Kathryn Pomroy
For the past 18+ years, Kathryn has highlighted the humanity in personal finance by shaping stories that identify the opportunities and obstacles in managing a person's finances. All the same, she’ll jump on other equally important topics if needed. Kathryn graduated with a degree in Journalism and lives in Duluth, Minnesota. She joined Kiplinger in 2023 as a contributor.
Latest articles by Kathryn Pomroy
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With Mortgage Rates Dipping, Is Now a Good Time to Buy a House?
Pricing pressure, interest rates, and rising unemployment numbers have sidelined homebuyers. But now that the Fed has cut rates, is it a good time to think about getting back into the market?
By Kathryn Pomroy Last updated
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10 Reasons to Leave Your Heirs a Roth IRA
Including a Roth IRA in your estate plan has clear tax advantages, which can be passed along to your heirs for years to come. But if passed down incorrectly, your heirs won’t reap the full benefits.
By Kathryn Pomroy Published
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Retired and Love to Golf? Here Are the Best Retirement Cities for Golfers
Scottsdale tops the list as the best city for golfers, with Phoenix, Los Angeles, Orlando, and surprisingly, New York, filling out the top five, study shows.
By Kathryn Pomroy Last updated
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Five Reasons to Take Social Security Early (and Four Reasons to Wait)
There are sound reasons to take Social Security early. While many experts say it's best to wait until full retirement age to claim benefits, here are some reasons to start early.
By Kathryn Pomroy Last updated
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Best Cities for Homebuyers 55 and Older
An Opendoor survey ranked San Antonio, Texas, as the best aging-friendly city, with Charlotte, North Carolina, rounding out the top ten
By Kathryn Pomroy Last updated
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Don't Make These Big Mistakes When Claiming Your Social Security Benefits
New survey reveals that many people don't’ know their full retirement age, aren’t sure the age they are or were eligible for full retirement benefits or take benefits too early.
By Kathryn Pomroy Last updated
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What Is a Starter 401(k)?
Starter 401(k) plans make it easier for employers to offer a retirement plan to employees and for employees to save for their future.
By Kathryn Pomroy Last updated
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Will the New Social Security Fairness Act Change Your Benefits In 2025?
The new Social Security Fairness Act was just signed into law by President Biden. What is the Act and how could it impact your Social Security benefits in 2025?
By Kathryn Pomroy Published
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What Is the Social Security January Payment Schedule?
The exact date your first Social Security January benefit arrives depends on what day of the month you were born, generally. Payments follow the month that they are due, so your January check is for your December benefit.
By Kathryn Pomroy Last updated
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Amazon Outlet: Where to Get Hot (and Cheap) Overstock Deals Online
Amazon Prime Beyond the everyday offerings of Amazon Prime lies Amazon Outlet for bigger discounts.
By Erin Bendig Last updated
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12 Retirement Moves to Make In 2025
From applying for Social Security and donating to charity to maximizing your savings accounts, here are 12 retirement moves to make in 2025.
By Kathryn Pomroy Last updated
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Want the Maximum Social Security Check in 2026? Here's What You Need to Do Now
The maximum Social Security check is $5,108 in 2025, up from $4,873 in 2024. Even if you don't qualify for the maximum monthly benefit, you can still increase your payments.
By Kathryn Pomroy Last updated
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5 Ways to Save on Your Phone Bill When Traveling Abroad
Traveling internationally and want to save cash? Here are five smart ways to save big on your phone bill.
By Kathryn Pomroy Last updated
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What Is a Safe Harbor 401(k)?
Part of the Small Business Job Protection Act, this type of 401(k) makes it easier for small businesses to offer retirement plans to their employees.
By Kathryn Pomroy Last updated
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The 'Magic Number' to Retire Comfortably Is More Than You Think
The dream of retiring comfortably has become more expensive than ever for most Americans, study shows.
By Kathryn Pomroy Last updated
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Worst Places to Retire in the U.S.
Whether it reflects the quality of life, quality of healthcare or affordability, Kentucky ranks last as a retirement destination on WalletHub's 2024 survey.
By Kathryn Pomroy Last updated
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Best Gift Cards of 2024
New study by WalletHub compares the 50 most popular gift card options across five major categories
By Kathryn Pomroy Last updated
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Amazon: 20 Last-Minute Christmas Deals
You can still bag great holiday deals on Amazon, but hurry. Time is running out
By Kathryn Pomroy Last updated
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Best White Elephant Christmas Gifts Under $25
There are still great gifts under $25 available for everyone on your list from Walmart, Costco, Amazon and Target.
By Kathryn Pomroy Last updated
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25 Best After-Christmas Sales
Shop post-Christmas sales from Costco, Amazon, Best Buy, Walmart and Target — and ring in the New Year with savings.
By Kathryn Pomroy Last updated
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Best Places to Retire in the U.S.
Whether it's warmer weather, quality healthcare or a low tax burden, Florida ranks number one as a retirement paradise.
By Kathryn Pomroy Last updated
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Last-Minute Christmas Deals and Ideas at Costco
Check for in-person pick-up and availability on gifts you can grab at Costco.
By Kathryn Pomroy Last updated
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10 Money-Saving Hacks for Amazon Shoppers
There are many money-saving hacks for Amazon shoppers if you know how to use them.
By Kathryn Pomroy Last updated
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Most Women Surveyed Find Retirement Is Not What They Expected. How You Can Prepare
Less than half of working women feel prepared for retirement and of those already retired, only 19% find retirement to be exactly what they expected. Here's what you can do while still working.
By Kathryn Pomroy Published