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How to Address Retirees’ No. 1 Concern
retirement planning It’s a top worry for people nearing retirement: the fear of running out of money. By preparing for retirement with an income plan, you can feel confident in your golden years.
By Tony Drake, CFP®, Investment Advisor Representative Published
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How to Spot (and Squash) Nasty Fees That Hide in Your Investments
retirement planning Your annual investment statement might look hot this year, but it’s probably missing one very important figure: the fees you paid.
By Pam Krueger Published
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Starting Your Own Law Practice? Here’s How to Fail
careers Take it from Elizabeth Miller, co-author of “From Lawyer to Law Firm, How to Manage a Successful Law Business,” this is what you should NOT do when setting up your law firm.
By H. Dennis Beaver, Esq. Published
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How to Avoid 2021 Being as Much of a Disaster as 2020
personal finance Maybe it’s time to try a different kind of financial resolution for the new year: one that’s more about helping others than helping yourself.
By Neale Godfrey, Financial Literacy Expert Published
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How to Create a Retirement Income Plan That Can Last a Lifetime
Sponsored Content from Sensible Money
By Staff Published
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How to Stay Safe on the Slopes
Coronavirus and Your Money Ski resorts have made changes to deal with COVID. Here’s what to expect.
By Emma Patch Published
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How to Find Yield With Emerging Market ETFs
Foreign Stocks & Emerging Markets Yield-hungry investors who are willing to take on extra risk should consider emerging-markets debt.
By Nellie S. Huang Published
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How to Find a Good Financial Professional – or Dump a Bad One
retirement planning Financial professionals can be invaluable on your journey to financial wellness. For the best experience, it’s important to find the right one for you.
By Salene Hitchcock-Gear, President of Prudential Individual Life Insurance Published
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How to Tell Whether You Can (or Should) Splurge on a Luxury Purchase
personal finance Think hard before you buy that sports car, RV or other dream item. There are other places where your money could serve you much better. Here’s how to evaluate whether a splurge works for you, and what you might be giving up.
By Andrew Rosen, CFP®, CEP Published
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How to Prepare Yourself (and Your Money) for COVID-19 in 2021
personal finance Get planning now so you aren’t caught unprepared for the continuing financial effects of this global pandemic.
By Josh Sailar, CFP®, CPFA Published
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How to Turn Your Retirement Savings into Retirement Income
retirement Your retirement income plan starts with a primer on Income Allocation planning, my method of creating a reliable stream of income big enough and steady enough to last you through retirement.
By Jerry Golden, Investment Adviser Representative Published
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How to Safely Socialize (and Work) at Home During the Pandemic
home Tips for transforming your backyard area into a social distancing hang out, as well as creating a work-from-home haven.
By Emma Patch Published
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How to Help Your Family Wealth Last for Generations
estate planning Creating generational wealth takes careful planning and thoughtful sharing of intentions, plus the right investment vehicle.
By Brian Skrobonja, Chartered Financial Consultant (ChFC®) Published
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How to Vote for Social Change with Your Investments
investing Want to invest your money in companies that care about climate change, racial equity or other issues important to you? Consider “Socially Responsible Investing.” With a little help, it’s easier than you might think.
By Mike DeWitt, CFA Published
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Be a Budgeting Expert: How to Track Spending with a Detailed Budget
Budgeting Want to go beyond the Envelope Budget? Try this free budgeting spreadsheet to draw up your own plan and get a firm grip on where your money is going. We’ll walk you through each step.
By Deborah L. Meyer, CPA/PFS, CFP® Published
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The Envelope Budget: How to Make It Work for You
Budgeting An oldie but goodie, the envelope budget is a great place to start for beginning budgeters. Here’s how it works.
By Deborah L. Meyer, CPA/PFS, CFP® Published
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How to Not Financially Paralyze Your Children
personal finance If you’ve spoiled your kids – or are worried you might spoil them – here are some steps to take to help ensure they become financially independent.
By H. Dennis Beaver, Esq. Published
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How to Build a Diversified Real Estate Investment Portfolio
real estate investing Having a diversified commercial and multifamily real estate portfolio is important to potentially reduce risk and create multiple opportunities for potential income and appreciation. Diversification is even more important in tumultuous times like these. Here’s a look at how to build a diverse real estate investment portfolio.
By Dwight Kay Published
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Divorce: Who Pays for Education and How to Afford It
Divorce You think Junior should go to public school, and your ex wants him to go to a pricey private school instead. Who pays? How do you decide? Buckle up, because these discussions could get bumpy.
By Stacy Francis, CFP®, CDFA®, CES™ Published
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Tax Tip: How to Deduct Property Damage Caused by Hurricane Zeta
Tax Breaks Get the maximum tax deduction for property losses resulting from Hurricane Zeta or other natural disasters.
By Joy Taylor Published
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How to Play Defense on Your Debt – Even in an Economic Downturn
debt management For anyone with debt to their name, right now could be a great time to take advantage of unique opportunities to either refinance, pay off or even drag out their payments. Which strategy is right for you?
By Matt J. Goren, Ph.D., CFP® Published
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How to Negotiate a Break on Rent
Healthy Living on a Budget The downward trend in rents has me thinking it's time to ask my apartment manager to reduce my rent.
By Rivan V. Stinson Published
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Couples Both Working from Home? How to Maximize Your Finances
retirement planning The COVID-19 pandemic has brought financial possibilities as well as challenges to many households. Here’s what to do to make the most of them.
By Josh Monroe, CFP®, ChFC Published
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How to Fly Safely for Less This Fall
travel Scott Keyes, founder of Scott’s Cheap Flights, joins the Your Money's Worth podcast to discuss strategies for snagging discounted airfare in the coming months. Also, our hosts David Muhlbaum and Sandy Block break down the new steps families must take to get financial aid for college next year.
By Sandra Block Published
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How to Pick an Indexed Annuity
annuities To help choose the right fixed indexed annuity for you, first decide which of these three main goals you have in mind. Identifying your top priority can narrow down the choices of this valuable, but sometimes complex, annuity product.
By Ken Nuss Published
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How to Tell If You’re Ready for a High-Risk/High-Reward Investment
investing Ask yourself this: Can I afford to lose it all? If not, then you have a little work to do first.
By Andrew Rosen, CFP®, CEP Published
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How to Pick the Right Medicare Plans for You
Healthy Living on a Budget As you're signing up for Medicare, you must learn the basics of Medicare Part A, Part B, Part D, medigap plans, Medicare Advantage plans and even doughnut holes. We'll help you sort out the confusion about signing up for Medicare -- and much more.
By Catherine Siskos Published
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How To Buy a Roth IRA When You Make Too Much To Qualify For One
Roth IRAs With their tax-free growth and tax-free withdrawals, Roth IRAs are a great deal — if you qualify. If you don’t, well, there’s still a way to get into the game in a big way.
By Mike Piershale, ChFC Published
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5 All-Too-Common Financial ‘Sins’ … and How to Atone for Them
personal finance Yom Kippur teaches us the value of reflection, and that’s something that all investors and retirement savers could benefit from right now.
By Jonathan I. Shenkman, AIF® Published