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The Best 3-Year CDs of 2025
Savings Are you looking to save for a midrange savings goal? A three-year CD gives you an easy way to achieve this with a rate outpacing inflation.
By Erin Bendig Last updated
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Best CD Rates — A Risk-Free Way to Save
Savings Are you interested in a certificate of deposit? We choose the top options for a wide variety of terms, so you can find the one that meets saving goals.
By Sean Jackson Last updated
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Reduce Your Retirement Tax Risk With the Three-Bucket Strategy
Splitting retirement funds into three buckets with distinct tax treatments can help you avoid a nasty tax bill down the line. Here's how the strategy works.
By Bryan S. Slovon, Investment Adviser Published
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Social Security Phone Wait Times: What to Expect and the Best Times to Call
The Social Security Administration receives 80 million calls every year. Timing is everything if you want to get through.
By Donna LeValley Published
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Educator Expense Deduction for 2024: What to Know
Tax Breakts Some educators can deduct out-of-pocket expenses for classroom supplies when they file their federal returns.
By Kelley R. Taylor Last updated
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Retire in Mexico: Get a Lower Cost of Living Near the US
Many older Americans retire in Mexico because of its laid-back lifestyle, beaches, and vibrant culture. Here’s the scoop on living in Mexico full-time.
By Brian O'Connell Published
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Financial Fact vs Fiction: This Roth Conversion Myth Could Cost You
While some 'golden rules' stay in style forever, the financial landscape is constantly evolving. Here are five common myths to revisit (with more on the way).
By Scott McClatchey, CFP® Published
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Give Now or Leave an Inheritance? How to Balance the Options
You've saved enough money for retirement. But can you afford to give some to family or good causes — and when is best? These are the key points to consider.
By Deana Healy, CFP® Published
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Why Does the Fed Prefer PCE Over CPI?
Inflation has been top of mind for lots of folks in recent years. Most of Wall Street follows the CPI, but the Fed favors the PCE. Here's why.
By Charles Lewis Sizemore, CFA Published
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Houses for Sale in Napa, California for Wine Lovers
Three gorgeous houses for sale in Napa, California, detailed as part of Kiplinger's "Listed" series.
By Alexandra Svokos Published
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Five Great Places to Live in Wyoming
Whether you prefer the buzzy affluence of Jackson Hole, rodeo towns or mountain towns, Wyoming should be on any nature lover’s list.
By Drew Limsky Published
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The 6 Best Places to Put Your Tax Refund for Growth
Use your 2024 tax refund to boost short-term or long-term financial goals by putting it in one of these six places.
By Rachael Green Published
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How to Age-Proof Your Retirement Plan
Longevity risk is a big threat to your retirement, but there are several strategies to protect yourself from running out of money, no matter how long you live.
By Nico Pesci Published
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Retirement Planning for Couples With a Generation Gap
Do you and your partner have different retirement timelines and attitudes to saving? It is possible to make plans together. This is how one couple did it.
By Phil Wright, Certified Fund Specialist Published
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Kiplinger Interest Rates Outlook: Rates Moving Lower on Tariff Fears
Forecasts Fears of a weaker economy after new tariffs were unveiled have outweighed earlier fears of higher inflation.
By David Payne Last updated
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How to Find the Best REIT ETFs
ETFs Investors can use the best REIT ETFs to gain efficient exposure to the real estate market. The best funds feature big asset bases and low expense ratios.
By Jeff Reeves Last updated
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Ten States With the Lowest Sales Tax
Sales Tax Living in one of the lowest sales tax states doesn't always mean you'll pay less.
By Katelyn Washington Last updated
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Kiplinger 25 Model Portfolios
The Kiplinger 25 Reach your investment goals with these plans using the Kiplinger 25, our favorite no-load mutual funds.
By Nellie S. Huang Last updated
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Property Tax 101: What Homeowners Need to Know
Property Tax No one likes to pay property tax, but knowing how these taxes work might make the situation more bearable.
By Katelyn Washington Last updated
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Mailing Your Tax Return This Year? What to Know Before You Do
Tax Filing There are plenty of reasons not to mail your tax return this year, but here’s what you should know if you are.
By Katelyn Washington Last updated
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How to Lower Your Tax Bill Next Year
Income Taxes Knowing how to lower your tax bill (pay less taxes) requires some strategizing. Here are a few tax tips to help make it happen.
By Katelyn Washington Last updated
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The 25 Best No-Load Mutual Funds You Can Buy
mutual funds The key to building wealth long-term is buying high-quality, no-load mutual funds run by seasoned stock pickers. Here are our favorites.
By Nellie S. Huang Last updated
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Capital Gains Tax on Real Estate and Home Sales
Capital Gains Selling your home or a rental property? Here are important capital gains tax rules to keep in mind.
By Joy Taylor Last updated
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Retirees: Is Your Local Bank Closing? Four Ways to Cope
Bank branches are closing across the country. If you are among the retirees who prefer to bank in person, you have some options.
By Donna Fuscaldo Published
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Why Understanding Capital Gains Taxes Is Critical When Selling Investments
Failing to plan for taxes can eat into your profits and leave you with far less than expected when you finally cash in on an investment.
By Stephen Nalley Published
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Ask the Editor: Reader Questions — Estate Tax, Muni Bonds
Ask the Editor: Taxes, April 4, 2025 — Joy Taylor, The Kiplinger Tax Letter Editor, answers questions on Trump's tax bill, estate tax and Muni bonds.
By Joy Taylor Published
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You May Not Want to Downsize in Retirement: Here's Why
Your financial planner may urge you to downsize in retirement. Your kids may even pressure you. But be sure it's right for you before you make a move.
By Maurie Backman Published
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How Much You Could Save on Gas with Costco, Walmart and Other Memberships
Gas prices jumped 10 cents this week. Compare gas savings perks and see how much you’d save with Costco, Sam’s Club, BJ’s, Walmart Plus and Amazon Prime.
By Rachael Green Published
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Five Fun (and Cheap) Ways to Stay Busy in Retirement
It's not all about the big trips and special occasions. There are plenty of ways to enjoy yourself day-to-day in retirement without breaking the bank.
By Maurie Backman Published