Latest articles by Marguerita M. Cheng, CFP® & RICP®
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Respect Your Survivors By Creating a Will
retirement It's hard to believe that with an estate worth $80 million, Aretha Franklin died without a will. Let that be a lesson to the rest of us.
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It's World National Financial Planning Day! Why Should You Care?
Financial Planning Sandwiched between National Name Your Car Day and National Cinnamon Roll Day is World Financial Planning Day. Here's how you should celebrate.
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My 15 Best Apps for Entrepreneurs and ‘Gigpreneurs’
business When it comes to staying on top of work, schedules, files, calendars and travel, who couldn't use a little help? Here are 15 apps ready to boost your productivity, keep you organized and make your life easier.
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My 10 Best Financial Literacy Apps for Kids
savings Yes, learning about money management can be fun! Here are 10 apps that can help you teach your kids to save and spend wisely.
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Eight Personal Finance Apps to Try for Fun (and More)
Budgeting Some personal finance apps use gamification to bring behavioral finance to life, helping you manage your money better.
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Some of the Best Apps for Sending Money Internationally or Domestically
Technology From Zelle to Venmo and TransferWise, after comparing the options, here are some of the top choices, based on fees, ease of use and transaction time.
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When to Claim Social Security: 3 Timing Scenarios
social security Early, late or right on time? Those are the three Social Security claiming options. Here are three different people who chose three different strategies, and why. Perhaps their decisions could help guide yours.
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Why Trading in Bitcoin or Other Cryptocurrencies is Playing with Fire
Financial Planning You're probably aware that investing in bitcoin is risky in general, but let's take a look at the specific reasons why you could get burned.
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Beyond Bitcoin: Promising Cryptocurrencies
Markets In the crowded new world of cryptocurrencies, there are over a thousand altcoin options to consider (if you are the risk-taking type, that is). Here are seven worth watching.
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Crypto Trading 101: Identifying Safe (Or at Least Safer) Cryptocurrency Exchanges
investing Before you take the plunge, take the time to do a series of background checks on the exchange you're thinking of using. Some have much stronger protections and better reputations than others.
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Top 6 Apps to Spring Clean Your Finances
Budgeting To help get a better grip on where your money is going, recommit to a budget or jump-start your savings plan, these handy apps are just a swipe away.
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A Money Lesson for Newlyweds (and Other Lovers)
retirement Roses on Valentine's Day are a romantic classic, but what's even better for a strong, happy marriage? Money harmony. And it all starts with an honest talk and shared strategy.
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Financial Lessons from the Year of the Dog
retirement As we ring in the Chinese New Year, take a moment to reflect on what the Year of the Dog might mean for your finances.
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4 Ways the New Tax Changes Affect Your Finances
taxes From new tax rates to changes in saving for your child's education, here are four things to try to improve your finances in 2018.
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The $10,000 Question: How to Cover Child Care
savings Creative solutions are out there to cut the high price parents pay to make sure their little ones are cared for while they’re hard at work, bringing home the bacon. Nanny sharing, anyone?
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Naughty or Nice: A Guide for Giving to Charity
Scams Doing the most good with your donation starts with following your heart, and then doing your due diligence.
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How Consumers Can Clean Up After Equifax Disaster
Scams Everyone needs to take precautions in today’s world of constant data breaches. Here are six steps to protect yourself.
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Say Goodbye to MyRA, Hello to Roth IRA
investing The government may be shutting down its investment program, but don’t let that stop you from saving for retirement. There are lots of tax-friendly Roth IRA possibilities, even for those with just $50 a month to spare.
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How to Just Say No to Binge Spending
Smart Buying Don’t let emotions steer you into buying things you don’t need or can’t afford. Know the warning signs and follow these tips.
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Confused About the Fiduciary Rule?
Financial Planning Investor advocates are jubilant while many financial services professionals are apprehensive, as regulations designed to ensure investors have access to objective retirement savings advice, are implemented.
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ERISA, the Fiduciary Standard and Where We Go from Here
Financial Planning Putting the DOL’s investor-protection rule into historical context sheds new light on what the future may hold for retirement savers.
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Congrats, grads! Now Start Tackling Your Student Debt
college Just a few simple steps can help new college graduates make inroads in paying off their student loans and setting themselves up for a secure financial future.
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A Will Can Be a Beautiful Thing
retirement If you’ve been putting it off because it's sad or uncomfortable, don't. Estate planning can be a loving tribute and source of comfort. Here’s what to consider.
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A Crime of Passion, Sweetheart Scams Can Be Costly
Scams My mom was one of thousands preyed upon by this nasty con. Here’s what to watch out for and how to protect those you love.
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