacob Schroeder Published
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Is 2026 the Year You Retire Early?
A guide to help you retire early in 2026, with a month-to-month list of achievable goals. What are you waiting for?
By Jacob Schroeder Published
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Things to Do When Retired and Bored
happy retirement Here are 13 ways to prepare now for retirement so that you’ll be happy, active, fulfilled and never, ever bored.
By Jacob Schroeder Last updated
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How to Have a Happy Retirement
Want a happy retirement? These eight tips for finding your retirement bliss are backed by solid evidence.
By Jacob Schroeder Last updated
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Should You Invest With Friends? What to Know Before Joining an Investment Group
Investment groups have been around for years and give folks the chance to pool money together to buy stocks and funds, but are they a good idea?
By Jacob Schroeder Published
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These Four Traits Lead to More Retirement Savings
Four behavioral traits lead to more retirement savings down the road. Only 10% of workers have all four habits; do you?
By Jacob Schroeder Last updated
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How to Spend Retirement Savings Confidently
Three tips to help retirees spend retirement savings without fear.
By Jacob Schroeder Last updated
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How to Manage Longevity Risk in Retirement
Longevity risk is the downside of our longer life expectancies. Here's how to make sure your money lasts.
By Jacob Schroeder Last updated
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How to Retire at 50 or 55
Yes, you can retire at 50 or 55. Take these FIRE (Financial Independence, Retire Early) steps now.
By Jacob Schroeder Last updated
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Retire Abroad Before 55: Eight Expert Tips
Can't afford early retirement in the U.S.? You really can retire abroad before 55 if you plan carefully. The strong dollar helps, but consider your long-term strategy.
By Jacob Schroeder Published
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Become a Digital Nomad: An Early Retirement Lifestyle
Embrace a digital nomad lifestyle to satisfy your wanderlust. Here are tips from an ultramarathon runner, a professional blogger and a financial planner.
By Jacob Schroeder Published
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Five Books That’ll Prepare You for Retirement
These books about retirement will help prepare you for your next stage through fiction and nonfiction. What's more, they are great reads!
By Jacob Schroeder Last updated
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How SEPP 72(t) Can Help You Retire Early and Dodge Penalties
Cool, right? This early retirement hack lets you tap your retirement savings without tax penalties. But it's a risky move if you don't plan well.
By Jacob Schroeder Last updated
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Get Your Retirement Timing Right: Eight Things to Consider
When it comes to retirement, timing can have a significant impact on your well-being and financial security.
By Jacob Schroeder Last updated
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Take a Sabbatical Over Early Retirement for a Cheaper Reset
A sabbatical can help you get over burnout, explore a new career or hobby and won't break your retirement if done right.
By Jacob Schroeder Published