Latest articles by Joan Goldwasser
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Switch to a Bank With Lower Fees
credit & debt Follow these steps to ensure a smooth transition.
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Beware Fees on Student ID Cards Doubling as Debit Cards
credit & debt Don’t be swayed by your school’s logo on the plastic.
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Where to Find Free Student Checking
credit & debt Many banks offer accounts with a no-minimum balance.
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3 Rewards Credit Cards for Big Spenders
credit & debt You can rack up points quickly with these cards.
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Have It Your Way With This Credit Card
credit & debt Barclaycard Ring MasterCard encourages cardholders to join an online community.
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Credit Cards You Can Count On Overseas
Travel If you plan on traveling outside the U.S., consider getting a card with both a magnetic stripe and smart chip.
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7 Great Credit Cards for Students and Young Adults
credit & debt Not so long ago, any college student who could sign his name could qualify for a credit card.
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The Fees and Shortcomings of Celebrity-Endorsed Prepaid Debit Cards
credit & debt They may be trendy, but these cards carry fees and won't help you build credit.
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The High Price of Cash Advances
credit & debt Your car’s been towed and you bail it out by using your credit card to get a $200 cash advance at the nearest ATM.
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Beware Auto-Enrollment in Overdraft Protection
credit & debt Keep tabs on your balance, or you could be forced to pay hefty fees.
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Which Banks Get High Marks?
credit & debt If you’re fed up with your bank’s excessive fees, low interest rates on savings and poor customer service, it may be time to make a change.
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How to Break Up With Your Bank
credit & debt Five steps to help you leave your current bank and start over somewhere else
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Where to Score the Best Interest Rates on Your Savings
savings You can earn up to 2% and still sleep tight. Willing to take a risk? You could snag 4%.
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Earn Higher Returns with Microloans
loans Microfinance investments can yield 5.5% or more -- often while helping schools and nonprofits.
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What to Do About Debit Card Fees
credit & debt Bank of America’s announcement that early next year it would start charging most customers $5 a month to use their debit cards drew howls of protest.
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Double Down on Credit Card Payments
credit & debt Question: Should I suspend my retirement-plan contributions until I’ve paid off $22,000 of debt?John, a police commander, quit using his three credit cards, which have rates ranging from 13.99% to 19.24%, and is determined to erase the debt.
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How Your Charity Measures Up
spending Donors now have more tools to ensure their money is well spent.
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The Risks in Your Digital Wallet
Scams In case of fraud, your legal protections may be limited.
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Why the Cash in Your Money Fund Is Safe
savings Fund sponsors are migrating toward strong European financial institutions.
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Goodbye to the Paper Savings Bond
investing The e-version saves taxpayers money but complicates gift-giving.
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How to Get a Better Deal at Your Bank
credit & debt Focus on the features important to you, then check our list of low-fee and no-fee accounts.
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Use of Prepaid Swipe Cards on the Rise
credit & debt Expect to see more prepaid cards, but watch out for fees.
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Find Higher Rates for Your Savings
savings You'll have to search harder to find decent yields.
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I-Bonds Trounce Bank Yields
investing If those CD rates are looking a bit sorry, consider this strategy.
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