Latest articles by Susan B. Garland
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New Annuity Product Provides an Income Stream for a Long Life
retirement Federal rules now allow taxpayers to invest a portion of their retirement accounts into a longevity annuity.
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Old Trusts Create Tax Issues for Heirs
retirement The big changes in estate tax law in recent years can significantly affect estate plans that were put into place under old rules.
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What You Need to Know About Enrolling in Medicare
retirement If you are about to turn 65, get up to speed quickly on the rules. Missing an enrollment deadline can be costly.
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Match Bond Income With Yearly Costs
Making Your Money Last Using a liability-driven investing strategy can help retirees account for projected spikes in spending.
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Retirees, Consider This Valuable New Strategy for Passing IRAs to Your Heirs
retirement Depending on the tax rates of you and your children, a traditional IRA may net a larger inheritance.
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Childless Seniors Need to Build a Safety Net
Financial Planning It is critical to plan ahead. Among your tasks is to create a support system, build a team of professional advisers and find aging-friendly housing.
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A Costly Medicare Surprise Awaits Retirees
retirement Days spent in the hospital as an outpatient, rather than being officially admitted, can leave Medicare patients with bigger bills.
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Retirees, Should You Buy or Rent When Downsizing?
Making Your Money Last Run the numbers to compare both options, although nonfinancial factors play into the decision, too.
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How to Donate Complex Assets
retirement Expert help is required when you want to give a charity an asset such as a Web domain name or a share in a family business.
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Should You Enroll in Medicare If You Are Still Working?
retirement The size of your employer is a key factor in determining the answer.
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Planning Checklist for Chronic Illness
Making Your Money Last After dealing with the shock of being diagnosed with a chronic disease, adjusting your financial and estate plans is a top priority.
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Delaying Social Security Boosts the Value of COLAs
social security Wait to take benefits until age 70 and you will get eight years of compounded cost-of-living adjustments on your full retirement age benefit.
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Plan for a Bigger Tax Bite When Spouse Dies
Making Your Money Last The change in tax-filing status from married to single can easily hike the tax tab of the surviving spouse.
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Year-End Strategies for Retirees to Trim 2014 Tax Tab
taxes Act now to reduce the amount you will owe Uncle Sam next tax season.
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Prepare to Retire With a Gift Annuity
retirement Donors can make a charitable gift now but defer annuity payments to start years later.
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Create a Plan for a Meaningful Retirement
Making Your Money Last A retirement plan is not just about money. It is also about figuring out how you want to spend all your newfound free time.
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The Key to Living Happily Ever After in Retirement
Making Your Money Last Couples need to discuss their expectations for retirement—and figure out a compromise when those goals do not align.
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Strategies to Pay for Retiree Health Care Costs
retirement Plan ahead by including medical expenses as a line item in your retirement budget.
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Avoid Rollovers of IRA CDs
IRAs A new tax rule could create problems for investors who roll money from matured IRA certificates of deposit into new IRA CDs.
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How to Budget for Unexpected Costs in Retirement
Making Your Money Last Planning for surprise expenses can keep your retirement on track.
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Retirees, Get a Jump-Start on Your 2014 Tax Bill
taxes By getting a head start on your 2014 tax planning, you’re likely to find many strategies to shave your payments to Uncle Sam.
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A Reality Check on Health Care Costs for Early Retirees
retirement The average couple who retires at age 62 will spend $17,000 out-of-pocket on health care each year until they enroll in Medicare. Can you afford to make the leap?
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Tap Your Portfolio With Taxes in Mind
Making Your Money Last Holding tax-free, tax-deferred and taxable accounts gives you flexibility when trying to control your tax bill.
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Donate Life Insurance to a Charity or College
life insurance Philanthropic policyholders can take a charitable tax deduction for part of the policy's value.
life insurance
