Latest articles by Justin Goodbread, CFP®, CEPA, CVGA
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How to Pay 0% in Taxes (Without Cheating)
capital gains tax Investors and retirement savers have many tools at their disposal to whittle their incomes down to a point where capital gains are taxed at a 0% tax rate. The magic number for couples? $83,350.
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Selling Your Business? Beware of Potential Blind Spots
Finding a suitable buyer isn’t easy, so unveiling the trouble spots in your plans as early as possible can help make your business more attractive to potential buyers and ease your own transition.
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3 Ways to Prepare to Pass the Family Business to the Next Generation
Reports of the deaths of family businesses before they make it to the third generation have been greatly exaggerated. Three ways to plan for the succession of your family business.
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How Business Owners Should Invest Differently
Often, business owners get too comfortable with their unique and more concentrated risks, but they especially need a diversified portfolio that can temper vulnerabilities.
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How Taxes Impact Your Wealth Gap
tax planning Taxes are unavoidable, and if you look at their history, they could be on the rise soon. So, use the Internal Revenue Code to reduce your retirement wealth gap.
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How to Calculate Your Retirement Wealth Gap
retirement planning Another version of your “retirement number,” a simple wealth gap calculation could be eye-opening for retirement savers – especially business owners.
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Warning: Your Business Is Not a Retirement Fund!
entrepreneurship Many business owners are hugely successful but making big bucks doesn’t mean they’re preparing for retirement. Too many pump all their money back into the business, which can be a dire retirement mistake.
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Is Your Home as Protected as You Think? It’s Time for a Policy Review
home insurance It’s better to find out your coverage falls short before something happens rather than after. Here’s how to get started and what to look for as you review your policy.
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Retiring in Uncertain Times? Try the Bucket Strategy!
Budgeting For retirement savers who want to help make sure their money lasts as long as they do, this very basic planning method is an oldie but a goodie.
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10 Ways You Could Avoid the 10% Early Retirement Penalty
retirement You’ve saved diligently in your 401(k), and you wouldn’t mind tapping into it – but you’re not age 59½ yet, so you could have to pay the IRS a 10% penalty on your withdrawal. There are exceptions to that rule, though. Here are 10 of them.
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9 Life Events that Require You to Revise Your Budget
Budgeting Your life is always changing. Is your budget keeping up with the times?
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What’s So Great about Diversification?
investing Balancing out the risks and rewards of your investment portfolio is always a good idea. Here are the basics of diversification and the different asset classes that will help you get the job done.
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Should You Hire or Fire Your Robo Adviser?
Financial Planning Robos have come a long way, and they do serve a purpose for many investors. But when the markets are going crazy, there's a distinct downside to consider.
Financial Planning
