Kathryn Pomroy
For the past 18+ years, Kathryn has highlighted the humanity in personal finance by shaping stories that identify the opportunities and obstacles in managing a person's finances. All the same, she’ll jump on other equally important topics if needed. Kathryn graduated with a degree in Journalism and lives in Duluth, Minnesota. She joined Kiplinger in 2023 as a contributor.
Latest articles by Kathryn Pomroy
-
Amazon's Black Friday Deals Are On The Way
Amazon's Black Friday deals offer big opportunities to save money and score great finds.
By Kathryn Pomroy Last updated
-
Thrift Savings Plan Contribution Limits for 2024 and 2025
Thrift Savings Plan contribution limits are rising to $23,500 in 2025 from $23,000 in 2024. Plus, new catch-up limits for people 60-63.
By Kathryn Pomroy Published
-
Four Ways to Maximize Your 401(k) Contributions Before the Year Ends
To maximize your 410(k) contributions in 2024, assess how much you’ve contributed so far, check your employer’s match, take a look at your budget and consider increasing how much you set aside per paycheck.
By Kathryn Pomroy Published
-
Target's Black Friday Deals Are On Their Way
Upcoming Black Friday deals to look for at Target.
By Kathryn Pomroy Last updated
-
Preview and Save the Best Walmart Black Friday Deals Today
Shop Walmart Black Friday deals and find the hottest gifts for everyone on your list
By Kathryn Pomroy Last updated
-
Senior LIving and Memory Care Facilities Are Improving
Here are the best senior living communities in 2024, according to a J.D. Power survey.
By Kathryn Pomroy Published
-
457 Plan Contribution Limits for 2025
Retirement plans There are higher 457 plan contribution limits for state and local government workers in 2025 than in 2024.
By Kathryn Pomroy Last updated
Retirement plans -
Upcoming Costco Black Friday and Cyber Monday Deals
Kiplinger Personal Finance Costco's Cyber Monday and Black Friday deals, we have your first look.
By Kathryn Pomroy Last updated
Kiplinger Personal Finance -
Best Places to Retire in the U.S.
Whether it's warmer weather, quality healthcare or a low tax burden, Florida ranks number one as a retirement paradise.
By Kathryn Pomroy Last updated
-
Amazon Prime Members Can Now Save Nearly $70 Per Year on Gas
If you’re an Amazon Prime member, you can now add discounts on fuel to your ever-expanding list of perks.
By Kathryn Pomroy Last updated
-
Most People Think They Need $1.8 Million to Retire. Do You?
Americans still believe they need $1.8M to retire comfortably, Schwab study shows.
By Kathryn Pomroy Last updated
-
20 Highest-Paying Jobs Without a Degree
These are the 20 jobs that pay the most in 2024 for people without a four-year degree.
By Kathryn Pomroy Last updated
-
Is Now a Good Time to Open a Roth IRA?
Think you might want to open a Roth IRA? Roth IRAs offer tax-free growth of your investments and no RMDs, but income limits are low and you have to wait to withdraw earnings.
By Kathryn Pomroy Published
-
Seven Retirement Moves to Make Before 2025
From applying for Social Security and donating to charity to maximizing your savings accounts, ere are retirement moves to make before 2025.
By Kathryn Pomroy Last updated
-
Can You Sign Up for Medicare While Still on an Employer Health Plan?
When you have private insurance through your employer, signing up for Medicare may still make sense. But beware some serious pitfalls.
By Kathryn Pomroy Last updated
-
2024 Veterans Day Deals, Perks and Freebies
In honor of Veterans Day, Saturday, Nov. 11, Veterans can eat, drink and shop these great discounts, deals and perks
By Kathryn Pomroy Last updated
-
With Mortgage Rates Dipping, Is Now a Good Time to Buy a House?
Pricing pressure, interest rates, and rising unemployment numbers have sidelined homebuyers. But now that the Fed has cut rates, is it a good time to think about getting back into the market?
By Kathryn Pomroy Last updated
-
How to Estimate Your Social Security Benefits in Six Steps
To plan smart for retirement, estimate your Social Security benefits years before you'll need the money. Here's how to do it.
By Kathryn Pomroy Last updated
-
Can Both Spouses Collect Social Security Benefits? What You Need to Know
Both spouses can receive Social Security based on their individual earnings records and at what age they claim benefits
By Kathryn Pomroy Last updated
-
How Refinancing a Home Loan Works. And Is It Right For You?
Refinancing a mortgage works by replacing your current mortgage with a new one. It can save you money or let you tap the equity in your home, but it can take time to break even after upfront costs.
By Kathryn Pomroy Last updated
-
The Worst Credit Cards: Is One in Your Wallet?
If you have one of the worst credit cards, it's time to replace it with a winner. We can help.
By Kathryn Pomroy Published
-
Most Livable Cities 2024: How Does Your Town Rank?
California, Virginia, and New Jersey are home to some of the most livable cities in America. The AARP study ranked Great Neck Plaza, NY, first overall.
By Kathryn Pomroy Published
-
Five Reasons to Take Social Security Early (and Four Reasons to Wait)
There are sound reasons to take Social Security early. While many experts say it's best to wait until full retirement age to claim benefits, here are some reasons to start early.
By Kathryn Pomroy Last updated
-
It’s Back. The Target Thanksgiving Day Meal is $5 Less Than Last Year
Thanksgiving is just around the corner, but it’s never too early to start planning. Here’s a $20 deal to get you started.
By Kathryn Pomroy Published