Latest articles by Rachel L. Sheedy
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Decode Annuities to Find the Best Fit
retirement A stream of guaranteed income from an annuity can provide peace of mind that essential expenses will be covered if you live well into your eighties or nineties.
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Tax Trap Snares Young IRA Heirs
taxes Beware the “kiddie tax,” which applies to unearned income (including distributions from traditional IRAs).
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Going Abroad? Check Your Health Coverage
retirement Before you pack your bags and jet off around the world, learn what your health insurance covers in case of a medical emergency abroad.
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Medicare Surcharge Thresholds to Drop
retirement More beneficiaries who are considered high earners will be hit with steeper fees.
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How Retirees Can Use Their Home's Wealth as an Emergency Fund
retirement The standby reverse mortgage strategy offers boomers a way to boost their retirement income.
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When Not to Roll Over a 401(k) to an IRA
401(k)s Comparing your investment choices and costs can aid in deciding if a rollover is the right move.
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Roth Conversions May Be Boon for Heirs
retirement A new study shows the benefit of converting sooner for your loved ones.
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RMD Tips: When Your IRA Holds an Annuity
IRAs If your IRA holds an annuity, you may or may not have to include its value when figuring your required minimum distribution.
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Why Your First Social Security Check May Be Smaller Than Expected
retirement Those who wait until after full retirement age to claim Social Security but do so before age 70 may be disappointed in the size of their initial benefit checks.
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5 Keys to Your Social Security Benefits Strategy
retirement There are a variety of factors that can determine when it's best for you to start claiming your benefit.
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State Death Taxes Losing Life
retirement Following Uncle Sam's lead, several states are raising their estate-tax exemptions, while some are ditching death taxes altogether.
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A Roth Strategy to Cut RMDs, Boost Your Nest Egg
retirement A staggered conversion strategy helps minimize taxes owed over time.
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Retirees, Shift Stock to Satisfy Your RMD
Making Your Money Last Use this smart tactic to keep your shares as well as make Uncle Sam happy.
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How to Reduce Your State Tax Bill in Retirement
retirement Smart strategies for lowering the amount of taxes retirees have to pay every year.
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10 Reasons Your Nest Egg Will Never Be Enough for Retirement
retirement Retirement is the payoff at the end of a long career, the end game most workers are striving for.
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Social Security Benefits for Your Spouse If You Die Early
retirement Here's how to determine the survivor benefit calculation.
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4 Ways to Make the Most of an Inherited IRA
retirement Here are four strategies to consider when taking on a deceased loved one's IRA account.
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Deadline Nears for Reversing Your 2015 Roth IRA Conversion
retirement Consider these money-smart reasons to undo a move into a Roth IRA.
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High Tech Helps Aging Drivers
Technology Need a little extra help driving? These high-tech features can keep you safe as you get older.
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How to Boost Social Security Benefits for Surviving Spouses
retirement When the surviving spouse is older than age 70, the Social Security claiming regimen is simple. But it’s trickier if the surviving spouse is younger.
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8 Things No One Tells You About Retirement
Making Your Money Last As you advance toward retirement, it's a good idea to start sharpening the focus of your retirement vision.
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When It’s Time to Tap a Roth 401(k)
retirement Want to declare your Roth money’s independence from Uncle Sam? Get up to speed on the rules for tapping a Roth 401(k) tax-free.
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A Payout Limit on Social Security Benefits
social security Your spouse and children may discover they can’t claim all the Social Security benefits they’re entitled to based on your earnings record. Here’s why.
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Reverse Mortgages Continue to Evolve
real estate New changes designed to limit defaults on reverse mortgages could end up costing borrowers more.
real estate
