Latest articles by Rich Guerrini
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Benefits of Permanent Life Insurance in Your Estate Plan
Liquidity and tax-free benefits can bring peace of mind to policyholders, and the healthier and younger you are when you get it, the better.
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ETFs Are Hot, But Are They the Right Investment for You?
The younger cousin to mutual funds, exchange-traded funds offer some convenient advantages, like lower fees and greater tax efficiency.
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The Earlier You Take Advantage of Your 401(k), the Better
The power of compound interest can turn modest contributions into big savings for retirement.
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Traditional Retirement Accounts or Roth? How to Choose
Let’s compare traditional IRAs, traditional 401(k)s, Roth IRAs and Roth 401(k)s. Which might work best for you could depend on your income and tax status.
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That Cash in Your Emergency Fund Doesn’t Have to Be Idle
While it’s important to have cash on hand in retirement, low-risk, low-yield investments can give your emergency fund something to do until you need it.
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Three Investments That Put Your Money to Work With Less Risk
Bonds, brokered CDs and fixed annuities can be quickly liquidated while providing steadier returns and fewer fluctuations to your principal.
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Annuities Provide Peace of Mind and Lifetime Income
And while they may be a good supplemental income strategy for retirement, they may not be the best return on investment in all instances. Here’s what to consider.
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A Managed Account Offers Optimization and Tax Efficiency
An account managed by a financial professional can supplement your retirement income, but beware of ongoing fees that could be higher than other investment strategies.
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Could Supplemental Income Strategies Work for Your Retirement?
Financial tools that are sheltered from swings in the markets or take advantage of rising interest rates could help see you through your golden years.
