Latest articles by Taylor Schulte, CFP
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Robo-Advisers: Weighing the Worth of Automated Advice
investing Some people do just fine with bare-bones advice that’s essentially generated by an algorithm. Until your financial life gets more complicated, you might too. Here’s what you can expect from a robo-adviser and the signs it’s time to upgrade.
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With Money, What You Do Matters More Than What You Know
Investor Psychology Even the smartest, most well-informed retirement savers can lose a boatload of money if they don’t have their heads on straight. An interview with the author of “The Psychology of Money” reveals some interesting insights on how to build and maintain your wealth.
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7 Must-Listen Retirement Podcasts That Aren’t About Money
happy retirement Staying physically and mentally engaged in retirement is just as important as how much cash you have in the bank. Here are some of my favorite podcasts to entertain and enlighten.
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Why ‘Rent vs. Buy’ Is the Wrong Question
buying a home The equation for owning a home or renting isn’t as straightforward as it may first appear. The deciding factor for you could come down to something other than money.
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These 2 Words Could Send Your Retirement Money to the Wrong Beneficiary
estate planning "Per stirpes" vs. "per capita." Making the wrong choice could cause an estate planning disaster.
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3 Reasons to Take a Closer Look at ETFs
investing Their low cost and transparency are admirable, but their tax efficiencies may take the cake.
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Five Wishes: A Simple Tool to Write Your Living Will
retirement End-of-life planning is more than just what kind of care you want in your final days. It's about such personal choices as who you want with you when the time comes and what will bring you and your family comfort and peace.
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3 Tragic Retirement Investing Mistakes to Avoid
retirement It can be easy to go astray if you're going it alone. Here are three areas where retirement savers tend to get tripped up.
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Top 5 Retirement Podcasts Everyone Should Listen To
retirement You can never be too money smart, and one easy way to boost your financial IQ is to tune into some really great, and often even entertaining, podcasts. Check out my five favorites.
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How to Protect Your Digital Assets
retirement Did you know the average American has $55,000 in digital assets? That's something definitely worth including in your estate plan. Here's how to get started.
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Leaving a Job? How to Decide If You Should Do a 401(k) Rollover or Not
401(k)s There are a lot of reasons why rolling a 401(k) over into your own IRA is the best choice for most people, but for some there are a couple of cons that could outweigh the pros.
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The Easy-to-Miss Way to Have Enough Money for Retirement
retirement Be tax smart to maximize your savings in retirement. Here are four ways to reduce your taxes once you retire and keep more of the money you worked so hard to save.
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How to Freeze Your Credit and Stay Safe Online
Scams Data breaches and hack attacks are a fact of life. To protect your identity and your financial information, use these three simple best practices. And if you really want to be safe, consider freezing your credit. Here’s how.
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What You Know About Financial Advisers Is All Wrong
Financial Planning Financial professionals are changing their ways, or at least many are. More are happy to work with younger, smaller investors, and to put your needs ahead of their own. And now finding such an adviser is getting easier.
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Are You Investing or Speculating?
Markets Here's how to tell the difference ... and when it's actually OK to speculate in the stock market.
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What's Changing in Your Retirement Accounts in 2018 (and How to Take Advantage)
retirement Retirement savers can use all the help they can get, and in 2018 some of that help comes in the form of higher limits on savings vehicles. Here are the specifics.
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Should You Be Tempted to Invest in Bitcoin?
investing The recent eye-popping gains in the cryptocurrency are hard to ignore, but the proposition may not be as sexy as it sounds.
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How to Save for Retirement If You Don't Have a 401(k)
retirement For many people, retirement savings and 401(k)s are synonymous. However, many others don't have that option. For them, there are several other tax-smart ways (from SEP IRAs to Roths and even HSAs) to build a nest egg.
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8 Financial Pros Share the Money Moves You Must Make Before 2018
investing In a few months, you’ll likely be inundated with posts, articles and videos about how you can make 2018 the best year yet.
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8 Money Moves You Must Make Before 2018
Financial Planning Let us be among the first to put the new year on your radar, because believe it or not, there are some end-of-the year financial tasks that you should think about getting started on right now.
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The Secret to Using Money to Buy Happiness
Financial Planning You need to take a hard look at what you’re spending your money on, and then take a harder look at yourself and what you really value.
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Before You Refinance Student Loans, Read This
college It might seem like a good way to make payments manageable, but you could be making some major trade-offs that could cost you (or your co-signer — thanks, Mom and Dad) big bucks down the road.
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Is $1 Million Enough to Retire?
retirement It surely sounds like a lot, but once you do all the math, you might be sadly surprised. Here's why.
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How to Raise Money-Smart Kids
savings Telling them how to be financially savvy probably won't make much of an impact. You have to show them.
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