Latest articles by Kelly LaVigne, J.D.
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Why You Shouldn’t Let High Interest Rates Seduce You
While increased interest rates are improving the returns on high-yield savings accounts, that may not be an effective place to park your money for the long term.
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Three Steps Help Ensure Your Money Lasts in Retirement
With people living longer, retirement lasts longer, and that means we can’t afford to run out of money before we run out of life. What to do?
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Are You Being Too Frugal in Retirement?
Budgeting Many people are so afraid of running out of money in retirement that they don’t fully enjoy their life. Here are four tips if fear is holding you back.
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Four Things Gen Xers Can Do Now to Reach Retirement Goals
Gen Xers have realized that retirement is a lot closer than it used to be. Focusing on these four things now can mitigate risks and help ensure a secure financial future.
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Social Security Can’t Be Your Whole Retirement Strategy, Especially Now
Planning ahead for when you begin receiving benefits, plotting which retirement accounts to withdraw from first and considering annuities can all help.
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It’s Not Too Late to Save for Retirement: Five Ways to Step It Up
You’re not alone if you feel like time is running out for you to save, but taking advantage of workplace benefits, increasing the percentage of what you save and more can help.
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Want Your Financial Future to Look Brighter? Here’s Where to Start
While we personally don’t have control over some of the biggest financial worries, there are strategies we can use to weather the risks and achieve a successful retirement.
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What to Do With That Extra Cash in Your Checking Account
Because of inflation, that money is losing purchasing power, so don’t let it sit on the sidelines. Here are three ways to put it to work for you.
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Worried About Inflation? You Can Help Protect Yourself From Its Impact
Delaying major purchases can help shield present you, and future you could benefit from continuing to invest and contribute to your retirement plans.
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Selling in a Down Market Could Wreck Your Retirement
Running out of money is a retiree’s nightmare, but there are things you can do to protect yourself.
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How to Avoid Financial Panic When a Recession Threatens
retirement planning More Americans are worried about a recession with record inflation and a downturn in the stock market. If you’re among them, here are a few steps you can take that could help you sleep better at night.
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What You Should Look for in a Financial Professional
Financial Advisers The vast majority of Americans value the advice of a financial professional. Here’s how to choose the right one for you.
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Don’t Let Changing Jobs Derail Your Retirement Plans
careers Many Americans expect to change jobs in the coming year, which could have significant effects on their retirement planning. Before writing your own resignation letter, take this chance to revisit your financial strategy.
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How People with Pandemic-Induced Financial Fatigue Can Get Back on Track
personal finance When your current finances feel uncertain, it’s easy to lose focus on your long-term goals – like retirement. If you’re lost in the weeds right now, here’s how to find your way again.
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3 Strategies for Reducing Tax Risks in Retirement
tax planning Don’t let taxes surprise you during retirement. The funds you’ve saved for your post-work life may be taxed too, unless you carefully plan.
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Are Retirees in Denial About Risks from Financial Fraud?
retirement The most targeted group is also the least likely to be concerned about being scammed. To help protect yourself or your loved ones, start taking these proactive steps today.
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Volatility Is Back: What to Do Next to Protect Your Retirement from Market Risk
investing After a summer of relative calm, worries over a future market crash have reached their highest levels in 2021. Here are some ideas to help safeguard your retirement.
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How Has the Pandemic Changed Retirement Plans for Women?
retirement planning Despite the challenges we’ve weathered the past year and a half, here are some ideas to get your retirement strategies back on track.
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Sustainable Investing: Making Sense of the Trend That’s Here to Stay
investing Most Americans want to participate, but are they ready?
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What You Need to Know About Annuities and the SECURE Act
annuities Annuities are now an option for your 401(k), thanks to the SECURE Act. Is one right for your retirement savings plan?
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The Potential Financial Silver Lining of the Pandemic
personal finance People have been forced to be more mindful of their saving and spending lately. But let’s take it a step further, and train that focus on your retirement readiness.
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What Could 2021 Hold for Your Finances?
retirement planning After a wild 2020, many of us are ready for a fresh start in the new year.
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Tackle the Risks that Inflation Can Pose to a Long and Successful Retirement
retirement Don’t let the rising cost of living and cognitive decline derail your best laid plans. Bring these risks up with your financial professional and plan for them now.
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Talk to Your Financial Professional about What Keeps You Up at Night
retirement planning As Americans re-evaluate their finances, they may not be opening up about all their worries. They should.
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