Kimberly Lankford
As the "Ask Kim" columnist for Kiplinger's Personal Finance, Lankford receives hundreds of personal finance questions from readers every month. She is the author of Rescue Your Financial Life (McGraw-Hill, 2003), The Insurance Maze: How You Can Save Money on Insurance -- and Still Get the Coverage You Need (Kaplan, 2006), Kiplinger's Ask Kim for Money Smart Solutions (Kaplan, 2007) and The Kiplinger/BBB Personal Finance Guide for Military Families. She is frequently featured as a financial expert on television and radio, including NBC's Today Show, CNN, CNBC and National Public Radio.
Latest articles by Kimberly Lankford
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How to Avoid Paying 17 Pesky Fees
spending Fees aren’t just annoying—they’re expensive.
By Lisa Gerstner Published
spending -
Using 529-Plan Money for College Overseas
529 Plans If your son or daughter plans to attend college abroad, here's what you should know.
By Kimberly Lankford Published
529 Plans -
What You Need to Know About Taxes on Rental Income
taxes Before renting out your home, familiarize yourself with the tax implications.
By Kimberly Lankford Published
taxes -
Buying Health Insurance? The Outlook Is Brighter
insurance As you navigate new low-cost choices, weigh the risks.
By Kimberly Lankford Published
insurance -
Deadlines for 529 College-Savings Plan Distributions
Paying for College You may be able to use the 529 money for more expenses than you thought. But you must take withdrawals in the calendar year you incur the expense.
By Kimberly Lankford Published
Paying for College -
Get a Tax Reward for Saving for Retirement
retirement If you sock away money in a retirement plan, you may be eligible for a tax credit from Uncle Sam worth up to $1,000 per person.
By Kimberly Lankford Published
retirement -
Year-End Financial Checkup for Military Members
Financial Planning Now is a good time to boost savings and double-check your benefits. But the most important decision to make is whether to sign up for the new Blended Retirement System.
By Kimberly Lankford Published
Financial Planning -
Contribute More to Retirement Accounts in 2019
retirement Retirement savers can stash an extra $500 in IRA and 401(k) plans, and the income limits for contributing to a Roth are higher.
By Kimberly Lankford Published
retirement -
Estate Planning: A Family Affair
savings Use our guide to save on taxes, avoid probate and keep peace among your heirs.
By Eileen Ambrose Published
savings -
Seasonal Hirings to Hit a Record High
business If you want to earn some extra cash for the holidays, you’ll have a better chance than ever of landing a temporary job as retailers and delivery companies announce a record number of seasonal hires.
By Kimberly Lankford Published
business -
Taxes on a Gift of Stock
capital gains tax If you give appreciated securities to children, the amount they’ll pay in taxes when they sell depends on whether they receive the shares while you’re still alive or as an inheritance.
By Kimberly Lankford Published
capital gains tax -
The Rules for Making a Tax-Free Donation from an IRA
IRAs Making tax-free gifts to charity from an IRA is gaining in popularity among older investors, thanks to changes under the new tax law. Here’s what you need to know to make a qualified charitable distribution.
By Kimberly Lankford Published
IRAs -
Early Retirees, Manage Income to Snare a Health Insurance Subsidy
insurance Taking early retirement? Here's how to lower health insurance premiums until you're eligible for Medicare.
By Kimberly Lankford Published
insurance -
Does Winning the Lottery Affect Social Security Benefits?
social security The sudden windfall won't reduce your benefits. Here's why.
By Kimberly Lankford Published
social security -
8 Changes to Watch Out for During Medicare Open Enrollment for 2019
Medicare Getting ready to enroll in a Medicare Advantage or Medicare Part D plan for 2019?
By Kimberly Lankford Published
Medicare -
What You'll Pay for Medicare Premiums in 2019
Medicare A new surcharge tier will kick in for 2019 for people with the highest incomes.
By Kimberly Lankford Published
Medicare -
Social Security Benefits to Increase 2.8% with 2019 COLA Adjustment
social security While recipients will get a cost-of-living adjustment, workers will have more of their income subject to the Social Security tax.
By Kimberly Lankford Published
social security -
New Rules on Capital Gains
investing Rates didn’t change, but they’re pegged to your income instead of your tax bracket.
By Kimberly Lankford Published
investing -
How Parents Can Access Information on Their College Student
college You'll need the proper paperwork to obtain grades, health records.
By Kimberly Lankford Published
college -
How Investments Are Sold When RMDs Are on Autopilot
investing The rules vary by company.
By Kimberly Lankford Published
investing -
Dormant Accounts Pose a Risk for Buy-and-Hold Investors
investing If you haven't been in contact with your investment firm, your state may be quicker to seize your account as abandoned property.
By Kimberly Lankford Published
investing -
7 Common Annuity Mistakes and How to Avoid Them
investing As you shift your focus from saving for retirement to withdrawing money in retirement, an annuity can be a crucial part of your income strategy.
By Kimberly Lankford Published
investing -
How to Make the Most of a Health Savings Account
insurance An HSA offers several tax benefits you can take advantage of.
By Kimberly Lankford Published
insurance -
How to Get the Best Individual Health Policy in 2019
insurance More insurers are offering individual policies compared to previous years. Here's what you should know.
By Kimberly Lankford Published
insurance