Kathryn Pomroy
For the past 18+ years, Kathryn has highlighted the humanity in personal finance by shaping stories that identify the opportunities and obstacles in managing a person's finances. All the same, she’ll jump on other equally important topics if needed. Kathryn graduated with a degree in Journalism and lives in Duluth, Minnesota. She joined Kiplinger in 2023 as a contributor.
Latest articles by Kathryn Pomroy
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What Is the Social Security January Payment Schedule?
Generally, the exact date your first Social Security January benefit arrives depends on what day of the month you were born. Payments follow the month that they are due, so your January check is for your December benefit.
By Kathryn Pomroy Last updated
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How Refinancing a Home Loan Works. And Is It Right For You?
Refinancing a mortgage works by replacing your current mortgage with a new one. It can save you money or let you tap the equity in your home, but it can take time to break even after upfront costs.
By Kathryn Pomroy Last updated
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No Roth IRA In Your Retirement Plan? The Pros and Cons of Adding One in 2025
Think you might want to open a Roth IRA? Roth IRAs offer tax-free growth of your investments and no RMDs, but income limits are low and you have to wait to withdraw earnings.
By Kathryn Pomroy Last updated
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Four Hidden Amazon Prime Video Features, and One That Can Save You Money
By Vaishali Varu Last updated
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12 Reasons to Cancel Amazon Prime
Feature Here's why it might be time to cancel your Amazon Prime subscription.
By Kathryn Pomroy Last updated
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42% of Adults Have Committed Financial Infidelity. Have you?
Survey shows that more than two in five U.S. adults have kept financial secrets from their significant other, committing "financial infidelity."
By Kathryn Pomroy Last updated
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Dragging Your Feet on Saving for Retirement? Here's How to Jump In
Procrastinating when it comes to saving for retirement is all too common. But stalling for too long will hurt your long-term financial security and peace of mind. Here are five tips to break the cycle.
By Kathryn Pomroy Published
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Thinking About Unretiring? You’re Not Alone
Unretiring is a growing trend, with 38 million 55+ workers employed as of now. Here's what's driving the return to work. Are you thinking about unretiring?
By Kathryn Pomroy Last updated
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With Mortgage Rates Dipping, Is Now a Good Time to Buy a House?
Pricing pressure, interest rates, and rising unemployment numbers have sidelined homebuyers. But now that the Fed has cut rates, is it a good time to think about getting back into the market?
By Kathryn Pomroy Last updated
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Retired and Love to Golf? Here Are the Best Retirement Cities for Golfers
Scottsdale tops the list as the best city for golfers, with Phoenix, Los Angeles, Orlando, and surprisingly, New York, filling out the top five, study shows.
By Kathryn Pomroy Last updated
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Five Reasons to Take Social Security Early (and Four Reasons to Wait)
There are sound reasons to take Social Security early. While many experts say it's best to wait until full retirement age to claim benefits, here are some reasons to start early.
By Kathryn Pomroy Last updated
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Best Cities for Homebuyers 55 and Older
An Opendoor survey ranked San Antonio, Texas, as the best aging-friendly city, with Charlotte, North Carolina, rounding out the top ten
By Kathryn Pomroy Last updated
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Don't Make These Big Mistakes When Claiming Your Social Security Benefits
New survey reveals that many people don't’ know their full retirement age, aren’t sure the age they are or were eligible for full retirement benefits or take benefits too early.
By Kathryn Pomroy Last updated
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What Is a Starter 401(k)?
Starter 401(k) plans make it easier for employers to offer a retirement plan to employees and for employees to save for their future.
By Kathryn Pomroy Last updated
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Amazon Outlet: Where to Get Hot (and Cheap) Overstock Deals Online
Amazon Prime Beyond the everyday offerings of Amazon Prime lies Amazon Outlet for bigger discounts.
By Erin Bendig Last updated
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5 Ways to Save on Your Phone Bill When Traveling Abroad
Traveling internationally and want to save cash? Here are five smart ways to save big on your phone bill.
By Kathryn Pomroy Last updated
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What Is a Safe Harbor 401(k)?
Part of the Small Business Job Protection Act, this type of 401(k) makes it easier for small businesses to offer retirement plans to their employees.
By Kathryn Pomroy Last updated
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Best Gift Cards of 2024
New study by WalletHub compares the 50 most popular gift card options across five major categories
By Kathryn Pomroy Last updated
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Amazon: 20 Last-Minute Christmas Deals
You can still bag great holiday deals on Amazon, but hurry. Time is running out
By Kathryn Pomroy Last updated
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Best White Elephant Christmas Gifts Under $25
There are still great gifts under $25 available for everyone on your list from Walmart, Costco, Amazon and Target.
By Kathryn Pomroy Last updated
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25 Best After-Christmas Sales
Shop post-Christmas sales from Costco, Amazon, Best Buy, Walmart and Target — and ring in the New Year with savings.
By Kathryn Pomroy Last updated
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Last-Minute Christmas Deals and Ideas at Costco
Check for in-person pick-up and availability on gifts you can grab at Costco.
By Kathryn Pomroy Last updated
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Most Women Surveyed Find Retirement Is Not What They Expected. How You Can Prepare
Less than half of working women feel prepared for retirement and of those already retired, only 19% find retirement to be exactly what they expected. Here's what you can do while still working.
By Kathryn Pomroy Published
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Where To Put Your Money As Interest Rates Drop
Earning 5% returns on your money is slowly coming to an end. Even so, there are places to put your money that still make sense.
By Kathryn Pomroy Last updated