Latest articles by Jamie P. Hopkins, Esq., CFP, RICP
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How Writing Your Own Eulogy Can Help With Financial Planning
What does your eulogy have to do with financial planning? Simple: It’s a good way to discover what your goals in life are, and that’ll help guide your planning.
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For Financial Planning Success Now, Start by Looking at the Past
Certain beliefs could be impeding your financial planning, and learning what those are begins with exploring your money-related memories.
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Five Tax Planning Strategies to Use All Year to Lower Taxes
Proactive ways to lighten the tax load include deferring or accelerating income, tax-loss harvesting and bunching several expenses into one year.
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SECURE 2.0 Act Helps Small Businesses Encourage Employees to Save
Enhanced credits for small-business retirement plans, expanded 401(k) options and other provisions support businesses that give their employees a leg up on saving.
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Want to Increase Income? Focusing on 5 Elements Can Help
There are multiple ways to generate income, but to make your money work for you, consider sustainability, maximizing, automation, reinvestment and tax efficiency.
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5 Ways the SECURE Act Could Harm Retirees
Making Your Money Last To avoid RMD penalties, tax bills that are (possibly MUCH) higher than necessary and other problems, make sure you understand this groundbreaking new retirement law and take steps to keep your plan on track.
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Pros, Cons and Possible Disasters after SECURE Act
IRAs Sweeping retirement changes were just signed into law that bring both positives (for savers) and potentially disastrous consequences (for heirs). Here are five important things everyone should do right now.
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10 Common Estate Planning Mistakes (and How to Avoid Them)
retirement People plan on having a good day, a good year, a good retirement and a good life. But why stop there? Why not plan for a good end of life, too?
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Are You on Track? Financial Planning Goals for Every Decade of Your Life
retirement See what lies ahead, and check your progress against some handy retirement planning benchmarks for your 20s, 30s, 40s, 50s, 60s and 70s and beyond.
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The Social Security Mistake Risk-Averse Folks Make
retirement Are you a risk-averse investor? Watch out, because the way you're wired might steer you into claiming Social Security early, rather than "risking it" to wait for a bigger payout later. Your desire for a sure thing could cost you a LOT of money.
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What's Your Retirement Housing Strategy?
Healthy Living on a Budget When you think about where (and how) you’ll live in retirement, you basically have 10 possibilities. Each one comes with distinct pros and cons to consider.
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3 Lost Tax Deductions That Might Surprise You
taxes As you’re doing your 2018 taxes, you'll see that deductions certainly aren't what they used to be.
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Cryptocurrencies Won't Replace Currencies: They Will Replace Stock Exchanges
investing Bitcoin and other cryptocurrencies are all the buzz, and that interest is creating a surge in initial coin offerings. Many ICOs today are essentially bogus, but the trend has fascinating implications for the future of stock markets themselves.
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Young Savers Can’t Assume Roths Are Right for Them
savings Rules of thumb don’t tell the whole story. Truth is, sometimes a traditional IRA or 401(k) is the better way to go for young people. Here are some reasons for young savers to be hesitant about Roth savings vehicles.
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