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Is It Too Late to Do a Roth Conversion if You're Retired?
The short answer is: Not at all. Roth conversions can be great tax-saving strategies … for the right people. Are you a good candidate?
By Arrin Wray Published
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Five Options for Retirees Who No Longer Need Life Insurance
If you're retired and you've checked with your financial planner that life insurance is no longer vital, here are five ways you can turn it to your advantage.
By Evan T. Beach, CFP®, AWMA® Published
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The Worst Credit Cards: Is One in Your Wallet?
If you have one of the worst credit cards, it's time to replace it with a winner. We can help.
By Kathryn Pomroy Published
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How to Invest at Each Stage of Your Life
Wealth isn’t typically built overnight. It takes a series of moves over time. With that in mind, we’ve crafted a game plan for how best to save and invest at every stage of life.
By Nellie S. Huang Published
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Five Financial Planning Secrets of Millionaires
You might be surprised: Most millionaires don't feel rich. Instead, they have smart goals, discipline and a little help along the way.
By Kevin Dwyer, CFP®, CLU® Published
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Financial Hangover Got You Down? Rebalance Your Budget
After overindulging on vacations or other fun, here's how to review your budget and set new goals, without sacrificing the experiences that matter most.
By Frank J. Legan Published
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Five Cities With the Lowest Property Tax in the U.S.
Property Tax Property taxes are ultra-low in these popular metro areas, but is housing affordable?
By Gabriella Cruz-Martínez Last updated
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The Benefits of I Bonds vs EE Bonds To Store Your Savings
All of the information you'll need to choose between Series I and EE savings bonds.
By Donna LeValley Last updated
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Inflation Made I-Bonds Popular. What Now?
savings bonds Inflation has made Series I savings bonds, known as I-bonds, enormously popular with risk-averse investors. So how do they work?
By Lisa Gerstner Last updated
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The I-Bond Rate Until May Is Mildly Attractive. Here's Why.
Investing for Income The current I-bond rate is active until November 2024 and presents an attractive value, if not as attractive as in the recent past.
By David Muhlbaum Last updated
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The Kiplinger 25: Our Favorite No-Load Mutual Funds
The Kiplinger 25 The Kiplinger 25 is a list of our top no-load mutual funds that have proven capable of weathering any storm.
By Nellie S. Huang Last updated
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What Are Dividend Stocks?
Dividend-paying companies are a wise addition to most portfolios, but not all are created equal. Here, we answer the question "what are dividend stocks," and explain how to find the best ones.
By Mark R. Hake, CFA Last updated
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I-Bonds: Pros and Cons of Investing
Learn about the pros and cons of investing in I-Bonds, U.S. savings bonds that protect your money from inflationary pressures.
By Jacob Wolinsky Last updated
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If You'd Put $1,000 Into Amazon Stock 20 Years Ago, Here's What You'd Have Today
Amazon stock has been a buy-and-hold investor's best friend.
By Dan Burrows Last updated
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Why Do People Retire in Florida? 9 Things You Must Know
Attention Florida-bound retirees: There's more to the Sunshine State than Disney, golf and beaches.
By Bob Niedt Last updated
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10 States Where Retirees Get Smaller Social Security Raises
Geography doesn't dictate how much Social Security you will receive. However, employment opportunities, pay scale and lifetime earnings impact your monthly benefit greatly.
By Donna LeValley Published
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If You'd Put $1,000 Into Intel Stock 20 Years Ago, Here's What You'd Have Today
Intel Intel stock has been a catastrophe for long-term investors.
By Dan Burrows Last updated
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16 Ways Snowbirds Can Establish Residency in Florida for Tax Purposes
State Tax Looking to avoid state income taxes in retirement? Satisfy Florida residency requirements to prove you’re the real deal.
By Rocky Mengle Last updated
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Low-Tax States for 'Middle-Class' Families
State Tax Here are the best states for families with middle incomes (due to low tax burdens).
By Katelyn Washington Last updated
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IRS Expands Tax Breaks for Breast Cancer Screenings, Contraceptives
Healthcare Now you can get a tax deduction or reimbursement for certain medical expenses, like over-the-counter birth control and condoms.
By Gabriella Cruz-Martínez Last updated
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Alaska Tax Guide
State Tax Alaska state tax rates and rules for income, sales, property, fuel, cigarette, and other taxes that impact Alaska residents.
By Katelyn Washington Last updated
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Six Ways High-Income Earners Can Optimize Their Tax Strategy
Reduce your tax liabilities by following these expert-recommended tips.
By Kiplinger Advisor Collective Published
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Most Livable Cities 2024: How Does Your Town Rank?
California, Virginia, and New Jersey are home to some of the most livable cities in America. The AARP study ranked Great Neck Plaza, NY, first overall.
By Kathryn Pomroy Published
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Here's Why You Shouldn't Put All Your Money Into Roth IRAs
Converting a tax-deferred account to a Roth can be a good strategy for lowering future taxes, but moving all of your money at once is typically not recommended.
By Joe F. Schmitz Jr., CFP®, ChFC® Published
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Three Advantages of These Underrated Accounts for Retirees
Using taxable accounts for some retirement savings in the 10 years before and after retirement can give you greater flexibility and benefit your heirs.
By Evan T. Beach, CFP®, AWMA® Published
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Six Steps to Take if Your Insurer Sends You a Non-Renewal Letter
First and foremost, don't procrastinate. Let your insurer know you plan to fix whatever the issue is and then actually follow through on fixing it.
By Karl Susman, CPCU, LUTCF, CIC, CSFP, CFS, CPIA, AAI-M, PLCS Published
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10 Riskiest Places to Give Your Social Security Number
social security Here's how to lower the chances of your number falling into the wrong hands — and what to do if it does.
By Cameron Huddleston Last updated
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Best Healthcare ETFs To Buy Now
ETFs The best healthcare ETFs patch investors into an area of the market that offers both defensive properties and long-term growth.
By Jeff Reeves Last updated
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Five Reasons to Take Social Security Early (and Four Reasons to Wait)
There are sound reasons to take Social Security early. While many experts say it's best to wait until full retirement age to claim benefits, here are some reasons to start early.
By Kathryn Pomroy Last updated