Latest articles by Marguerita M. Cheng, CFP® & RICP®
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Five Ways to Harness Your Financial Firepower in the Year of the Dragon
As the Year of the Dragon kicks off, consider looking to the dragon’s strong passionate and creative attributes to help guide your financial year.
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Six Charitable Giving Strategies: Feel Good and Cut Your Taxes
These strategies can help you spread the love even more to charities you trust while also taking advantage of different kinds of tax benefits.
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3 Strategies to Help Maximize Tax Efficiency in Your Retirement
Sponsored Utilize these 3 strategies to help minimize your tax burden when you retire.
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3 Steps to Follow to Avoid Gaps in Your Retirement Plan
Sponsored Consider these 3 essential steps that retirees often overlook in their planning.
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Help Maximize Your Retirement: 8 Strategies to Help Secure a Financially Sound Future
Ensuring a financially stable retirement can require careful planning and informed decision-making. Here are 8 essential strategies to help provide clarity and confidence in navigating complex financial topics.
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From Retirement Savings to Retirement Income: 6 Strategies to Help Make Your Money Last
Sponsored Turning your retirement savings into a stable and sustainable income can be challenging. Follow these 6 strategies to help ensure your hard-earned money lasts.
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Five Ways to Save on Back-to-School Shopping
spending Make a budget and stick to it when spending on your kids' back-to-school supplies.
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Why You Need Medical, Financial Powers of Attorney for Your High School Grad
Medical and financial powers of attorney should be signed before anything goes wrong, so it’s a good idea to get them before your adult child goes to college.
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How to Tackle Digital Estate Planning in Four Easy Steps
Your digital life includes dozens of usernames and passwords. Providing a digital estate plan can help your family deal with your accounts with minimal fuss.
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Personal Finance Tips for the Year of the Rabbit
Being intelligent like a rabbit by making smart choices about spending and saving, paying attention to details and exercising patience in investing can help increase financial security.
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Before Living Together, Couples Should Get on the Same Page Financially
Knowing where each partner stands in financial discussions will go a long way toward keeping the peace in the relationship, even when it comes to issues like long-term care insurance.
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You’re Not Too Young for an Estate Plan: 7 Essentials for Your 20s and 30s
estate planning Accidents happen. Illnesses can strike anyone unexpectedly. So, take a moment to get a few basic estate planning tasks out of the way. You — and the people you love — will be glad you did.
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Beyond Financial Literacy: What You Need to Win with Your Money
personal finance Having healthy finances takes more than a firm grasp of the financial basics. You need to work on your financial wellness and resilience too.
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7 Financial Planning Strategies for Your Own ‘Great Resignation’
careers Anyone itching for a career change is in good company right now, but they need to think a few things through before taking the leap.
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How to Handle an Increase in Your Long-Term Care Premiums
long term care insurance The cost of long-term care insurance keeps rising, and if your premiums are becoming unaffordable you should know that you have options. Here are five ways to help handle a premium increase.
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Personal Finance Tips from the Year of the Ox
personal finance With Chinese New Year upon us, it’s time to reflect on money and career lessons we could learn from 2021’s animal: the ox. Oxen are honest, diligent and dependable.
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Practical Financial Tips for the 'Sandwich Generation'
retirement Many people are stuck in the middle, caring for parents and children at the same time ... and they are getting squashed, emotionally and financially. Here are some proactive steps that can help.
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Wealth Lessons from the Year of the Rat
retirement Chinese culture portrays rats as ambitious and cunning, and anyone trying to get ahead in the world and in their finances can take a lesson from their character traits, whether good or bad.
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401(k), 403(b), TSP Contribution Limits Climb in 2020
retirement Your nest egg could get even fatter in 2020, thanks to new retirement savings account limits set by the IRS. Take a look at what your new savings goal could be, and what's going on with IRA limits as well.
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The Best Impact Investing Apps
investing Investors need to know that they can make a difference, not just for themselves, but for the world, through impact investing. A number of apps and investing platforms are standing by to help lead the way.
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RMDs: When Do I Take Them and How Do I Calculate Them?
retirement Required minimum distributions are a fact of life that most of us will have to face sooner or later. Demystify them by brushing up on the basics now.
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Financial Tips, Thanks to the Year of the Pig
savings Are you a pig? If so, congratulations, you're honest and kind. However, you might also be lazy, impulsive and naive. All of us can improve ourselves and our financial pictures by keeping these pig-inspired tips in mind.
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Make Time to Help a Caregiver Out (or Just Say Thanks)
Caregiving Chances are pretty good that you know a caregiver who could use a break. As National Family Caregivers Month winds down, here are some practical ways you can show your support to these very important people.
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It's Giving Tuesday: How to Make Your Gift Really Count
retirement Impact investing is a way to do more good with your money. With the season of giving upon us, here is how that works and some specific examples of how you can make a difference as you share your blessings.
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